Multi-Year Guaranteed Annuity
Bonus Flexible Annuity
Guarantee terms
Not published
Free withdrawal
10% published tier; confirm timing and exceptions
Market value adj.
Does not apply
Minimum premium
$5,000
Availability
50 jurisdictions (49 states + DC)
Surrender schedule
8-year option published contract option; no current rate row to link
Interest crediting
Confirm per quote
Rates effective
Date not published
Guaranteed rates by term
No current marketed rate passed the display-integrity checks for this contract.
The available feed values are withheld because they may represent minimum-guarantee or contract-floor figures rather than a rate currently offered to buyers. Confirm a current carrier illustration before comparing this product.
Getting money out
What it costs to leave early, and what you can take without a charge.
Surrender schedule · published contract options
A term-matched surrender schedule is not published for this rate row. Confirm the applicable contract schedule before purchase.
The published contract data says a market value adjustment does not apply.
Penalty-free access
Items marked “not published” remain questions for the issued contract; this page does not infer answers.
How to think about this contract
Editorial interpretation stays separate from the contract data above.
Where it stands out
- The current contract data publishes a defined surrender schedule and an annual penalty-free withdrawal allowance.
- The contract supports qualified and non-qualified funding and several ownership structures.
- The public contract facts include single-life, joint-life, and period-certain annuitization choices.
- The issuing carrier has current financial-strength ratings from several agencies.
What to confirm
- The current public response does not publish a marketed guaranteed-rate row, so no rate or ending value is inferred.
- The product name references a bonus, but the normalized contract facts do not publish a premium-bonus amount. Confirm the issued contract before assigning a value to that feature.
- Surrender charges apply during the published schedule, and the contract data does not publish event-based surrender-charge waivers.
- Availability and contract terms should be confirmed for the buyer's state and funding type before purchase.
Contract facts
Everything the normalized public CANNEX contract reports. Gaps are labeled, not guessed.
Premium
$5,000 minimum
$1,000,000 maximum
Issue ages
0–89 (annuitant and owner)
Joint contracts available.
Fund types
Non-qualified · Qualified
Continuation code S; confirm meaning in the contract.
Ownership
Corporation · Joint · Single · Trust
Annuitant: Joint · Single
Death benefit
Standard Death Benefit
Surrender charges may apply under contract terms.
Premium bonus
None published
A first-year interest rate is not a premium bonus.
Systematic withdrawals
Available
Minimum-withdrawal rule applies.
Bailout provision
Not available
Return of premium
Does not apply
Early surrender can return less than premium.
Free-look period
Available; length not published
Length can vary by state; confirm on delivery.
Annuitization
Certain period · Joint life · Single life
Maximum annuitization age: 95 years
Fees and charges
None published
Contract versions
Not published
Source
CANNEX via AdvisorWorld
Normalized facts observed Sep 9, 2026.
State availability
50 jurisdictions (excl. New York) in the current feed. The grid shows availability only; it does not apply one rate version to every jurisdiction. Outlined entries have their own named rate version when the feed identifies one.