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Best available rate
5.45%
7-yr guarantee · $10,000+ premium
Highest current rate across the available 3-year, 5-year, and 7-year guarantee terms.
View all rates and terms ↓10%
Free W/D
52
Available jurisdictions
Rates as of November 13, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for Navigator Elite MVA
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Western United product.
Free withdrawal
10%/yr
Availability
52 jurisdictions (excl. New York)
Minimum premium
$10,000
Available guarantee terms
3, 5, and 7 years
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See how Navigator Elite MVA compares for your age, state, premium, and income goals alongside other Western United MYGA options.
Guaranteed Rates by Term
| Term | Surrender term | Rate effective | Published rate |
|---|---|---|---|
| 3-Year | Not available | Sep 2, 2026 | 4.85%Compound annual rate |
| 5-Year | Not available | Sep 2, 2026 | 5.45%Compound annual rate |
| 7-Year | Not available | Sep 2, 2026 | 5.45%Compound annual rate |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Carrier Ratings
Free Comparison Report
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See how Navigator Elite MVA compares for your age, state, premium, and income goals alongside other Western United MYGA options.
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