Published monthly · computed, not asserted

The ARHQ Monthly Annuity Rates Report

Once a month we turn the numbers behind our live statistics into a short, quotable read: where MYGA and FIA rates moved, by how much, and what it means for people shopping guarantees. Every figure is computed from the same CANNEX-backed feed that powers our rate tools.

See the underlying statistics Live Annuity Rate Index

July 2026Latest

MYGA rates held steady in July 2026; the 10-year index led with a +6 bps move to 5.37%.

AnnuityRatesHQ's guaranteed-rate indexes moved less than a tenth of a percentage point across every term in July 2026. Here is what steady looks like — and why it still pays to compare.

By Nikhil Bhauwala, CFA · Data as of July 17, 2026Read

Looking for the raw data? The Annuity Rate Statistics hub has dated, citable figures with CSV downloads and a permanent monthly archive.