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Green Mountain Freedom Flex — National Life Group
National Life Group
4.1067%
10-yr effective annual yield · $100+ premium
10%
Free W/D
New York
Only state
Rates as of November 13, 2026. CANNEX via AdvisorWorld; confirm rates and state availability before purchase.
Product analyzer
Run numbers for Green Mountain Freedom Flex
guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this National Life Group product.
Free withdrawal
10%/yr
Availability
New York only
Minimum premium
$100
Available guarantee terms
10 years
Surrender period
10 years
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Guaranteed Rates by Term
| Term | Surrender term | Rate effective | Published rate |
|---|---|---|---|
| 10-Year | 10-Year schedule | Oct 12, 2026 | 4.1067%Effective annual rate · full term8.78% first year · 3.6% renewal |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
2Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Certain period, Joint life, Single lifePublished payout options from the normalized contract facts.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
10-Year Version
Yr 1
10%
Yr 2
9%
Yr 3
8%
Yr 4
7%
Yr 5
6%
Yr 6
5%
Yr 7
4%
Yr 8
3%
Yr 9
2%
Yr 10
1%
After
0%
Nursing home waiver, Terminal illness waiver
Carrier Ratings
Free Comparison Report
Get a Green Mountain Freedom Flex rate report
See how Green Mountain Freedom Flex compares for your age, state, premium, and income goals alongside other National Life Group MYGA options.
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