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CANNEX change ledger

What changed in annuity rates

A reader-first record of observed MYGA, FIA and RILA repricing. Rate bands and terms move together in one product row, while every underlying transition stays visible.

Latest event first observed Nov 2, 2026

Raised

Observed in the last 7 days

Lowered

Observed in the last 7 days

Added

Observed in the last 7 days

Product repricings

Change ledger

13 grouped repricings · 200 source rows

Day-level analytics are suppressed because this view reached its display limit. Use the filters above to narrow the result and inspect every matching change.

Monday, November 2, 2026

RILAPrudential Financial

FlexGuard Income 2.0

27 rate bands/terms

27 source fields grouped

Cap rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
55%→60%+500 bps
Cap rate
AB 500 Plus Index · 6y · 6-year term · Premium $0 and up
75%→100%+2500 bps
Participation rate
Participation Rate with Cap · AB 500 Plus Index · 6y · 6-year term · Premium $0 and up
140%→135%−5.00 pts
Participation rate
Participation Rate · S&P 500 Index · Annual · 1-year term
60%→75%+15.00 pts
Participation rate
Participation Rate with Cap · S&P 500 Index · 6y · 6-year term · Premium $0 and up
130%→125%−5.00 pts
Declared rate
Step Rate · S&P 500 Index · Annual · 1-year term
11%→9%−200 bps
Cap rate
Invesco QQQ Trust Series 1 · 3-Year · 3-year term · Premium $0 and up
47%→55%+800 bps
Declared rate
Step Rate · S&P 500 Index · Annual · 1-year term
13.25%→10.5%−275 bps
Spread
Enhanced Cap Rate · MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
1.25%→1.75%+50 bps
Participation rate
Participation Rate with Cap · iShares Russell 2000 ETF · 6y · 6-year term · Premium $0 and up
145%→135%−10.00 pts
Cap rate
Enhanced Cap Rate · S&P 500 Index · Annual · 1-year term · Premium $0 and up
17%→19%+200 bps
Spread
Enhanced Cap Rate · S&P 500 Index · Annual · 1-year term · Premium $0 and up
1.25%→1.75%+50 bps
Cap rate
Enhanced Cap Rate · MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
Removed 32%Removed
Spread
Enhanced Cap Rate · MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
1.25%→1.75%+50 bps
Cap rate
Dimensional International Equity Focus Index · 6y · 6-year term · Premium $0 and up
70%→95%+2500 bps
Participation rate
Participation Rate with Cap · Dimensional International Equity Focus Index · 6y · 6-year term · Premium $0 and up
135%→130%−5.00 pts
Declared rate
Step Rate · MSCI EAFE Index · Annual · 1-year term
13.75%→11%−275 bps
Spread
Enhanced Cap Rate · S&P 500 Index · Annual · 1-year term · Premium $0 and up
1.25%→1.75%+50 bps
Participation rate
Participation Rate with Cap · MSCI EAFE Index · 6y · 6-year term · Premium $0 and up
145%→140%−5.00 pts
Strategy guarantee
AB 500 Plus Index · 3-Year · 3-year term
10%→20%+10.00 pts
Participation rate
Participation Rate · MSCI EAFE Index · Annual · 1-year term
60%→75%+15.00 pts
Cap rate
Enhanced Cap Rate · S&P 500 Index · Annual · 1-year term · Premium $0 and up
20%→30%+1000 bps
Participation rate
Participation Rate · S&P 500 Index · Annual · 1-year term
60%→75%+15.00 pts
Participation rate
Participation Rate with Cap · Invesco QQQ Trust Series 1 · 6y · 6-year term · Premium $0 and up
140%→130%−10.00 pts
Cap rate
Invesco QQQ Trust Series 1 · 3-Year · 3-year term · Premium $0 and up
70%→75%+500 bps
Cap rate
MSCI EAFE Index · 3-Year · 3-year term · Premium $0 and up
350%→55%−29500 bps
Cap rate
Enhanced Cap Rate · MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
20%→25%+500 bps

RILAPrudential Financial

FlexGuard 2.0

27 rate bands/terms

27 source fields grouped

Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
6%→7%+100 bps
Participation rate
Participation Rate · S&P 500 Index · Annual · 1-year term
65%→75%+10.00 pts
Cap rate
MSCI EAFE Index · 3-Year · 3-year term · Premium $0 and up
300%→50%−25000 bps
Spread
Enhanced Cap Rate · S&P 500 Index · Annual · 1-year term · Premium $0 and up
1.25%→2.25%+100 bps
Cap rate
Enhanced Cap Rate · MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
Removed 25%Removed
Cap rate
Dimensional International Equity Focus Index · 6y · 6-year term · Premium $0 and up
60%→75%+1500 bps
Cap rate
iShares Russell 2000 ETF · 3-Year · 3-year term · Premium $0 and up
110%→80%−3000 bps
Spread
Enhanced Cap Rate · MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
1.25%→2.25%+100 bps
Spread
Enhanced Cap Rate · S&P 500 Index · Annual · 1-year term · Premium $0 and up
1.25%→2.25%+100 bps
Participation rate
Tier 2 Participation Rate · S&P 500 Index · 6y · 6-year term
104%→102%−2.00 pts
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
18.75%→17.75%−100 bps
Declared rate
Step Rate · S&P 500 Index · Annual · 1-year term
12%→9%−300 bps
Cap rate
iShares Russell 2000 ETF · Annual · 1-year term · Premium $0 and up
23.75%→21%−275 bps
Cap rate
S&P 500 Index · 3-Year · 3-year term · Premium $0 and up
75%→65%−1000 bps
Cap rate
Enhanced Cap Rate · MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
16%→20%+400 bps
Strategy guarantee
AB 500 Plus Index · 3-Year · 3-year term
10%→20%+10.00 pts
Cap rate
Enhanced Cap Rate · S&P 500 Index · Annual · 1-year term · Premium $0 and up
19.5%→25%+550 bps
Spread
Enhanced Cap Rate · MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
1.25%→2%+75 bps
Cap rate
Invesco QQQ Trust Series 1 · 3-Year · 3-year term · Premium $0 and up
65%→60%−500 bps
Participation rate
Tier 2 Participation Rate · AB 500 Plus Index · 6y · 6-year term
120%→115%−5.00 pts
Declared rate
Step Rate · MSCI EAFE Index · Annual · 1-year term
12.25%→9.5%−275 bps
Participation rate
Participation Rate · MSCI EAFE Index · Annual · 1-year term
60%→75%+15.00 pts
Declared rate
Step Rate · S&P 500 Index · Annual · 1-year term
10%→8%−200 bps
Cap rate
AB 500 Plus Index · 3-Year · 3-year term · Premium $0 and up
Added 90%Added
Cap rate
Enhanced Cap Rate · S&P 500 Index · Annual · 1-year term · Premium $0 and up
14.5%→16.5%+200 bps
Participation rate
Participation Rate · S&P 500 Index · Annual · 1-year term
60%→65%+5.00 pts
Cap rate
iShares Russell 2000 ETF · 6y · 6-year term · Premium $0 and up
125%→90%−3500 bps

FIAPrudential Financial

Prudential Elevate Accumulator Fixed Indexed Annuity

2 rate bands/terms

2 source fields grouped

Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
7.75%→11.25%+350 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
10.25%→11%+75 bps

FIAPrudential Financial

PruSecure

4 rate bands/terms

4 source fields grouped

Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
9.3%→9.8%+50 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
8.1%→8.6%+50 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
11.05%→11.55%+50 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
7.6%→8.1%+50 bps

FIAPrudential Financial

PruSecure Advisor

4 rate bands/terms

4 source fields grouped

Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
7.35%→7.85%+50 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
11.5%→12%+50 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
8.6%→9.1%+50 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
10.25%→10.75%+50 bps

Tuesday, October 27, 2026

MYGAPrudential Financial

Prudential WealthGuard

4 rate bands/terms

4 source fields grouped

First-year rate component
Guarantee term: 7 years · Schedule year: 1
6%→6.15%+15 bps
First-year rate component
Guarantee term: 5 years · Schedule year: 1
5.95%→6.1%+15 bps
Guarantee-period yield
Guarantee term: 5 years
5.95%→6.1%+15 bps
Guarantee-period yield
Guarantee term: 7 years
6%→6.15%+15 bps

Monday, October 26, 2026

MYGAPrudential Financial

Prudential WealthGuard

10 rate bands/terms

10 source fields grouped

Fixed rate
MVA applies · 7-year term · Premium $100,000 and up · Included: 50 specified states
6%→6.15%+15 bps
Fixed rate
MVA applies · 5-year term · Premium $100,000 and up · Included: 50 specified states
5.95%→6.1%+15 bps
Surrender-period rate component
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Premium: $100k–$1M · Included states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
6%→6.15%+15 bps
Guarantee-period yield
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Premium: $100k–$1M · Included states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
6%→6.15%+15 bps
First-year rate component
MVA applies · Guarantee term: 7 years · Contract/surrender period: 7 years · Schedule year: 1 · Premium: $100k–$1M · Included states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
6%→6.15%+15 bps
Surrender-period rate component
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Premium: $100k–$1M · Included states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.95%→6.1%+15 bps
Guarantee-period yield
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Premium: $100k–$1M · Included states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.95%→6.1%+15 bps
First-year rate component
MVA applies · Guarantee term: 5 years · Contract/surrender period: 5 years · Schedule year: 1 · Premium: $100k–$1M · Included states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
5.95%→6.1%+15 bps
Current crediting rate
Guarantee term: 7 years · Premium: $100k+
6%→6.15%+15 bps
Current crediting rate
Guarantee term: 5 years · Premium: $100k+
5.95%→6.1%+15 bps

Thursday, October 22, 2026

FIAPrudential Financial

Prudential Elevate Income Fixed Indexed Annuity

1 rate band/term

1 source field grouped

Crediting lineup
ChangedChanged

Monday, October 19, 2026

FIAPrudential Financial

Prudential Elevate Income Fixed Indexed Annuity

18 rate bands/terms

18 source fields grouped

Surrender charge
Added 7%Added
Surrender charge
Added 9%Added
Surrender charge
Added 3.8%Added
Surrender charge
Added 7%Added
Surrender charge
Added 6%Added
Surrender charge
Added 8%Added
Surrender charge
Added 1.8%Added
Surrender charge
Added 3.8%Added
Surrender charge
Added 2.8%Added
Surrender charge
Added 5%Added
Surrender charge
Added 5%Added
Surrender charge
Added 9%Added
Surrender charge
Added 6%Added
Surrender charge
Added 1.8%Added
Surrender charge
Added 2.8%Added
Surrender charge
Added 0.8%Added
Surrender charge
Added 8%Added
Surrender charge
Added 0.8%Added

FIAPrudential Financial

Prudential Elevate Accumulator Fixed Indexed Annuity

18 rate bands/terms

18 source fields grouped

Surrender charge
Added 5%Added
Surrender charge
Added 7%Added
Surrender charge
Added 3.8%Added
Surrender charge
Added 6%Added
Surrender charge
Added 5%Added
Surrender charge
Added 7%Added
Surrender charge
Added 2.8%Added
Surrender charge
Added 1.8%Added
Surrender charge
Added 8%Added
Surrender charge
Added 6%Added
Surrender charge
Added 9%Added
Surrender charge
Added 0.8%Added
Surrender charge
Added 8%Added
Surrender charge
Added 9%Added
Surrender charge
Added 2.8%Added
Surrender charge
Added 1.8%Added
Surrender charge
Added 3.8%Added
Surrender charge
Added 0.8%Added

FIAPrudential Financial

PruSecure

15 rate bands/terms

15 source fields grouped

Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 100%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 100%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 1%Added
Participation rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
Added 100%Added
Declared rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
Added 6.75%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 1%Added
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
Added 100%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 100%Added
Participation rate
MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99
Added 100%Added
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
Added 100%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 100%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 100%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 1%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 100%Added
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
Added 7.6%Added

FIAPrudential Financial

PruSecure Advisor

24 rate bands/terms

24 source fields grouped

Participation rate
MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99
Added 100%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 1%Added
Participation rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
Added 100%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 100%Added
Declared rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
Added 7.6%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 100%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 1%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 100%Added
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
Added 7.35%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 1%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 1%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 100%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 100%Added
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
Added 8.6%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 0.5%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 0.5%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 100%Added
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
Added 100%Added
Declared rate
MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99
Added 6.75%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 100%Added
Participation rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
Added 100%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 0.5%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 100%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 0.5%Added

Friday, October 16, 2026

FIAPrudential Financial

PruSecure

46 rate bands/terms

46 source fields grouped

Strategy guarantee
MSCI EAFE Index · 3-Year · 3-year term
Added 100%Added
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
Added 10.05%Added
Strategy guarantee
S&P 500 Index · 3-Year · 3-year term
Added 5%Added
Cap rate
Bloomberg Commodity · Annual · 1-year term · Premium $100,000 and up
Added 11.3%Added
Participation rate
Dow Jones U.S. Real Estate · Annual · 1-year term · Premium $0–$99,999.99
Added 100%Added
Strategy guarantee
Dow Jones U.S. Real Estate · Annual · 1-year term
Added 1%Added
Participation rate
Dow Jones U.S. Real Estate · 3-Year · 3-year term · Premium $100,000 and up
Added 100%Added
Participation rate
S&P 500 Index · 3-Year · 3-year term · Premium $0–$99,999.99
Added 100%Added
Surrender charge
Added 7%Added
Participation rate
MSCI EAFE Index · 3-Year · 3-year term · Premium $100,000 and up
Added 100%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 1%Added
Strategy guarantee
Bloomberg Commodity · Annual · 1-year term
Added 100%Added
Cap rate
Dow Jones U.S. Real Estate · Annual · 1-year term · Premium $0–$99,999.99
Added 8.55%Added
Strategy guarantee
MSCI EAFE Index · 3-Year · 3-year term
Added 100%Added
Cap rate
Dow Jones U.S. Real Estate · 3-Year · 3-year term · Premium $100,000 and up
Added 27%Added
Strategy guarantee
MSCI EAFE Index · 3-Year · 3-year term
Added 3%Added
Strategy guarantee
S&P 500 Index · 3-Year · 3-year term
Added 1%Added
Strategy guarantee
Bloomberg Commodity · 3-Year · 3-year term
Added 100%Added
Participation rate
MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99
Added 100%Added
Cap rate
MSCI EAFE Index · 3-Year · 3-year term · Premium $0–$99,999.99
Added 23%Added
Participation rate
Dow Jones U.S. Real Estate · 3-Year · 3-year term · Premium $100,000 and up
Added 70%Added
Participation rate
S&P 500 Index · 5-Year · 5-year term · Premium $0–$99,999.99
Added 100%Added
Participation rate
Dow Jones U.S. Real Estate · 3-Year · 3-year term · Premium $0–$99,999.99
Added 100%Added
Strategy guarantee
MSCI EAFE Index · 5-Year · 5-year term
Added 100%Added
Participation rate
S&P 500 Index · 3-Year · 3-year term · Premium $100,000 and up
Added 100%Added
Cap rate
S&P 500 Index · 5-Year · 5-year term · Premium $100,000 and up
Added 65%Added
Strategy guarantee
Daily · 1-year term
Added 1.75%Added
Strategy guarantee
Bloomberg Commodity · Annual · 1-year term
Added 10%Added
Strategy guarantee
Dow Jones U.S. Real Estate · 3-Year · 3-year term
Added 3%Added
Current crediting rate
Guarantee term: 1 year · Premium: under $100k
Added 4.5%Added
Strategy guarantee
MSCI EAFE Index · 5-Year · 5-year term
Added 4%Added
Cap rate
Dow Jones U.S. Real Estate · 3-Year · 3-year term · Premium $0–$99,999.99
Added 23%Added
Strategy guarantee
S&P 500 Index · 3-Year · 3-year term
Added 3%Added
Surrender charge
Added 8%Added
Strategy guarantee
MSCI EAFE Index · 3-Year · 3-year term
Added 3%Added
Participation rate
MSCI EAFE Index · 5-Year · 5-year term · Premium $100,000 and up
Added 75%Added
Strategy guarantee
S&P 500 Index · 5-Year · 5-year term
Added 10%Added
Strategy guarantee
MSCI EAFE Index · Annual · 1-year term
Added 5%Added
Strategy guarantee
MSCI EAFE Index · 3-Year · 3-year term
Added 1%Added
Strategy guarantee
Bloomberg Commodity · Annual · 1-year term
Added 10%Added
Participation rate
S&P 500 Index · 3-Year · 3-year term · Premium $100,000 and up
Added 70%Added
Participation rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
Added 55%Added
Strategy guarantee
S&P 500 Index · 5-Year · 5-year term
Added 1%Added
Participation rate
Bloomberg Commodity · 3-Year · 3-year term · Premium $100,000 and up
Added 100%Added
Strategy guarantee
S&P 500 Index · 5-Year · 5-year term
Added 10%Added
Strategy guarantee
S&P 500 Index · Annual · 1-year term
Added 10%Added

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What changed in annuity rates

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Monday, November 2, 2026

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