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CANNEX change ledger

What changed in annuity rates

A reader-first record of observed MYGA, FIA and RILA repricing. Rate bands and terms move together in one product row, while every underlying transition stays visible.

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6 grouped repricings · 200 source rows

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Wednesday, October 14, 2026

FIAAmerican Equity Investment Life Insurance Company

American Equity AssetShield Bonus 5 - Option 2

27 rate bands/terms
27 source fields grouped

  • Current crediting rate

    Guarantee term: 1 year

    3.2%→2.2%−100 bps

  • Cap rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    8%→6%−200 bps

  • Cap rate

    Monthly Point to Point · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    2.4%→1.8%−60 bps

  • Participation rate

    Performance Rate Rider · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    215%→170%−45.00 pts

  • Declared rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    6.3%→4.4%−190 bps

  • Participation rate

    BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    45%→32%−13.00 pts

  • Participation rate

    Performance Rate Rider · NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    75%→60%−15.00 pts

  • Declared rate

    Dow Jones Industrial Average · Annual · 1-year term · Premium $0 and up

    4.75%→3.25%−150 bps

  • Cap rate

    BNP Paribas Patriot Technology 15 Index · Annual · 1-year term · Premium $0 and up

    5.5%→6.5%+100 bps

  • Participation rate

    Performance Rate Rider · Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    75%→60%−15.00 pts

  • Participation rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    38%→24%−14.00 pts

  • Declared rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    6.5%→4.5%−200 bps

  • Participation rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    52%→35%−17.00 pts

  • Cap rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    8%→6.5%−150 bps

  • Participation rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    52%→35%−17.00 pts

  • Cap rate

    Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up

    5.75%→3.75%−200 bps

  • Participation rate

    S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    145%→105%−40.00 pts

  • Strategy guarantee

    Monthly Point to Point with Performance Rate Rider · S&P 500 Index · Monthly · 1-year term

    1%→0.5%−0.50 pts

  • Participation rate

    Performance Rate Rider · S&P 500 Index · Annual · 1-year term · Premium $0 and up

    55%→40%−15.00 pts

  • Participation rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    50%→35%−15.00 pts

  • Cap rate

    Dow Jones Industrial Average · Annual · 1-year term · Premium $0 and up

    5.5%→3.5%−200 bps

  • Participation rate

    Performance Rate Rider · BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    70%→55%−15.00 pts

  • Cap rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    8%→6.5%−150 bps

  • Declared rate

    Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up

    5%→3.5%−150 bps

  • Cap rate

    Monthly Point to Point with Performance Rate Rider · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    3.4%→2.6%−80 bps

  • Declared rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    4.5%→3.25%−125 bps

  • Participation rate

    Performance Rate Rider · S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    75%→60%−15.00 pts
FIAAmerican Equity Investment Life Insurance Company

American Equity AssetShield Bonus 5 - Option 1

27 rate bands/terms
27 source fields grouped

  • Participation rate

    Performance Rate Rider · NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    80%→65%−15.00 pts

  • Declared rate

    Dow Jones Industrial Average · Annual · 1-year term · Premium $0 and up

    5.25%→3.75%−150 bps

  • Cap rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    9%→7.5%−150 bps

  • Participation rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    42%→28%−14.00 pts

  • Strategy guarantee

    Monthly Point to Point with Performance Rate Rider · S&P 500 Index · Monthly · 1-year term

    1%→0.5%−0.50 pts

  • Cap rate

    Monthly Point to Point · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    2.6%→2%−60 bps

  • Declared rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    7.1%→5%−210 bps

  • Cap rate

    Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up

    6.25%→4.25%−200 bps

  • Declared rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    7.25%→5.25%−200 bps

  • Declared rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    5%→3.75%−125 bps

  • Current crediting rate

    Guarantee term: 1 year

    3.55%→2.55%−100 bps

  • Participation rate

    Performance Rate Rider · Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    80%→65%−15.00 pts

  • Participation rate

    Performance Rate Rider · BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    75%→60%−15.00 pts

  • Participation rate

    BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    50%→40%−10.00 pts

  • Participation rate

    Performance Rate Rider · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    230%→190%−40.00 pts

  • Participation rate

    S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    160%→120%−40.00 pts

  • Cap rate

    Monthly Point to Point with Performance Rate Rider · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    3.7%→2.9%−80 bps

  • Cap rate

    BNP Paribas Patriot Technology 15 Index · Annual · 1-year term · Premium $0 and up

    6.25%→7.5%+125 bps

  • Cap rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    9%→7.5%−150 bps

  • Participation rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    58%→40%−18.00 pts

  • Participation rate

    Performance Rate Rider · S&P 500 Index · Annual · 1-year term · Premium $0 and up

    60%→45%−15.00 pts

  • Cap rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    9%→7%−200 bps

  • Participation rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    55%→40%−15.00 pts

  • Declared rate

    Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up

    5.5%→4%−150 bps

  • Participation rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    58%→40%−18.00 pts

  • Cap rate

    Dow Jones Industrial Average · Annual · 1-year term · Premium $0 and up

    6%→4.25%−175 bps

  • Participation rate

    Performance Rate Rider · S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    80%→65%−15.00 pts
FIAAmerican Equity Investment Life Insurance Company

American Equity AssetShield Bonus 9

45 rate bands/terms
45 source fields grouped

  • Cap rate

    Monthly PTP w/ erformance Rate Rider, Strategy Fee · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    2.5%→2.45%−5 bps

  • Participation rate

    Nasdaq Premier Index · 2-Year · 2-year term · Premium $0 and up

    58%→55%−3.00 pts

  • Participation rate

    Performance Rate Rider · S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    60%→58%−2.00 pts

  • Participation rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    18%→16%−2.00 pts

  • Participation rate

    Performance Rate Rider · S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up

    95%→90%−5.00 pts

  • Cap rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up

    14.5%→13%−150 bps

  • Cap rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    6.25%→6%−25 bps

  • Current crediting rate

    Guarantee term: 1 year

    2%→1.85%−15 bps

  • Participation rate

    BlackRock Adaptive US Equity 15% Index · 2-Year · 2-year term · Premium $0 and up

    55%→52%−3.00 pts

  • Cap rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    6.75%→6.25%−50 bps

  • Strategy guarantee

    Monthly PTP w/ erformance Rate Rider, Strategy Fee · S&P 500 Index · Monthly · 1-year term

    1%→0.5%−0.50 pts

  • Declared rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    3.5%→3.3%−20 bps

  • Cap rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    6.75%→6.25%−50 bps

  • Participation rate

    Performance Rate Rider w/Strategy Fee · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · 2-Year · 2-year term · Premium $0 and up

    265%→255%−10.00 pts

  • Participation rate

    Performance Rate Rider w/Strategy Fee · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    175%→170%−5.00 pts

  • Participation rate

    Performance Rate Rider w/Strategy Fee · BNP Paribas Patriot Technology 15 Index · Annual · 1-year term · Premium $0 and up

    60%→58%−2.00 pts

  • Declared rate

    Dow Jones Industrial Average · Annual · 1-year term · Premium $0 and up

    4%→3.75%−25 bps

  • Cap rate

    Performance Rate Rider w/Strategy Fee · S&P 500 Index · Annual · 1-year term · Premium $0 and up

    8%→7.75%−25 bps

  • Participation rate

    Nasdaq Premier Index · 2-Year · 2-year term · Premium $0 and up

    95%→90%−5.00 pts

  • Cap rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    6.75%→6.25%−50 bps

  • Cap rate

    Nasdaq Premier Index · 2-Year · 2-year term · Premium $0 and up

    14.5%→13%−150 bps

  • Participation rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    38%→35%−3.00 pts

  • Participation rate

    Performance Rate Rider · NYSE Premier Index · 2-Year · 2-year term · Premium $0 and up

    95%→90%−5.00 pts

  • Cap rate

    NYSE Premier Index · 2-Year · 2-year term · Premium $0 and up

    14.5%→13%−150 bps

  • Declared rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    4.8%→4.5%−30 bps

  • Participation rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up

    58%→55%−3.00 pts

  • Declared rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    4.8%→4.5%−30 bps

  • Cap rate

    Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up

    5.25%→5%−25 bps

  • Participation rate

    NYSE Premier Index · 2-Year · 2-year term · Premium $0 and up

    58%→55%−3.00 pts

  • Participation rate

    S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · 2-Year · 2-year term · Premium $0 and up

    115%→110%−5.00 pts

  • Participation rate

    Performance Rate Rider · Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    60%→58%−2.00 pts

  • Participation rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    38%→35%−3.00 pts

  • Participation rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    38%→35%−3.00 pts

  • Cap rate

    Dow Jones Industrial Average · Annual · 1-year term · Premium $0 and up

    5.25%→5%−25 bps

  • Participation rate

    Performance Rate Rider w/Strategy Fee · BNP Paribas Patriot Technology 15 Index · 2-Year · 2-year term · Premium $0 and up

    95%→90%−5.00 pts

  • Participation rate

    S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    90%→85%−5.00 pts

  • Premium bonus

    15%→17%+200 bps

  • Participation rate

    Performance Rate Rider · NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    60%→58%−2.00 pts

  • Participation rate

    Performance Rate Rider · BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    60%→58%−2.00 pts

  • Cap rate

    BNP Paribas Patriot Technology 15 Index · Annual · 1-year term · Premium $0 and up

    6.75%→6.25%−50 bps

  • Participation rate

    BNP Paribas Patriot Technology 15 Index · Annual · 1-year term · Premium $0 and up

    38%→35%−3.00 pts

  • Participation rate

    BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    40%→37%−3.00 pts

  • Declared rate

    Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up

    4.25%→4%−25 bps

  • Participation rate

    BNP Paribas Patriot Technology 15 Index · 2-Year · 2-year term · Premium $0 and up

    58%→55%−3.00 pts

  • Cap rate

    Monthly Point to Point · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    1.3%→1.2%−10 bps
FIAAmerican Equity Investment Life Insurance Company

American Equity AssetShield Bonus 10

46 rate bands/terms
46 source fields grouped

  • Participation rate

    Nasdaq Premier Index · 2-Year · 2-year term · Premium $0 and up

    58%→55%−3.00 pts

  • Participation rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    38%→35%−3.00 pts

  • Cap rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up

    14.5%→13%−150 bps

  • Premium bonus

    21%→24%+300 bps

  • Participation rate

    Performance Rate Rider · S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    60%→58%−2.00 pts

  • Declared rate

    Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up

    4.25%→4%−25 bps

  • Participation rate

    Performance Rate Rider · BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    60%→58%−2.00 pts

  • Declared rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    4.8%→4.5%−30 bps

  • Participation rate

    BlackRock Adaptive US Equity 15% Index · 2-Year · 2-year term · Premium $0 and up

    55%→52%−3.00 pts

  • Declared rate

    Dow Jones Industrial Average · Annual · 1-year term · Premium $0 and up

    4%→3.75%−25 bps

  • Participation rate

    S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    90%→85%−5.00 pts

  • Participation rate

    NYSE Premier Index · 2-Year · 2-year term · Premium $0 and up

    58%→55%−3.00 pts

  • Participation rate

    Performance Rate Rider · Nasdaq Premier Index · 2-Year · 2-year term · Premium $0 and up

    95%→90%−5.00 pts

  • Participation rate

    Performance Rate Rider · S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up

    95%→90%−5.00 pts

  • Participation rate

    Performance Rate Rider · NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    60%→58%−2.00 pts

  • Current crediting rate

    Guarantee term: 1 year

    2%→1.85%−15 bps

  • Participation rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    38%→35%−3.00 pts

  • Participation rate

    BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    40%→37%−3.00 pts

  • Participation rate

    BNP Paribas Patriot Technology 15 Index · 2-Year · 2-year term · Premium $0 and up

    58%→55%−3.00 pts

  • Cap rate

    Performance Rate Rider w/Strategy Fee · S&P 500 Index · Annual · 1-year term · Premium $0 and up

    8%→7.75%−25 bps

  • Cap rate

    Nasdaq Premier Index · 2-Year · 2-year term · Premium $0 and up

    14.5%→13%−150 bps

  • Cap rate

    BNP Paribas Patriot Technology 15 Index · Annual · 1-year term · Premium $0 and up

    6.75%→6.25%−50 bps

  • Cap rate

    Monthly PTP w/Performance Rate Rider,Strategy Fee · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    2.5%→2.45%−5 bps

  • Premium bonus

    15%→17%+200 bps

  • Participation rate

    Performance Rate Rider w/Strategy Fee · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    175%→170%−5.00 pts

  • Cap rate

    Monthly Point to Point · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    1.3%→1.2%−10 bps

  • Participation rate

    S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · 2-Year · 2-year term · Premium $0 and up

    115%→110%−5.00 pts

  • Declared rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    4.8%→4.5%−30 bps

  • Participation rate

    Performance Rate Rider w/Strategy Fee · BNP Paribas Patriot Technology 15 Index · 2-Year · 2-year term · Premium $0 and up

    95%→90%−5.00 pts

  • Cap rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    6.75%→6.25%−50 bps

  • Participation rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up

    58%→55%−3.00 pts

  • Participation rate

    Performance Rate Rider · NYSE Premier Index · 2-Year · 2-year term · Premium $0 and up

    95%→90%−5.00 pts

  • Cap rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    6.75%→6.25%−50 bps

  • Participation rate

    Performance Rate Rider w/Strategy Fee · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · 2-Year · 2-year term · Premium $0 and up

    265%→255%−10.00 pts

  • Participation rate

    Performance Rate Rider · Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    60%→58%−2.00 pts

  • Cap rate

    NYSE Premier Index · 2-Year · 2-year term · Premium $0 and up

    14.5%→13%−150 bps

  • Participation rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    38%→35%−3.00 pts

  • Cap rate

    Dow Jones Industrial Average · Annual · 1-year term · Premium $0 and up

    5.25%→5%−25 bps

  • Participation rate

    Performance Rate Rider w/Strategy Fee · BNP Paribas Patriot Technology 15 Index · Annual · 1-year term · Premium $0 and up

    60%→58%−2.00 pts

  • Cap rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    6.75%→6.25%−50 bps

  • Cap rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    6.25%→6%−25 bps

  • Participation rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    18%→16%−2.00 pts

  • Cap rate

    Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up

    5.25%→5%−25 bps

  • Declared rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    3.5%→3.3%−20 bps

  • Participation rate

    BNP Paribas Patriot Technology 15 Index · Annual · 1-year term · Premium $0 and up

    38%→35%−3.00 pts

  • Strategy guarantee

    Monthly PTP w/Performance Rate Rider,Strategy Fee · S&P 500 Index · Monthly · 1-year term

    1%→0.5%−0.50 pts
FIAAmerican Equity Investment Life Insurance Company

American Equity AssetShield Bonus 5 - Option 3

27 rate bands/terms
27 source fields grouped

  • Declared rate

    Dow Jones Industrial Average · Annual · 1-year term · Premium $0 and up

    4.25%→2.75%−150 bps

  • Participation rate

    Performance Rate Rider · S&P 500 Index · Annual · 1-year term · Premium $0 and up

    50%→37%−13.00 pts

  • Cap rate

    BNP Paribas Patriot Technology 15 Index · Annual · 1-year term · Premium $0 and up

    4.75%→5.5%+75 bps

  • Participation rate

    Performance Rate Rider · BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    65%→50%−15.00 pts

  • Cap rate

    Dow Jones Industrial Average · Annual · 1-year term · Premium $0 and up

    4.75%→3%−175 bps

  • Cap rate

    Monthly Point to Point · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    2.1%→1.6%−50 bps

  • Participation rate

    Performance Rate Rider · Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    70%→55%−15.00 pts

  • Declared rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    5.5%→3.75%−175 bps

  • Strategy guarantee

    Monthly Point to Point with Performance Rate Rider · S&P 500 Index · Monthly · 1-year term

    1%→0.5%−0.50 pts

  • Declared rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    5.75%→3.75%−200 bps

  • Declared rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    4%→2.75%−125 bps

  • Cap rate

    Monthly Point to Point with Performance Rate Rider · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    3.1%→2.4%−70 bps

  • Cap rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    7%→5.5%−150 bps

  • Declared rate

    Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up

    4.5%→3%−150 bps

  • Cap rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    6.5%→5%−150 bps

  • Participation rate

    Performance Rate Rider · NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    70%→55%−15.00 pts

  • Participation rate

    BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    40%→25%−15.00 pts

  • Participation rate

    Performance Rate Rider · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    195%→155%−40.00 pts

  • Participation rate

    Performance Rate Rider · S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    70%→55%−15.00 pts

  • Participation rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    46%→30%−16.00 pts

  • Participation rate

    S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    130%→90%−40.00 pts

  • Participation rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    45%→30%−15.00 pts

  • Cap rate

    Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up

    5%→3.25%−175 bps

  • Participation rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    34%→20%−14.00 pts

  • Current crediting rate

    Guarantee term: 1 year

    2.85%→1.85%−100 bps

  • Cap rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    7%→5.5%−150 bps

  • Participation rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    46%→30%−16.00 pts
FIAAmerican Equity Investment Life Insurance Company

American Equity AssetShield 9

28 rate bands/terms
28 source fields grouped

  • Cap rate

    Monthly Point to Point with Performance Rate Rider · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    3.2%→3.25%+5 bps

  • Participation rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    40%→45%+5.00 pts

  • Participation rate

    BNP Paribas Patriot Technology 15 Index · 2-Year · 2-year term · Premium $0 and up

    90%→95%+5.00 pts

  • Participation rate

    S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · 2-Year · 2-year term · Premium $0 and up

    185%→195%+10.00 pts

  • Participation rate

    NYSE Premier Index · Annual · 1-year term · Premium $0 and up

    60%→65%+5.00 pts

  • Cap rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · 2-Year · 2-year term · Premium $0 and up

    35%→40%+500 bps

  • Participation rate

    Performance Rate Rider · S&P 500 Index · Annual · 1-year term · Premium $0 and up

    55%→60%+5.00 pts

  • Participation rate

    BNP Paribas Patriot Technology 15 Index · Annual · 1-year term · Premium $0 and up

    60%→65%+5.00 pts

  • Cap rate

    NYSE Premier Index · 2-Year · 2-year term · Premium $0 and up

    35%→40%+500 bps

  • Current crediting rate

    Guarantee term: 1 year

    4.5%→4.6%+10 bps

  • Participation rate

    Performance Rate Rider · S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    80%→85%+5.00 pts

  • Participation rate

    Performance Rate Rider · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    190%→195%+5.00 pts

  • Participation rate

    Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    60%→65%+5.00 pts

  • Participation rate

    Performance Rate Rider · NYSE Premier Index · 2-Year · 2-year term · Premium $0 and up

    115%→120%+5.00 pts

  • Participation rate

    Performance Rate Rider · BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    75%→80%+5.00 pts

  • Cap rate

    S&P 500 Index · Annual · 1-year term · Premium $0 and up

    9.25%→9.5%+25 bps

  • Cap rate

    Nasdaq Premier Index · 2-Year · 2-year term · Premium $0 and up

    35%→40%+500 bps

  • Participation rate

    BlackRock Adaptive US Equity 15% Index · Annual · 1-year term · Premium $0 and up

    50%→55%+5.00 pts

  • Participation rate

    Performance Rate Rider · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · 2-Year · 2-year term · Premium $0 and up

    305%→310%+5.00 pts

  • Participation rate

    Performance Rate Rider · Nasdaq Premier Index · Annual · 1-year term · Premium $0 and up

    80%→85%+5.00 pts

  • Cap rate

    Monthly Point to Point · S&P 500 Index · Monthly · 1-year term · Premium $0 and up

    2%→2.05%+5 bps

  • Participation rate

    S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · Annual · 1-year term · Premium $0 and up

    105%→115%+10.00 pts

  • Participation rate

    NYSE Premier Index · 2-Year · 2-year term · Premium $0 and up

    90%→95%+5.00 pts

  • Participation rate

    Performance Rate Rider · Nasdaq Premier Index · 2-Year · 2-year term · Premium $0 and up

    115%→120%+5.00 pts

  • Participation rate

    Performance Rate Rider · BlackRock Adaptive US Equity 15% Index · 2-Year · 2-year term · Premium $0 and up

    100%→105%+5.00 pts

  • Strategy guarantee

    Monthly Point to Point with Performance Rate Rider · S&P 500 Index · Monthly · 1-year term

    1%→0.5%−0.50 pts

  • Participation rate

    Performance Rate Rider · BNP Paribas Patriot Technology 15 Index · 2-Year · 2-year term · Premium $0 and up

    115%→120%+5.00 pts

  • Participation rate

    S&P 500 Advantage 15% VT TCA Index (USD) ER · Annual · 1-year term · Premium $0 and up

    60%→65%+5.00 pts

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