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CANNEX change ledger

What changed in annuity rates

A reader-first record of observed MYGA, FIA and RILA repricing. Rate bands and terms move together in one product row, while every underlying transition stays visible.

Latest event first observed Nov 2, 2026

Raised

Observed in the last 7 days

Lowered

Observed in the last 7 days

Added

Observed in the last 7 days

Product repricings

Change ledger

10 grouped repricings · 109 source rows

Day-level analytics are suppressed because this view reached its display limit. Use the filters above to narrow the result and inspect every matching change.

Monday, November 2, 2026

RILAPacific Life Insurance Company

Pacific Protective Growth Annuity

6 rate bands/terms

6 source fields grouped

Cap rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
120%→130%+1000 bps
Cap rate
iShares Russell 2000 ETF · 6y · 6-year term · Premium $0 and up
60%→65%+500 bps
Cap rate
First Trust Growth Strength Net Fee Index · 6y · 6-year term · Premium $0 and up
50%→55%+500 bps
Cap rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
100%→110%+1000 bps
Cap rate
Invesco QQQ Trust Series 1 · 6y · 6-year term · Premium $0 and up
50%→55%+500 bps
Cap rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
60%→65%+500 bps

Saturday, October 17, 2026

MYGAPacific Life Insurance Company

Expedition II

12 rate bands/terms

12 source fields grouped

Guarantee-period yield
Guarantee term: 3 years
4.6%→5%+40 bps
Guarantee-period yield
Guarantee term: 5 years
4.65%→5.1%+45 bps
First-year rate component
Guarantee term: 5 years · Schedule year: 1
5.1%→5.55%+45 bps
Guarantee-period yield
Guarantee term: 5 years
5.1%→5.55%+45 bps
Guarantee-period yield
Guarantee term: 7 years
5.15%→5.6%+45 bps
Guarantee-period yield
Guarantee term: 7 years
4.8%→5.25%+45 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.1%→5.5%+40 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
4.8%→5.25%+45 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.15%→5.6%+45 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
4.6%→5%+40 bps
First-year rate component
Guarantee term: 5 years · Schedule year: 1
4.65%→5.1%+45 bps
Guarantee-period yield
Guarantee term: 3 years
5.1%→5.5%+40 bps

MYGAPacific Life Insurance Company

Expedition 2 with MVA

12 rate bands/terms

12 source fields grouped

Guarantee-period yield
Guarantee term: 3 years
4.7%→5.2%+50 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
4.7%→5.2%+50 bps
First-year rate component
Guarantee term: 5 years · Schedule year: 1
5.75%→6.15%+40 bps
Guarantee-period yield
Guarantee term: 7 years
5.4%→5.85%+45 bps
Guarantee-period yield
Guarantee term: 5 years
5.75%→6.15%+40 bps
First-year rate component
Guarantee term: 5 years · Schedule year: 1
5.4%→5.8%+40 bps
Guarantee-period yield
Guarantee term: 3 years
5.1%→5.6%+50 bps
Guarantee-period yield
Guarantee term: 5 years
5.4%→5.8%+40 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.1%→5.6%+50 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.75%→6.2%+45 bps
First-year rate component
Guarantee term: 7 years · Schedule year: 1
5.4%→5.85%+45 bps
Guarantee-period yield
Guarantee term: 7 years
5.75%→6.2%+45 bps

MYGAPacific Life Insurance Company

Pacific Harbor

8 rate bands/terms

8 source fields grouped

First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.7%→5.95%+25 bps
First-year rate component
Guarantee term: 5 years · Schedule year: 1
5.7%→6%+30 bps
First-year rate component
Guarantee term: 3 years · Schedule year: 1
5.45%→5.7%+25 bps
Guarantee-period yield
Guarantee term: 3 years
5.45%→5.7%+25 bps
Guarantee-period yield
Guarantee term: 3 years
5.7%→5.95%+25 bps
Guarantee-period yield
Guarantee term: 5 years
5.7%→6%+30 bps
Guarantee-period yield
Guarantee term: 5 years
5.45%→5.75%+30 bps
First-year rate component
Guarantee term: 5 years · Schedule year: 1
5.45%→5.75%+30 bps

Friday, October 16, 2026

FIAPacific Life Insurance Company

Pacific Index Foundation 2

36 rate bands/terms

36 source fields grouped

Current crediting rate
Guarantee term: 9 years · Premium: under $100k
3.7%→4.7%+100 bps
Cap rate
MSCI EAFE Index · Annual · 9-year term · Premium $0–$99,999.99
8.1%→8.35%+25 bps
Cap rate
S&P 500 Index · Annual · 9-year term · Premium $100,000 and up
8.85%→9.1%+25 bps
Declared rate
S&P 500 Index · Annual · 9-year term · Premium $0–$99,999.99
7.2%→7.45%+25 bps
Cap rate
Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0–$99,999.99
10.1%→10.6%+50 bps
Declared rate
iShares Russell 2000 ETF · Annual · 9-year term · Premium $0–$99,999.99
7.2%→7.45%+25 bps
Declared rate
iShares Russell 2000 ETF · Annual · 1-year term · Premium $0–$99,999.99
8%→8.2%+20 bps
Declared rate
Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0–$99,999.99
8%→8.2%+20 bps
Cap rate
Invesco QQQ Trust Series 1 · Annual · 9-year term · Premium $100,000 and up
8.85%→9.1%+25 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
10.85%→11.35%+50 bps
Cap rate
MSCI EAFE Index · Annual · 9-year term · Premium $100,000 and up
8.85%→9.1%+25 bps
Declared rate
MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99
8%→8.2%+20 bps
Declared rate
Invesco QQQ Trust Series 1 · Annual · 9-year term · Premium $0–$99,999.99
7.2%→7.45%+25 bps
Declared rate
MSCI EAFE Index · Annual · 9-year term · Premium $100,000 and up
7.7%→7.95%+25 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
10.1%→10.6%+50 bps
Declared rate
Invesco QQQ Trust Series 1 · Annual · 9-year term · Premium $100,000 and up
7.7%→7.95%+25 bps
Current crediting rate
Guarantee term: 9 years · Premium: $100k+
3.85%→4.85%+100 bps
Cap rate
iShares Russell 2000 ETF · Annual · 9-year term · Premium $0–$99,999.99
8.1%→8.35%+25 bps
Declared rate
iShares Russell 2000 ETF · Annual · 1-year term · Premium $100,000 and up
8.5%→8.7%+20 bps
Declared rate
Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $100,000 and up
8.5%→8.7%+20 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99
8%→8.2%+20 bps
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
10.85%→11.35%+50 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $100,000 and up
8.5%→8.7%+20 bps
Declared rate
MSCI EAFE Index · Annual · 9-year term · Premium $0–$99,999.99
7.2%→7.45%+25 bps
Current crediting rate
Guarantee term: 1 year · Premium: under $100k
4.05%→5.05%+100 bps
Declared rate
MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up
8.5%→8.7%+20 bps
Cap rate
Invesco QQQ Trust Series 1 · Annual · 9-year term · Premium $0–$99,999.99
8.1%→8.35%+25 bps
Cap rate
Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $100,000 and up
10.85%→11.35%+50 bps
Current crediting rate
Guarantee term: 1 year · Premium: $100k+
4.2%→5.2%+100 bps
Cap rate
S&P 500 Index · Annual · 9-year term · Premium $0–$99,999.99
8.1%→8.35%+25 bps
Cap rate
iShares Russell 2000 ETF · Annual · 1-year term · Premium $0–$99,999.99
10.1%→10.6%+50 bps
Declared rate
iShares Russell 2000 ETF · Annual · 9-year term · Premium $100,000 and up
7.7%→7.95%+25 bps
Cap rate
iShares Russell 2000 ETF · Annual · 1-year term · Premium $100,000 and up
10.85%→11.35%+50 bps
Declared rate
S&P 500 Index · Annual · 9-year term · Premium $100,000 and up
7.7%→7.95%+25 bps
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99
10.1%→10.6%+50 bps
Cap rate
iShares Russell 2000 ETF · Annual · 9-year term · Premium $100,000 and up
8.85%→9.1%+25 bps

FIAPacific Life Insurance Company

Pacific Index Foundation

10 rate bands/terms

10 source fields grouped

Declared rate
MSCI EAFE Index · Annual · 10-year term · Premium $100,000 and up
7.7%→7.95%+25 bps
Current crediting rate
Guarantee term: 10 years · Premium: under $100k
3.8%→4.8%+100 bps
Declared rate
S&P 500 Index · Annual · 10-year term · Premium $100,000 and up
7.7%→7.95%+25 bps
Current crediting rate
Guarantee term: 10 years · Premium: $100k+
4%→5%+100 bps
Declared rate
MSCI EAFE Index · Annual · 10-year term · Premium $0–$99,999.99
7.25%→7.5%+25 bps
Cap rate
MSCI EAFE Index · Annual · 10-year term · Premium $0–$99,999.99
8.3%→8.55%+25 bps
Declared rate
S&P 500 Index · Annual · 10-year term · Premium $0–$99,999.99
7.25%→7.5%+25 bps
Cap rate
MSCI EAFE Index · Annual · 10-year term · Premium $100,000 and up
8.85%→9.1%+25 bps
Cap rate
S&P 500 Index · Annual · 10-year term · Premium $0–$99,999.99
8.3%→8.55%+25 bps
Cap rate
S&P 500 Index · Annual · 10-year term · Premium $100,000 and up
8.85%→9.1%+25 bps

FIAPacific Life Insurance Company

Index Advisory

9 rate bands/terms

9 source fields grouped

Cap rate
MSCI EAFE Index · Annual · 7-year term · Premium $0–$99,999.99
9.25%→9.5%+25 bps
Current crediting rate
Guarantee term: 7 years
4.35%→5.35%+100 bps
Declared rate
S&P 500 Index · Annual · 7-year term · Premium $0–$99,999.99
8.2%→8.45%+25 bps
Declared rate
S&P 500 Index · Annual · 7-year term · Premium $100,000 and up
8.6%→8.85%+25 bps
Cap rate
S&P 500 Index · Annual · 7-year term · Premium $100,000 and up
9.8%→10.05%+25 bps
Cap rate
S&P 500 Index · Annual · 7-year term · Premium $0–$99,999.99
9.25%→9.5%+25 bps
Declared rate
MSCI EAFE Index · Annual · 7-year term · Premium $0–$99,999.99
8.2%→8.45%+25 bps
Cap rate
MSCI EAFE Index · Annual · 7-year term · Premium $100,000 and up
9.8%→10.05%+25 bps
Declared rate
MSCI EAFE Index · Annual · 7-year term · Premium $100,000 and up
8.6%→8.85%+25 bps

MYGAPacific Life Insurance Company

Expedition 2 with MVA

6 rate bands/terms

6 source fields grouped

Current crediting rate
Guarantee term: 7 years · Premium: $100k+
5.75%→6.2%+45 bps
Current crediting rate
Guarantee term: 5 years · Premium: $100k+
5.75%→6.15%+40 bps
Current crediting rate
Guarantee term: 7 years · Premium: under $100k
5.4%→5.85%+45 bps
Current crediting rate
Guarantee term: 3 years · Premium: $100k+
5.1%→5.6%+50 bps
Current crediting rate
Guarantee term: 5 years · Premium: under $100k
5.4%→5.8%+40 bps
Current crediting rate
Guarantee term: 3 years · Premium: under $100k
4.7%→5.2%+50 bps

MYGAPacific Life Insurance Company

Pacific Harbor

4 rate bands/terms

4 source fields grouped

Current crediting rate
Guarantee term: 3 years · Premium: under $200k
5.45%→5.7%+25 bps
Current crediting rate
Guarantee term: 5 years · Premium: under $200k
5.45%→5.75%+30 bps
Current crediting rate
Guarantee term: 3 years · Premium: $200k+
5.7%→5.95%+25 bps
Current crediting rate
Guarantee term: 5 years · Premium: $200k+
5.7%→6%+30 bps

MYGAPacific Life Insurance Company

Expedition II

6 rate bands/terms

6 source fields grouped

Current crediting rate
Guarantee term: 7 years · Premium: under $100k
4.8%→5.25%+45 bps
Current crediting rate
Guarantee term: 5 years · Premium: $100k+
5.1%→5.55%+45 bps
Current crediting rate
Guarantee term: 5 years · Premium: under $100k
4.65%→5.1%+45 bps
Current crediting rate
Guarantee term: 3 years · Premium: under $100k
4.6%→5%+40 bps
Current crediting rate
Guarantee term: 7 years · Premium: $100k+
5.15%→5.6%+45 bps
Current crediting rate
Guarantee term: 3 years · Premium: $100k+
5.1%→5.5%+40 bps

Free personalized report

What would you like your money to do?

Choose a goal to start your report. We’ll carry your answer into the next step.

Find guaranteed ratesCompare current fixed options Plan retirement incomeExplore income choices Compare my optionsGet a personal starting point

What would you like your money to do?

What changed in annuity rates

Change ledger

Monday, November 2, 2026

Saturday, October 17, 2026

Friday, October 16, 2026

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