Registered index-linked annuity · SEC-registered · defined downside design
Jackson Market Link Pro Advisory 4
Issued by Jackson National Life Insurance Company
The upside term is shown with its index, term, downside rule, and fee status. This indexed segment can lose value.
The buffer absorbs the first 10% of segment loss; losses beyond it can still apply. This is not an FIA.Every segment, by index and downside design
Read across a row to compare the upside term under each published downside design. Current rates for the selected state and $100,000 premium; every percentage identifies what it is.
Strategy fee is not published; outcome figures are suppressed unless another published fee applies.
Swipe horizontally to compare every protection level.
| Index · term | 10% buffer | 20% buffer | 100% buffer |
|---|---|---|---|
| S&P 500 | |||
| 1-yearPoint-to-point | 20% cap Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 5%102% participation1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 1%Minimum participation: 100%Minimum buffer: 5% | 12.5% cap Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 5%17% cap1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 1%Minimum participation: 100%Minimum buffer: 5% | 7.45% cap Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 5%10.25% cap1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 1%Minimum participation: 100%Minimum buffer: 5% |
| 1-yearPerformance trigger | 11.7% trigger rate Segment detailsMinimum trigger rate: 1%Minimum participation: 100%Minimum buffer: 5%13.5% trigger rate1.25% strategy fee Segment details1.25% strategy feeMinimum trigger rate: 1%Minimum participation: 100%Minimum buffer: 5% | — | 6.45% trigger rate Segment detailsMinimum trigger rate: 1%Minimum participation: 100%Minimum buffer: 5%8.3% trigger rate1.25% strategy fee Segment details1.25% strategy feeMinimum trigger rate: 1%Minimum participation: 100%Minimum buffer: 5% |
| 1-yearPerformance Boost Cap Rate | 10.5% cap Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 5%12.5% cap1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 1%Minimum participation: 100%Minimum buffer: 5% | — | — |
| 3-yearPoint-to-point | 112% participation Segment detailsMinimum cap: 1.5%Minimum participation: 100%Minimum buffer: 5%130% participation1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 1.5%Minimum participation: 100%Minimum buffer: 5% | 59% cap Segment detailsMinimum cap: 1.5%Minimum participation: 100%Minimum buffer: 5%112% participation1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 1.5%Minimum participation: 100%Minimum buffer: 5% | 30% cap Segment detailsMinimum cap: 1.5%Minimum participation: 100%Minimum buffer: 5%52% cap1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 1.5%Minimum participation: 100%Minimum buffer: 5% |
| 3-yearCap-locking option | 56% cap Segment detailsMinimum cap: 1.5%Minimum participation: 100%Minimum buffer: 5%117% participation1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 1.5%Minimum participation: 100%Minimum buffer: 5% | — | — |
| 3-yearPerformance Boost Cap Rate | 40% cap Segment detailsMinimum cap: 1.5%Minimum participation: 100%Minimum buffer: 5%60% cap1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 1.5%Minimum participation: 100%Minimum buffer: 5% | — | — |
| 6-yearPoint-to-point | 115% participation Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 5%135% participation1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 2%Minimum participation: 100%Minimum buffer: 5% | 107% participation Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 5%125% participation1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 2%Minimum participation: 100%Minimum buffer: 5% | 60% cap Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 5%225% cap1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 2%Minimum participation: 100%Minimum buffer: 5% |
| 6-yearPerformance Boost Cap Rate | 92% cap Segment detailsMinimum cap: 2%Minimum participation: 100%Minimum buffer: 5%Not published1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 2%Minimum participation: 100%Minimum buffer: 5% | — | — |
| 6-yearCap-locking option | 14.25% cap Segment detailsMinimum cap: 1%Minimum participation: 100%Minimum buffer: 5%20% cap1.25% strategy fee Segment details1.25% strategy feeMinimum cap: 1%Minimum participation: 100%Minimum buffer: 5% | — | — |
Showing 32 of 192 indexed segments.
Menu combined from 2 published rate instances (96 + 96 segments).
What one segment pays at an index outcome
Contract arithmetic on today’s published terms, net of the published strategy fee; not a forecast.
Only segments with a published strategy fee are selectable. Fee-null segments remain in the complete matrix, but their outcomes are suppressed because no zero fee is assumed. A published-fee segment with an unsupported payoff mechanic also remains matrix-only rather than being approximated.
Downside-aware simulator
Test an index segment outcome
The segment can lose value. This educational one-segment scenario is not a carrier illustration.
Strategy fee 1.25%/yr applied.
Starting value
$100,000
Segment return
-21.18%
Ending value
$78,821
Outcomes are net of the published strategy fee. Point-to-point uses the stated buffer; Dual Direction credits a loss inside the buffer as a gain; Dual Trigger pays its flat rate when the index is at or above the negative buffer; Performance Trigger pays its flat rate when the index is at or above zero. The annual fee is compounded across the listed segment term.
The strategy fee, priced honestly
For segments that publish it, 1.25% a year applies whether the index rises, falls, or finishes flat. Fee-null rows are not treated as free.
What the carrier can change at renewal
Upside rates and downside-protection terms are declared for each segment. These are the contractual minimums published with the live rows.
Open “Segment details” in the matrix to see the contractual minimum attached to that exact row.
Getting money out
No surrender charge
Analyst notes
Where it stands out
- The current advisory menu spans six published equity indexes plus a fixed account.
- Annual and multi-year indexed terms are published with multiple buffer designs.
- Standard and enhanced-rate-with-fee rows remain separate so the extra upside is not shown without its fee.
- The selected advisory contract publishes no surrender charge schedule.
What to confirm
- Every indexed segment can lose value; each buffer applies only as stated for that exact segment and term.
- Only rows carrying a published strategy fee can produce a fee-net outcome; no zero fee is assumed for rows where the feed publishes none.
- A no-surrender-charge advisory contract can still have market-value adjustments and interim-value effects on withdrawals.
- Caps, participation rates, trigger rates, buffers, and contractual renewal minimums vary by segment and can change for a new term.
Expanded contract facts
Contract details beyond the headline rate
Key facts published in the versioned CANNEX contract ledger. Gaps are labeled, not guessed.
Source and vintage: normalized public product facts from CANNEX, observed Sep 18, 2026. Raw licensed XML and internal identifiers are not included. Terms can vary by state, premium, age, share class, and contract version; confirm the current carrier contract and illustration before purchase.
Prospectus and SEC filings
A RILA is a registered security. The prospectus governs interim value, performance lock, death benefit, and fees.
RegistrantJackson National Life Insurance Company
SEC CIK0002047976
File numbers333-292238
Open filings on EDGAR ↗No verified carrier document link is published in the product feed. Rate-sheet supplements will appear only after their product and carrier match is verified.
State availability
53 published jurisdictions. New York uses the separate Jackson Market Link Pro Advisory 4 New York contract; the feed also lists Guam, Puerto Rico, and the U.S. Virgin Islands.