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Example income strategy result

FIA income strategies at age 60 by carrier rating in Texas

Compare family-verified FIA income-rider rows returned for age 60, a 5-year deferral, and Texas, ordered by A.M. Best rating.

The answer below is baked into this static page from the cached, family-verified FIA income feed.

First by selected lens

Allianz Life Insurance Company of North America

Retirement Foundation ADV

Lifetime withdrawal rate

10.05%

Contractual withdrawal mechanic—not a yield or return.

Disclosed annual rider fee

1.25%

No fee is inferred when AW omits it.

Ordering lens: A.M. Best rating, then withdrawal rate. This is a user-selected ordering rule, not a suitability score or recommendation. Missing fees sort after disclosed fees under the lower-fee lens.

#1 by selected lens

Allianz Life Insurance Company of North America

Retirement Foundation ADV

A+
Lifetime withdrawal rate
10.05%
Annual rider fee
1.25%
Deferral
5 years
Issue ages
50–100
Joint availability
Not disclosed
RMD-friendly
Y

Source-described rider

RFA Income Benefit - Level Income · GLWB

#2 by selected lens

Allianz Life Insurance Company of North America

Essential Income 7

A+
Lifetime withdrawal rate
9.55%
Annual rider fee
1.05%
Deferral
5 years
Issue ages
50–100
Joint availability
Not disclosed
RMD-friendly
Y

Source-described rider

Essential Income Benefit - Level Income · GLWB

#3 by selected lens

Allianz Life Insurance Company of North America

Core Income 7

A+
Lifetime withdrawal rate
9.55%
Annual rider fee
1.25%
Deferral
5 years
Issue ages
50–120
Joint availability
Not disclosed
RMD-friendly
Y

Source-described rider

Core Income Benefit - Level Income · GLWB

#4 by selected lens

Allianz Life Insurance Company of North America

Allianz 360

A+
Lifetime withdrawal rate
8.25%
Annual rider fee
0.95%
Deferral
5 years
Issue ages
50–100
Joint availability
Not disclosed
RMD-friendly
Y

Source-described rider

360 Income Benefit - Level Income · GLWB

#5 by selected lens

Midland National Life Insurance Company

Capital Income

A+
Lifetime withdrawal rate
7.75%
Annual rider fee
1%
Deferral
5 years
Issue ages
50–120
Joint availability
Not disclosed
RMD-friendly
Y

Source-described rider

GLWB Level Payouts · GLWB

#6 by selected lens

Athene Annuity and Life Company

Athene Ascent Pro 10 Bonus

A+
Lifetime withdrawal rate
7.35%
Annual rider fee
1%
Deferral
5 years
Issue ages
50–120
Joint availability
Not disclosed
RMD-friendly
Y

Source-described rider

Ascent Enhanced Income Rider - Accelerated Income Period · GLWB

#7 by selected lens

Athene Annuity and Life Company

Athene Ascent Pro 10

A+
Lifetime withdrawal rate
7.25%
Annual rider fee
1%
Deferral
5 years
Issue ages
50–120
Joint availability
Not disclosed
RMD-friendly
Y

Source-described rider

Ascent Enhanced Income Rider - Level Income · GLWB

#8 by selected lens

Athene Annuity and Life Company

Athene Ascent Pro 7

A+
Lifetime withdrawal rate
7.2%
Annual rider fee
1%
Deferral
5 years
Issue ages
50–120
Joint availability
Not disclosed
RMD-friendly
Y

Source-described rider

Ascent Enhanced Income Rider - Level Income · GLWB

A lifetime withdrawal rate applies to the contract’s supported income or benefit base under its rider terms. It is not a return, not necessarily a percentage of premium, and not enough by itself to calculate annual income. This tool therefore does not invent income-base growth or dollar income.

Scenario methodology

CANNEX-via-AdvisorWorld FIA income rows are filtered to the exact age, deferral, and state query. Declared cross-family rows and unverified families fail closed. Withdrawal rates above 20% and rider fees outside 0%–5% are quarantined. The selected ordering lens changes rank order only.

For permanent market context, cite the statistics hub’s tracked MYGA and FIA market coverage. That count is context only and never substitutes an accumulation rate for this FIA-income result.

How to cite this result

“AnnuityRatesHQ, FIA income strategies at age 60 by carrier rating in Texas, family-verified CANNEX FIA income-rider data via AdvisorWorld, ordered by A.M. Best rating, then withdrawal rate, CANNEX scan July 15, 2026.” Link to this page and call the displayed percentage a lifetime withdrawal rate—not a return.

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Data freshness: July 15, 2026. Educational comparison only—not financial advice, a recommendation, quote, or carrier-approved illustration. Confirm the exact benefit profile, state version, rider fee, issue ages, joint rules, RMD treatment, and contract terms before acting. Guarantees depend on the issuing insurer’s claims-paying ability.