Prudential Financial Annuities — A+ Rated

Overview: Prudential Financial is one of the largest and oldest names in U.S. insurance and retirement services, with more than 150 years of operating history and about $1.6 trillion in assets under management reported for the first quarter of 2026. The current Prudential annuity lineup includes six FIA and MYGA products.

Product lineup: The Prudential FIA lineup splits into PruSecure, PruSecure Advisor, SurePath, and SurePath Income. PruSecure and SurePath are accumulation-first indexed products, while SurePath Income is the income-rider entry. The MYGA side includes Prudential Fixed Annuity and Prudential WealthGuard for buyers who want declared-rate guarantees instead of indexed crediting.

Notable live products: Current rate data shows Prudential WealthGuard at 5.20% and Prudential Fixed Annuity at a 1.6648% effective-yield signal. For FIAs, the product pages are the right comparison surface because the value depends on the cap, participation, surrender, rider, and advisory-channel details rather than one headline guaranteed rate.

Who it may fit: Prudential may suit buyers who put carrier scale and brand stability high on the list and still want a mix of accumulation FIAs, an income-rider FIA, and MYGA choices. It may be less compelling for shoppers whose only goal is the highest posted MYGA rate, because large highly rated carriers are not always the rate leaders in every term.