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Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates
10%
Free W/D
50
Available jurisdictions
Product data status: updated regularly
Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.
rate data
rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Prudential Financial product.
Available only in Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming
rates are shown when this state is selected. This product is state-restricted, and the available data does not include rates for the selected scenario.
Live product data
Rates as of September 1, 2026, from AdvisorWorld and CANNEX.
S&P 500 annual cap rate
A current headline metric is not available for this product. Confirm current terms with the carrier.
An accumulation-focused fixed indexed annuity from an A.M. Best A+ rated Prudential life subsidiary, with no optional GLWB rider, a recognizable S&P 500 annual cap option, and an unusually broad bench of proprietary multi-asset participation-rate indexes across one-, two-, and three-year crediting horizons.
Best fit
Buyers committing to a multi-year surrender window who want principal-protected indexed growth from an A.M. Best A+ rated Prudential life subsidiary, value a recognizable S&P 500 cap option alongside a broad bench of proprietary participation-rate indexes for additional growth paths, and do not need a contractually guaranteed lifetime-income rider.
AM Best
A+ Superior
Surrender period
10 years
Free withdrawal
10%/yr
Availability
50 jurisdictions (excl. New York)
Caps, participation rates, and declared rates are shown separately.
Product analyst notes
Not ideal for
Buyers who need a contractually guaranteed lifetime withdrawal rate from a GLWB rider (this contract has none — the sibling SurePath Income is the income-rider-paired product), buyers who need short-surrender liquidity, or buyers who want a plain MYGA-style flat declared rate — none of those are what this contract is built to deliver.
Free Comparison Report
Rates last updated September 1, 2026. This page shows last-known rates — confirm current availability with the carrier. Compare currently available Prudential Financial fixed indexed annuity options for your age, state, premium, and income goals.
Accumulation-focused contract
The CANNEX information identifies this product as tax-deferred accumulation. Compare cap, participation rate, fees, liquidity, and surrender terms; use a separate payout-focused contract when guaranteed payout mechanics are required.
No. The current product feed publishes contract and liquidity facts for Surepath, but no current indexed or fixed crediting strategies. Historical rates are not substituted. Confirm any new rate offering directly with the carrier.
Up to 10% of your account value each year is penalty-free. The scheduled surrender charges run 10 years; after that the surrender-charge schedule ends. Bonus vesting, market value adjustments when applicable, and other contract rules can still affect the amount available. The Liquidity tab of the analyzer shows the year-by-year surrender charge.
Annual amount that may be available without surrender charges, subject to contract terms.
Medically related surrenders, RMD waiver, Terminal illness waiver
Beneficiary value depends on contract terms, withdrawals, and rider elections.
Minimum guaranteed cap for cap-based indexed strategies.
Guaranteed minimum interest rate for the fixed account.
Minimum guaranteed participation rate for participation-rate indexed strategies.
Availability can vary by state and product terms.
Yr 1
9%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
After
0%
Medically related surrenders, RMD waiver, Terminal illness waiver
rate sheet
Direct link not published — request the document from the carrier.
Liquidity terms
A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.
Verification note
Carrier materials such as SurePathRateSheet.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 8, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.
Free Comparison Report
Rates last updated September 1, 2026. This page shows last-known rates — confirm current availability with the carrier. Compare currently available Prudential Financial fixed indexed annuity options for your age, state, premium, and income goals.
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