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Registered index-linked annuity · SEC-registered · defined downside design

Jackson Market Link Pro Advisory 4 New York

Issued by Jackson National Life Insurance Company of New York

AM Best ACan lose value
Segment terms1-year · 3-year · 6-year
Downside choices10% buffer · 20% buffer · 30% buffer
FeeNot published
Surrender periodNone
Free withdrawalNot published
Issue ages0–85 (annuitant and owner) · age limits based on the older person
Available jurisdictions1published in the feed
Market value adj.None
Get my rate reportAll 97 rate rowsVerified Sep 18, 2026 · CANNEX via AdvisorWorld
Headline segment · S&P 500 Index · 1-year · 10% buffer20% cap · 10% buffer

The upside term is shown with its index, term, downside rule, and fee status. This indexed segment can lose value.

The buffer absorbs the first 10% of segment loss; losses beyond it can still apply. This is not an FIA.

Every segment, by index and downside design

Read across a row to compare the upside term under each published downside design. Current rates for the selected state and $100,000 premium; every percentage identifies what it is.

Strategy fee is not published; outcome figures are suppressed unless another published fee applies.

Swipe horizontally to compare every protection level.

Index · term10% buffer20% buffer30% buffer
S&P 500
1-yearPoint-to-point
20% cap
Segment detailsMinimum cap: 5%Minimum participation: 100%Minimum buffer: 10%
12.5% cap
Segment detailsMinimum cap: 4%Minimum participation: 100%Minimum buffer: 10%
10.25% cap
Segment detailsMinimum cap: 3%Minimum participation: 100%Minimum buffer: 10%
1-yearPerformance trigger
11.7% trigger rate
Segment detailsMinimum trigger rate: 5%Minimum participation: 100%Minimum buffer: 10%
8.45% trigger rate
Segment detailsMinimum trigger rate: 3%Minimum participation: 100%Minimum buffer: 10%
1-yearPerformance Boost Cap Rate
10.5% cap
Segment detailsMinimum cap: 5%Minimum participation: 100%Minimum buffer: 10%
3-yearPoint-to-point
112% participation
Segment detailsMinimum cap: 15%Minimum participation: 100%Minimum buffer: 10%
59% cap
Segment detailsMinimum cap: 12%Minimum participation: 100%Minimum buffer: 10%
40% cap
Segment detailsMinimum cap: 9%Minimum participation: 100%Minimum buffer: 10%
3-yearCap-locking option
56% cap
Segment detailsMinimum cap: 15%Minimum participation: 100%Minimum buffer: 10%
3-yearPerformance Boost Cap Rate
40% cap
Segment detailsMinimum cap: 15%Minimum participation: 100%Minimum buffer: 10%
6-yearPoint-to-point
115% participation
Segment detailsMinimum cap: 30%Minimum participation: 100%Minimum buffer: 10%
107% participation
Segment detailsMinimum cap: 24%Minimum participation: 100%Minimum buffer: 10%
182% cap
Segment detailsMinimum cap: 18%Minimum participation: 100%Minimum buffer: 10%
6-yearPerformance Boost Cap Rate
92% cap
Segment detailsMinimum cap: 30%Minimum participation: 100%Minimum buffer: 10%
6-yearCap-locking option
14.25% cap
Segment detailsMinimum cap: 5%Minimum participation: 100%Minimum buffer: 10%

Showing 16 of 96 indexed segments.

Outcome simulator unavailable

The current feed does not publish a strategy fee for every eligible segment. No zero fee is assumed, so outcome figures are suppressed.

What the carrier can change at renewal

Upside rates and downside-protection terms are declared for each segment. These are the contractual minimums published with the live rows.

Cap-locking option · 3-year15%Minimum cap
Cap-locking option · 3-year100%Minimum participation rate
Cap-locking option · 6-year5%Minimum cap
Cap-locking option · 6-year100%Minimum participation rate
Declared, no index · 1-year2.4%Minimum fixed-account rate
Performance Boost Cap Rate · 1-year5%Minimum cap
Performance Boost Cap Rate · 1-year100%Minimum participation rate
Performance Boost Cap Rate · 3-year15%Minimum cap
Performance Boost Cap Rate · 3-year100%Minimum participation rate
Performance Boost Cap Rate · 6-year30%Minimum cap
Performance Boost Cap Rate · 6-year100%Minimum participation rate
Performance trigger · 1-year100%Minimum participation rate
Performance trigger · 1-year1%Minimum trigger rate
Point-to-point · 1-year3%Minimum cap
Point-to-point · 1-year100%Minimum participation rate
Point-to-point · 3-year9%Minimum cap
Point-to-point · 3-year100%Minimum participation rate
Point-to-point · 6-year18%Minimum cap
Point-to-point · 6-year100%Minimum participation rate
Minimum published buffer10%Lowest value across the published segment limits

Open “Segment details” in the matrix to see the contractual minimum attached to that exact row.

Getting money out

No surrender charge

Free withdrawalNot published
Systematic withdrawalsAvailable
Nursing-home / terminal-illness waiverNot published
BailoutNot available
Return of premiumNot available
Death benefitStandard death benefit (ages 81–85)The public product feed does not describe the calculation; the prospectus governs

Analyst notes

Where it stands out

  • The current New York advisory menu spans six published equity indexes plus a fixed account.
  • Annual and multi-year indexed terms are published with multiple buffer choices.
  • Performance-trigger and point-to-point choices remain separately labeled in the rate matrix.
  • The selected advisory contract publishes no surrender charge schedule.

What to confirm

  • Every indexed segment can lose value when the index loss exceeds its buffer.
  • The current feed does not publish a strategy fee for every eligible segment, so outcomes remain suppressed instead of assuming zero.
  • No surrender charge does not eliminate interim-value effects, and the feed does not publish a free-withdrawal percentage for this contract.
  • This contract is available only in New York; do not substitute national-contract rates or terms.
Best fitNew York advisory buyers who accept prospectus-governed loss exposure and want multiple index, term, and buffer choices without a published surrender schedule.
Not ideal forBuyers who require loss-free market-linked value, a published annual free-withdrawal percentage, or terms from the national contract.

Expanded contract facts

Contract details beyond the headline rate

Fresh CANNEX source

Key facts published in the versioned CANNEX contract ledger. Gaps are labeled, not guessed.

Contract ledger statusAvailable · version 2.0
Product familyRILA
Share classesNot published
PremiumNot published in feed
Issue ages0–85 (annuitant and owner) · age limits based on the older person
Joint age rulesannuitant: minimum age uses the younger person, maximum age uses the older person, maximum age difference not published · owner: minimum age uses the younger person, maximum age uses the older person, maximum age difference not published
Funding typesNon-qualified · Qualified
Annuitant typesJoint · Single
OwnershipJoint · Single
Joint contractAvailable
Free-look periodAvailable
Annuitization maximum age95 years
Annuitization optionsCertain period · Joint life · Single life
Profile feesNot published
Premium bonusNot published
Systematic withdrawalsYes
Minimum-withdrawals rule appliesYes
BailoutNo
Market value adjustmentNone
Return of premiumNot available
Free-withdrawal tiersNot published
CDSC schedule0 years · applies to the selected contract
Surrender ledger statusAvailable
Contract sourceCANNEXNormalized public contract facts; source XML and internal identifiers are not displayed.
Source vintagefreshObserved Sep 18, 2026 · generated Sep 20, 2026
Income rider optionsNone published — accumulation only
Death benefitStandard death benefit (ages 81–85)The public product feed does not describe the calculation; the prospectus governs
Contract open dateJun 8, 2026

Source and vintage: normalized public product facts from CANNEX, observed Sep 18, 2026. Raw licensed XML and internal identifiers are not included. Terms can vary by state, premium, age, share class, and contract version; confirm the current carrier contract and illustration before purchase.

Prospectus and SEC filings

A RILA is a registered security. The prospectus governs interim value, performance lock, death benefit, and fees.

RegistrantJackson National Life Insurance Company of New York

SEC CIK0001128415

File numbers333-292247

Open filings on EDGAR ↗

No verified carrier document link is published in the product feed. Rate-sheet supplements will appear only after their product and carrier match is verified.

State availability

1 published jurisdiction. This contract version is available only in New York.

NY
Rates are sourced from CANNEX via AdvisorWorld and updated daily. Rates vary by state, premium band, and issue age. A registered index-linked annuity can lose value; a buffer, floor, or downside-participation rule limits specified losses but does not guarantee principal or surrender value. Upside rates and downside-protection terms can change on new segments. Educational only — not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier’s claims-paying ability and are not FDIC-insured.

Machine-readable citation contract

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