A+
- Lifetime withdrawal rate
- 11.7%
- Annual rider fee
- 1.25%
- Deferral
- 10 years
- Issue ages
- 50–100
- Joint availability
- Not disclosed
- RMD-friendly
- Y
Source-described rider
RFA Income Benefit - Level Income · GLWB
Example income strategy result
FIA income strategies at age 55 by carrier rating in Florida
Compare FIA income-rider strategies for age 55, a 10-year deferral, and Florida, ordered by A.M. Best rating.
The answer below uses FIA income data checked for the matching annuity type.
Lifetime withdrawal rate
11.7%
Contractual withdrawal mechanic—not a yield or return.
Disclosed annual rider fee
1.25%
No fee is inferred when AW omits it.
Ordering lens: A.M. Best rating, then withdrawal rate. This is a user-selected ordering rule, not a suitability score or recommendation. Missing fees sort after disclosed fees under the lower-fee lens.
A+
- Lifetime withdrawal rate
- 11.2%
- Annual rider fee
- 1.05%
- Deferral
- 10 years
- Issue ages
- 50–100
- Joint availability
- Not disclosed
- RMD-friendly
- Y
Source-described rider
Essential Income Benefit - Level Income · GLWB
A+
- Lifetime withdrawal rate
- 11.2%
- Annual rider fee
- 1.25%
- Deferral
- 10 years
- Issue ages
- 50–120
- Joint availability
- Not disclosed
- RMD-friendly
- Y
Source-described rider
Core Income Benefit - Level Income · GLWB
A+
- Lifetime withdrawal rate
- 10%
- Annual rider fee
- 0.95%
- Deferral
- 10 years
- Issue ages
- 50–100
- Joint availability
- Not disclosed
- RMD-friendly
- Y
Source-described rider
360 Income Benefit - Level Income · GLWB
A+
- Lifetime withdrawal rate
- 8.3%
- Annual rider fee
- 1%
- Deferral
- 10 years
- Issue ages
- 50–120
- Joint availability
- Not disclosed
- RMD-friendly
- Y
Source-described rider
GLWB Level Payouts · GLWB
A+
- Lifetime withdrawal rate
- 8%
- Annual rider fee
- 1%
- Deferral
- 10 years
- Issue ages
- 50–120
- Joint availability
- Not disclosed
- RMD-friendly
- Y
Source-described rider
Ascent Enhanced Income Rider - Accelerated Income Period · GLWB
A+
- Lifetime withdrawal rate
- 7.48%
- Annual rider fee
- 0.95%
- Deferral
- 10 years
- Issue ages
- 50–120
- Joint availability
- Y
- RMD-friendly
- Y
Source-described rider
High Point 365 Select · GLWB
A+
- Lifetime withdrawal rate
- 7.48%
- Annual rider fee
- 0.95%
- Deferral
- 10 years
- Issue ages
- 40–80
- Joint availability
- Y
- RMD-friendly
- Y
Source-described rider
High Point 365 Select · GLWB
A lifetime withdrawal rate applies to the contract’s supported income or benefit base under its rider terms. It is not a return, not necessarily a percentage of premium, and not enough by itself to calculate annual income. This tool therefore does not invent income-base growth or dollar income.
Scenario methodology
CANNEX FIA income strategies delivered through AdvisorWorld are filtered to the selected age, deferral, and state. Products with a conflicting or unverified family are excluded. Withdrawal rates above 20% and rider fees outside 0%–5% are also excluded. The selected ordering lens changes rank order only.
For stable market context, cite the statistics hub’s tracked MYGA and FIA market coverage and retain its immutable as-of verification URL. That count is context only and never substitutes an accumulation rate for this FIA-income result.
How to cite this result
“AnnuityRatesHQ, FIA income strategies at age 55 by carrier rating in Florida, CANNEX FIA income-rider data via AdvisorWorld, ordered by A.M. Best rating, then withdrawal rate, data date August 4, 2026.” Link to this page and call the displayed percentage a lifetime withdrawal rate—not a return.
Change the age, deferral, state, or ordering lens
The interactive page creates a shareable permalink and attributed embed.
Data date: August 4, 2026. Educational comparison only—not financial advice, a recommendation, quote, or carrier-approved illustration. Confirm the exact benefit profile, state version, rider fee, issue ages, joint rules, RMD treatment, and contract terms before acting. Guarantees depend on the issuing insurer’s claims-paying ability.