Annuity carrier
Western-Southern Life Assurance Company
AM Best A+ · 4 MYGA in dated feed
Comparable MYGA rate · 5-year guaranteed rate
4.5%
CANNEX via AdvisorWorld · rates as of July 21, 2026
Dated carrier comparison
Western-Southern Life Assurance Company vs United of Omaha Insurance Company (a Mutual of Omaha company)
Carrier-level comparison using dated AM Best ratings, dated MYGA rates, product-lineup depth, and sourced disclosures.
CANNEX-backed data via AdvisorWorld. Each available figure below carries its true source date.
View carrier profile
VS
Annuity carrier
United of Omaha Insurance Company (a Mutual of Omaha company)
AM Best A+ · 2 MYGA in dated feed
Comparable MYGA rate · 5-year guaranteed rate
5.3%
CANNEX via AdvisorWorld · rates as of July 21, 2026
Auto-verdict
Western-Southern Life Assurance Company leads on MYGA lineup in the dated feed; United of Omaha Insurance Company (a Mutual of Omaha company) leads on 5-year MYGA rate, 7-year MYGA rate; carrier strength is tied. This compares the displayed dated metrics only and is not a personalized recommendation.
- On MYGA lineup in the dated feed, Western-Southern Life Assurance Company has the higher figure (4 MYGA products in dated feed vs 2 MYGA products in dated feed); United of Omaha Insurance Company (a Mutual of Omaha company) is lower.
- On 5-year MYGA rate, United of Omaha Insurance Company (a Mutual of Omaha company) has the higher figure (5.3% · 5-year guaranteed rate · Ultra-Premier vs 4.5% · 5-year guaranteed rate · SmartSelect Two); Western-Southern Life Assurance Company is lower.
- On 7-year MYGA rate, United of Omaha Insurance Company (a Mutual of Omaha company) has the higher figure (5.35% · 7-year guaranteed rate · Ultra-Premier vs 4.3% · 7-year guaranteed rate · SmartSelect Two); Western-Southern Life Assurance Company is lower.
- On carrier strength, Western-Southern Life Assurance Company and United of Omaha Insurance Company (a Mutual of Omaha company) are effectively tied.
Auto-generated from the displayed dated data only, not a recommendation.
Dated side by side
Compare on the numbers
Only metrics for product types both carriers sell are shown. Missing applicable values show unavailable.
| Metric | Western-Southern Life Assurance Company | United of Omaha Insurance Company (a Mutual of Omaha company) |
|---|---|---|
| AM Best ratingCarrier financial strength from the dated rate feed; higher rating rank is highlighted. | A+ AM BestTie CANNEX via AdvisorWorld · rates as of July 21, 2026 | A+ AM BestTie CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| Best 5-year MYGA rateHighest dated 5-year guaranteed rate for each carrier at the same guarantee period. | 4.5% · 5-year guaranteed rate · SmartSelect Two CANNEX via AdvisorWorld · rates as of July 21, 2026 | 5.3% · 5-year guaranteed rate · Ultra-PremierLeading CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| Best 7-year MYGA rateHighest dated 7-year guaranteed rate for each carrier at the same guarantee period. | 4.3% · 7-year guaranteed rate · SmartSelect Two CANNEX via AdvisorWorld · rates as of July 21, 2026 | 5.35% · 7-year guaranteed rate · Ultra-PremierLeading CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| MYGA products in dated feedDistinct MYGA products in the dated rate feed; the full shelf may be larger. | 4 MYGA products in dated feedLeading CANNEX via AdvisorWorld · rates as of July 21, 2026 | 2 MYGA products in dated feed CANNEX via AdvisorWorld · rates as of July 21, 2026 |
Dated lineups
Top products from each carrier
Western-Southern Life Assurance Company
Top MYGA products in dated feed
Rates: CANNEX via AdvisorWorld · rates as of July 21, 2026
United of Omaha Insurance Company (a Mutual of Omaha company)
Top MYGA products in dated feed
Rates: CANNEX via AdvisorWorld · rates as of July 21, 2026
Common questions
Decision FAQs from the same numbers
Is Western-Southern Life Assurance Company or United of Omaha Insurance Company (a Mutual of Omaha company) rated higher by AM Best?
On carrier strength, Western-Southern Life Assurance Company and United of Omaha Insurance Company (a Mutual of Omaha company) are effectively tied. AM Best measures the insurer's claims-paying ability, not product value, so consider it with the rates above.
Does Western-Southern Life Assurance Company or United of Omaha Insurance Company (a Mutual of Omaha company) have higher MYGA rates right now?
On 5-year MYGA rate, United of Omaha Insurance Company (a Mutual of Omaha company) has the higher figure (5.3% · 5-year guaranteed rate · Ultra-Premier vs 4.5% · 5-year guaranteed rate · SmartSelect Two); Western-Southern Life Assurance Company is lower. On 7-year MYGA rate, United of Omaha Insurance Company (a Mutual of Omaha company) has the higher figure (5.35% · 7-year guaranteed rate · Ultra-Premier vs 4.3% · 7-year guaranteed rate · SmartSelect Two); Western-Southern Life Assurance Company is lower. Rates vary by state, premium band, and term, so confirm on each product page.
Who offers more annuity products, Western-Southern Life Assurance Company or United of Omaha Insurance Company (a Mutual of Omaha company)?
On MYGA lineup in the dated feed, Western-Southern Life Assurance Company has the higher figure (4 MYGA products in dated feed vs 2 MYGA products in dated feed); United of Omaha Insurance Company (a Mutual of Omaha company) is lower. These counts cover products in the dated rate feed, not every contract the carrier has ever issued.
How to read this comparison
Compare the carrier, then the contract.
A carrier comparison narrows the field; the product pages carry the surrender schedules, state availability, and rider mechanics that decide the actual fit.
Financial strength
Annuity guarantees are only as strong as the insurer behind them, so AM Best ratings appear beside the rates.
Rate context
MYGA winners use the same guarantee term on both sides. First-year or step rates can still be inspected by product, but never decide a cross-term carrier verdict.
Lineup depth
Product counts reflect the dated rate feed, a proxy for shelf breadth rather than a complete catalog.
Keep comparing
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Disclosures and sources
Carrier and product figures are sourced from CANNEX via AdvisorWorld and labeled with their true source date. Comparisons are shown only for product types both carriers sell in the dated data; missing applicable values show unavailable.
The verdict is auto-generated from the displayed dated metrics only and is not a recommendation. MYGA rate winners compare the same guarantee period on both sides; a higher first-year or step rate is not ranked against a longer guarantee term. Product counts describe the dated feed, not every contract each carrier issues.
Rates vary by state, premium band, guarantee term, and issue age. Caps and participation rates can change. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.
Use the carrier comparison as a starting point.
Then open each carrier profile for ratings history and the available lineup, or go back to the market-wide rate tables.