Annuity carrier
Massmutual
AM Best A++ · 2 MYGA in dated feed
Comparable MYGA rate · 5-year guaranteed rate
5.05%
CANNEX via AdvisorWorld · rates as of July 21, 2026
Dated carrier comparison
Massmutual vs Brighthouse Financial
Carrier-level comparison using dated AM Best ratings, dated MYGA rates, product-lineup depth, and sourced disclosures.
CANNEX-backed data via AdvisorWorld. Each available figure below carries its true source date.
Dated last-known-good data · rates as of July 21, 2026.
View carrier profile
VS
Annuity carrier
Brighthouse Financial
AM Best A · 2 MYGA · 1 FIA in dated feed
Comparable MYGA rate · 5-year guaranteed rate
5.2%
CANNEX via AdvisorWorld · rates as of July 21, 2026
Auto-verdict
Massmutual leads on carrier strength, 3-year MYGA rate; Brighthouse Financial leads on 5-year MYGA rate, 7-year MYGA rate; MYGA lineup in the dated feed is tied. This compares the displayed dated metrics only and is not a personalized recommendation.
- On carrier strength, Massmutual has the higher figure (A++ AM Best vs A AM Best); Brighthouse Financial is lower.
- On 3-year MYGA rate, Massmutual has the higher figure (4.85% · 3-year guaranteed rate · Premier Voyage vs 4.75% · 3-year guaranteed rate · Brighthouse Fixed Rate Annuity With MVA); Brighthouse Financial is lower.
- On 5-year MYGA rate, Brighthouse Financial has the higher figure (5.2% · 5-year guaranteed rate · Brighthouse Fixed Rate Annuity With MVA vs 5.05% · 5-year guaranteed rate · Premier Voyage); Massmutual is lower.
- On 7-year MYGA rate, Brighthouse Financial has the higher figure (5.4% · 7-year guaranteed rate · Brighthouse Fixed Rate Annuity With MVA vs 5.2% · 7-year guaranteed rate · Premier Voyage); Massmutual is lower.
- On MYGA lineup in the dated feed, Massmutual and Brighthouse Financial are effectively tied.
Auto-generated from the displayed dated data only, not a recommendation.
Dated side by side
Compare on the numbers
Only metrics for product types both carriers sell are shown. Missing applicable values show unavailable.
| Metric | Massmutual | Brighthouse Financial |
|---|---|---|
| AM Best ratingCarrier financial strength from the dated rate feed; higher rating rank is highlighted. | A++ AM BestLeading CANNEX via AdvisorWorld · rates as of July 21, 2026 | A AM Best CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| Best 5-year MYGA rateHighest dated 5-year guaranteed rate for each carrier at the same guarantee period. | 5.05% · 5-year guaranteed rate · Premier Voyage CANNEX via AdvisorWorld · rates as of July 21, 2026 | 5.2% · 5-year guaranteed rate · Brighthouse Fixed Rate Annuity With MVALeading CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| Best 3-year MYGA rateHighest dated 3-year guaranteed rate for each carrier at the same guarantee period. | 4.85% · 3-year guaranteed rate · Premier VoyageLeading CANNEX via AdvisorWorld · rates as of July 21, 2026 | 4.75% · 3-year guaranteed rate · Brighthouse Fixed Rate Annuity With MVA CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| Best 7-year MYGA rateHighest dated 7-year guaranteed rate for each carrier at the same guarantee period. | 5.2% · 7-year guaranteed rate · Premier Voyage CANNEX via AdvisorWorld · rates as of July 21, 2026 | 5.4% · 7-year guaranteed rate · Brighthouse Fixed Rate Annuity With MVALeading CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| MYGA products in dated feedDistinct MYGA products in the dated rate feed; the full shelf may be larger. | 2 MYGA products in dated feedTie CANNEX via AdvisorWorld · rates as of July 21, 2026 | 2 MYGA products in dated feedTie CANNEX via AdvisorWorld · rates as of July 21, 2026 |
Dated lineups
Top products from each carrier
Massmutual
Top MYGA products in dated feed
Rates: CANNEX via AdvisorWorld · rates as of July 21, 2026
Brighthouse Financial
Top MYGA products in dated feed
Top FIA products in dated feed
Rates: CANNEX via AdvisorWorld · rates as of July 21, 2026
Product-level matchups
Compare their products head to head
Common questions
Decision FAQs from the same numbers
Is Massmutual or Brighthouse Financial rated higher by AM Best?
On carrier strength, Massmutual has the higher figure (A++ AM Best vs A AM Best); Brighthouse Financial is lower. AM Best measures the insurer's claims-paying ability, not product value, so consider it with the rates above.
Does Massmutual or Brighthouse Financial have higher MYGA rates right now?
On 5-year MYGA rate, Brighthouse Financial has the higher figure (5.2% · 5-year guaranteed rate · Brighthouse Fixed Rate Annuity With MVA vs 5.05% · 5-year guaranteed rate · Premier Voyage); Massmutual is lower. On 3-year MYGA rate, Massmutual has the higher figure (4.85% · 3-year guaranteed rate · Premier Voyage vs 4.75% · 3-year guaranteed rate · Brighthouse Fixed Rate Annuity With MVA); Brighthouse Financial is lower. On 7-year MYGA rate, Brighthouse Financial has the higher figure (5.4% · 7-year guaranteed rate · Brighthouse Fixed Rate Annuity With MVA vs 5.2% · 7-year guaranteed rate · Premier Voyage); Massmutual is lower. Rates vary by state, premium band, and term, so confirm on each product page.
Who offers more annuity products, Massmutual or Brighthouse Financial?
On MYGA lineup in the dated feed, Massmutual and Brighthouse Financial are effectively tied. These counts cover products in the dated rate feed, not every contract the carrier has ever issued.
How to read this comparison
Compare the carrier, then the contract.
A carrier comparison narrows the field; the product pages carry the surrender schedules, state availability, and rider mechanics that decide the actual fit.
Financial strength
Annuity guarantees are only as strong as the insurer behind them, so AM Best ratings appear beside the rates.
Rate context
MYGA winners use the same guarantee term on both sides. First-year or step rates can still be inspected by product, but never decide a cross-term carrier verdict.
Lineup depth
Product counts reflect the dated rate feed, a proxy for shelf breadth rather than a complete catalog.
Keep comparing
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Disclosures and sources
Carrier and product figures are sourced from CANNEX via AdvisorWorld and labeled with their true source date. Comparisons are shown only for product types both carriers sell in the dated data; missing applicable values show unavailable.
The verdict is auto-generated from the displayed dated metrics only and is not a recommendation. MYGA rate winners compare the same guarantee period on both sides; a higher first-year or step rate is not ranked against a longer guarantee term. Product counts describe the dated feed, not every contract each carrier issues.
Rates vary by state, premium band, guarantee term, and issue age. Caps and participation rates can change. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.
Use the carrier comparison as a starting point.
Then open each carrier profile for ratings history and the available lineup, or go back to the market-wide rate tables.