Registered index-linked annuity · SEC-registered · defined downside design
Defined Protection Annuity 2.0
Issued by Nationwide Life Insurance Company
The upside term is shown with its index, term, downside rule, and fee status. This indexed segment can lose value.
The floor limits the segment loss to 10% before other contract effects; it does not guarantee principal or surrender value. This is not an FIA.Every segment, by index and downside design
Read across a row to compare the upside term under each published downside design. Current rates for the selected state and $100,000 premium; every percentage identifies what it is.
Strategy fee is not published; outcome figures are suppressed unless another published fee applies.
Swipe horizontally to compare every protection level.
| Index · term | 0% floor | 5% floor | 10% floor |
|---|---|---|---|
| S&P 500 | |||
| 1-yearPoint-to-point | 60% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 3.5%45% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 2% | 75% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 3.5%60% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 2% | 90% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 3.5%75% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 2% |
| 3-yearPoint-to-point | 80% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 6.5%65% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 2% | 90% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 6.5%75% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 2% | 100% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 6.5%80% participation Segment detailsMinimum participation: 5%Maximum floor: -25%Maximum spread: 2% |
Showing 12 of 96 indexed segments.
Menu combined from 3 published rate instances (42 + 42 + 12 segments). Published share classes: B Share; the source does not map each rate instance to a share class.
Outcome simulator unavailable
The current feed does not publish a strategy fee for every eligible segment. No zero fee is assumed, so outcome figures are suppressed.
What the carrier can change at renewal
Upside rates and downside-protection terms are declared for each segment. These are the contractual minimums published with the live rows.
Open “Segment details” in the matrix to see the contractual minimum attached to that exact row.
Getting money out
Surrender charge · full schedule
Analyst notes
Where it stands out
- Floor-style strategies offer several protection levels across a broad index and fund menu.
- Annual and multi-year participation or spread structures let buyers choose different market exposures.
- A Performance Lock rider appears in the current CANNEX option set.
What to confirm
- The live menu does not publish a qualifying cap headline; participation and spread values are different crediting mechanics.
- Floor protection limits rather than eliminates downside, so contract value can fall to the selected floor.
- A market value adjustment and surrender rules can affect early-access proceeds independently of segment performance.
Expanded contract facts
Contract details beyond the headline rate
Key facts published in the versioned CANNEX contract ledger. Gaps are labeled, not guessed.
Source and vintage: normalized public product facts from CANNEX, observed Sep 11, 2026. Raw licensed XML and internal identifiers are not included. Terms can vary by state, premium, age, share class, and contract version; confirm the current carrier contract and illustration before purchase.
Prospectus and SEC filings
A RILA is a registered security. The prospectus governs interim value, performance lock, death benefit, and fees.
RegistrantNationwide Life Insurance Company
SEC CIK0001127203
File numbers333-289520
Open filings on EDGAR ↗No verified carrier document link is published in the product feed. Rate-sheet supplements will appear only after their product and carrier match is verified.
State availability
51 published jurisdictions. Not available in New York, Oregon, or the U.S. Virgin Islands.