Annuity carrier
Midland National Life Insurance Company
AM Best A+ · 4 MYGA in live feed
Comparable MYGA rate · 5-year guaranteed rate
5.5%
CANNEX via AdvisorWorld · as of July 15, 2026
Live carrier comparison
Midland National Life Insurance Company vs Brighthouse Financial
Carrier-level comparison using current AM Best ratings, live MYGA rates, product-lineup depth, and sourced disclosures.
Live CANNEX-backed data via AdvisorWorld. Each figure below carries its source, with as-of timing when the live feed provides it.
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VS
Annuity carrier
Brighthouse Financial
AM Best A · 2 MYGA in live feed
Comparable MYGA rate · 5-year guaranteed rate
5.2%
CANNEX via AdvisorWorld · as of July 15, 2026
Auto-verdict
Midland National Life Insurance Company leads on carrier strength, 5-year MYGA rate, 3-year MYGA rate; 7-year MYGA rate is tied. This compares current live-feed metrics only and is not a personalized recommendation.
- On carrier strength, Midland National Life Insurance Company has the higher figure (A+ AM Best vs A AM Best); Brighthouse Financial is lower.
- On 5-year MYGA rate, Midland National Life Insurance Company has the higher figure (5.5% · 5-year guaranteed rate · Oak ADVantage vs 5.2% · 5-year guaranteed rate · Brighthouse Fixed Rate Annuity with MVA); Brighthouse Financial is lower.
- On 3-year MYGA rate, Midland National Life Insurance Company has the higher figure (5.35% · 3-year guaranteed rate · Oak ADVantage vs 4.75% · 3-year guaranteed rate · Brighthouse Fixed Rate Annuity with MVA); Brighthouse Financial is lower.
- On 7-year MYGA rate, Midland National Life Insurance Company and Brighthouse Financial are effectively tied.
Auto-generated from live data, current-feed metrics only, not a recommendation.
Live side by side
Compare on the numbers
Only metrics for product types both carriers sell are shown. Missing applicable values show unavailable.
| Metric | Midland National Life Insurance Company | Brighthouse Financial |
|---|---|---|
| AM Best ratingCarrier financial strength from the live rate feed; higher rating rank is highlighted. | A+ AM BestLeading CANNEX via AdvisorWorld · as of July 15, 2026 | A AM Best CANNEX via AdvisorWorld · as of July 15, 2026 |
| Best 5-year MYGA rateHighest 5-year guaranteed rate returned for each carrier at the same guarantee period. | 5.5% · 5-year guaranteed rate · Oak ADVantageLeading CANNEX via AdvisorWorld · as of July 15, 2026 | 5.2% · 5-year guaranteed rate · Brighthouse Fixed Rate Annuity with MVA CANNEX via AdvisorWorld · as of July 15, 2026 |
| Best 3-year MYGA rateHighest 3-year guaranteed rate returned for each carrier at the same guarantee period. | 5.35% · 3-year guaranteed rate · Oak ADVantageLeading CANNEX via AdvisorWorld · as of July 15, 2026 | 4.75% · 3-year guaranteed rate · Brighthouse Fixed Rate Annuity with MVA CANNEX via AdvisorWorld · as of July 15, 2026 |
| Best 7-year MYGA rateHighest 7-year guaranteed rate returned for each carrier at the same guarantee period. | 5.4% · 7-year guaranteed rate · Oak ADVantageTie CANNEX via AdvisorWorld · as of July 15, 2026 | 5.4% · 7-year guaranteed rate · Brighthouse Fixed Rate Annuity with MVATie CANNEX via AdvisorWorld · as of July 15, 2026 |
| MYGA products in live feedDistinct MYGA products returned by the live rate feed; the full shelf may be larger. | 4 MYGA products in live feedLeading CANNEX via AdvisorWorld · as of July 15, 2026 | 2 MYGA products in live feed CANNEX via AdvisorWorld · as of July 15, 2026 |
Current lineups
Top products from each carrier
Midland National Life Insurance Company
Top MYGA products in live feed
Rates: CANNEX via AdvisorWorld · as of July 15, 2026
Brighthouse Financial
Top MYGA products in live feed
Rates: CANNEX via AdvisorWorld · as of July 15, 2026
Common questions
Decision FAQs from the same numbers
Is Midland National Life Insurance Company or Brighthouse Financial rated higher by AM Best?
On carrier strength, Midland National Life Insurance Company has the higher figure (A+ AM Best vs A AM Best); Brighthouse Financial is lower. AM Best measures the insurer's claims-paying ability, not product value, so pair it with the rate rows above.
Does Midland National Life Insurance Company or Brighthouse Financial have higher MYGA rates right now?
On 5-year MYGA rate, Midland National Life Insurance Company has the higher figure (5.5% · 5-year guaranteed rate · Oak ADVantage vs 5.2% · 5-year guaranteed rate · Brighthouse Fixed Rate Annuity with MVA); Brighthouse Financial is lower. On 3-year MYGA rate, Midland National Life Insurance Company has the higher figure (5.35% · 3-year guaranteed rate · Oak ADVantage vs 4.75% · 3-year guaranteed rate · Brighthouse Fixed Rate Annuity with MVA); Brighthouse Financial is lower. On 7-year MYGA rate, Midland National Life Insurance Company and Brighthouse Financial are effectively tied. Rates vary by state, premium band, and term, so confirm on each product page.
Who offers more annuity products, Midland National Life Insurance Company or Brighthouse Financial?
On MYGA lineup in the live feed, Midland National Life Insurance Company has the higher figure (4 MYGA products in live feed vs 2 MYGA products in live feed); Brighthouse Financial is lower. These counts cover products in the current live rate feed, not every contract the carrier has ever issued.
How to read this comparison
Compare the carrier, then the contract.
A carrier comparison narrows the field; the product pages carry the surrender schedules, state availability, and rider mechanics that decide the actual fit.
Financial strength
Annuity guarantees are only as strong as the insurer behind them, so AM Best ratings sit next to the rate rows.
Rate context
MYGA winners use the same guarantee term on both sides. First-year or step rates can still be inspected by product, but never decide a cross-term carrier verdict.
Lineup depth
Product counts reflect the current live rate feed, a proxy for shelf breadth rather than a complete catalog.
Keep comparing
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Disclosures and sources
Live carrier and product figures are sourced from CANNEX via the AdvisorWorld public API and are labeled with source and as-of timing. Rows are shown only for product types both carriers sell in the live feed; missing applicable values show unavailable and are not backfilled with stale figures.
The verdict is auto-generated from current live-feed metrics only and is not a recommendation. MYGA rate winners compare the same guarantee period on both sides; a higher first-year or step rate is not ranked against a longer guarantee term. Product counts describe the current live feed, not every contract each carrier issues.
Rates vary by state, premium band, guarantee term, and issue age. Caps and participation rates can change. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.
Use the carrier comparison as a starting point.
Then open each carrier profile for ratings history and the full live lineup, or go back to the market-wide rate tables.