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Registered index-linked annuities

Equitable Financial Life Insurance Company of America RILA Products

Compare registered index-linked annuities in the carrier catalog, with available crediting rates and downside protection terms from CANNEX. Buffers and floors can limit market losses under contract rules; they are not fixed guaranteed rates.

5 verified products · lineup incomplete

Protection, cap, participation, and index terms can vary by state, premium band, and segment. Rates as of August 28, 2026.

Product Lineup

RILA products in the catalog

Source: CANNEX RILA data. Rates as of August 28, 2026. Rates are scenario-sensitive and should be confirmed against the current carrier contract, prospectus, and state contract version before purchase.

Rates as of August 28, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.

RILA data status: Rates as of August 28, 2026

Source: CANNEX RILA data. Rates vary by state, premium band, issue age, index segment, and crediting term. Caps, participation rates, buffers, floors, and spreads can change and are point-in-time contract mechanics, not guaranteed yields. Educational only; not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured.

RILA data is temporarily incomplete.

Verified products remain visible, but some details are temporarily unavailable. This lineup may be incomplete, and a missing figure does not mean the carrier has no RILA products.

RILA

Investment Edge 21

Indexes

1

Cap: 18%
S&P 500 Index · 1-year term · buffered · Annual · Buffer 10%

Investment Edge 21 is the Investment Edge 21 contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.

What stands out

A defined-protection strategy menu gives Investment Edge 21 buyers a choice of market-linked segments rather than a single declared return.

What to watch

This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.

View RILA strategy details

RILA

Structured Capital Strategies Income

Indexes

1

Cap: 17%
S&P 500 Index · 1-year term · buffered · Annual · Buffer 10%

Equitable Structured Capital Strategies Income is the income-oriented Structured Capital Strategies contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.

What stands out

A defined-protection strategy menu gives Equitable Structured Capital Strategies Income buyers a choice of market-linked segments rather than a single declared return.

What to watch

This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.

View RILA strategy details

RILA

Structured Capital Strategies PLUS 21

Indexes

1

Cap: 14%
S&P 500 Index · 1-year term · buffered · Annual · Buffer 10%

Structured Capital Strategies PLUS 21 is the national PLUS 21 contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.

What stands out

A defined-protection strategy menu gives Structured Capital Strategies PLUS 21 buyers a choice of market-linked segments rather than a single declared return.

What to watch

This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.

View RILA strategy details

RILA

Structured Capital Strategies PLUS 21 NY

NY identifies the New York filing.

Indexes

1

Cap: 14%
S&P 500 Index · 1-year term · buffered · Annual · Buffer 10%

Structured Capital Strategies PLUS 21 NY is the New York PLUS 21 contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.

What stands out

A defined-protection strategy menu gives Structured Capital Strategies PLUS 21 NY buyers a choice of market-linked segments rather than a single declared return.

What to watch

This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.

View RILA strategy details

RILA

Structured Capital Strategies Premier

Highest participation

100%

S&P 500 Index · 6Y

Indexes

1

Structured Capital Strategies Premier is the Premier contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.

What stands out

A defined-protection strategy menu gives Structured Capital Strategies Premier buyers a choice of market-linked segments rather than a single declared return.

What to watch

This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.

View RILA strategy details

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