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RetireMax Secure — National Life Group
National Life Group
Best available rate
5.5%
5-yr guarantee · 5-yr surrender schedule · $100,000+ premium
Highest current rate across the available 3-year and 5-year guarantee terms.
View all rates and terms ↓10%
Free W/D
50
Available jurisdictions
Rates as of November 13, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for RetireMax Secure
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this National Life Group product.
Free withdrawal
10%/yr
Availability
50 jurisdictions (excl. New York)
Minimum premium
$25,000
Available guarantee terms
3 and 5 years
Available surrender terms
3 and 5 years
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See how RetireMax Secure compares for your age, state, premium, and income goals alongside other National Life Group MYGA options.
Guaranteed Rates by Term
CANNEX identifies each state, MVA, and liquidity-rider version below. Compound-equivalent annual rates are the primary comparison measure; the carrier's quoted simple-interest rate remains visible beneath each value.
| Contract version | Term | Surrender term | Rate effective | Published rate |
|---|---|---|---|---|
| Most states · MVA · No liquidity rider · Published version 1 | 3-Year | 3-Year schedule | Oct 12, 2026 | 5.15%Compound annual rate |
| Most states · MVA · No liquidity rider · Published version 2 | 5-Year | 5-Year schedule | Oct 12, 2026 | 5.5%Compound annual rate |
| Most states · No MVA · No liquidity rider | 5-Year | 5-Year schedule | Oct 12, 2026 | 5.1%Compound annual rate |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
2Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
5-Year Version
Yr 1
7%
Yr 2
7%
Yr 3
7%
Yr 4
6%
Yr 5
5%
After
0%
Nursing home waiver, Terminal illness waiver
Carrier Ratings
Free Comparison Report
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See how RetireMax Secure compares for your age, state, premium, and income goals alongside other National Life Group MYGA options.
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