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Malibu Life
The U.S. annuity business of Malibu Life Holdings Ltd., issued by TruSpire Retirement Insurance Company of Irving, Texas, with two income-focused fixed indexed annuities sold through Legacy Marketing Group.
Financial strength
B++
AM Best
A-
KBRA
AM Best B++ (Good)
TruSpire Retirement Insurance Company, the issuing insurer, is rated B++ (Good) by AM Best, the fifth highest of thirteen ratings, as of August 12, 2026.
Source: Malibu Life USA websiteIssued by TruSpire
Malibu Life is a marketing name. PillarMark and SpireMark are issued by TruSpire Retirement Insurance Company, a Texas-domiciled insurer headquartered in Irving, Texas.
Source: Legacy Marketing Group and Malibu Life press release, October 21, 2026Founded 1964
TruSpire was founded in Texas in 1964 as Landmark Life Insurance Company.
Source: Malibu Life USA websiteRun live numbers on Malibu Life products
Choose a product type, then select a current product. The analyzer shows available values for your premium, age, state, and timing, and leaves out details that are not published for that selection.
Growth FIAs
Selected product: PillarMark
An accumulation-focused fixed indexed annuity group with index-linked crediting and, for some versions, premium-bonus designs.
Other current products
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Explore Malibu Life products
Known Malibu Life product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Current CANNEX rate preview for the selected scenario. State-specific products use a labeled supported state when the selected state is outside their filing.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
PillarMark
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SpireMark
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Current rate preview unavailable. Open the product page for current strategies.
This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
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Find your fit
Both Malibu Life products are income-focused fixed indexed annuities issued by TruSpire Retirement Insurance Company. Pick by when you expect to start income.
Company overview
What Malibu Life is
TruSpire Retirement Insurance Company is a Texas-domiciled insurer headquartered in Irving, Texas. It is licensed in 43 states and the District of Columbia and does not do business in New York, New Jersey, California, Michigan, Rhode Island, South Carolina or Wisconsin.
2026-11-14 · Legacy Marketing Group and Malibu Life press release, October 21, 2026; Malibu Life USA website
Malibu Life Holdings Ltd. is listed on the London Stock Exchange and does not offer products for sale in the United States. Third Point LLC provides investment expertise to the U.S. business.
2026-11-14 · Malibu Life USA website
Scale, labeled
Issuer
TruSpire
TruSpire Retirement Insurance Company, Texas-domiciled, headquartered in Irving, Texas.
2026-10-21 · Legacy Marketing Group and Malibu Life press release, October 21, 2026
Parent
Malibu Life Holdings
Malibu Life Holdings Ltd., listed on the London Stock Exchange.
2026-11-14 · Malibu Life USA website
AM Best
B++ (Good)
TruSpire Retirement Insurance Company, as of August 12, 2026.
2026-08-12 · Malibu Life USA website
History highlights
Founded in Texas in 1964 as Landmark Life Insurance Company.
Founded 1964 · Malibu Life USA website
Acquired by Malibu Life Holdings Limited in July 2026.
2026-07-02 · Malibu Life Holdings press release, July 2, 2026
PillarMark and SpireMark launched in October 2026, designed and marketed exclusively by Legacy Marketing Group.
2026-10-21 · Legacy Marketing Group and Malibu Life press release, October 21, 2026
Brand and issuing insurer
Malibu Life Holdings Limited completed its acquisition of TruSpire Retirement Insurance Company in July 2026 and said TruSpire would be rebranded as Malibu Life USA.
2026-07-02 · Malibu Life Holdings press release, July 2, 2026
Guarantees on PillarMark and SpireMark are obligations of TruSpire Retirement Insurance Company, the issuing insurer, not of the London-listed parent.
2026-10-21 · Legacy Marketing Group and Malibu Life press release, October 21, 2026
Financial strength
AM Best
B++
Good. Financial Strength Rating for TruSpire Retirement Insurance Company, the fifth highest of thirteen AM Best ratings.
2026-08-12
KBRA
A-
Strong. Financial strength rating for TruSpire Retirement Insurance Company, the seventh highest of twenty-two KBRA ratings.
2026-07-15
Malibu Life USA website; Legacy Marketing Group and Malibu Life press release, October 21, 2026
About Malibu Life
Malibu Life is the marketing name of Malibu Life Holdings Ltd. Its U.S. annuities are issued by TruSpire Retirement Insurance Company, a Texas insurer founded in 1964 and acquired by Malibu Life Holdings in 2026.
2026-11-14 · Malibu Life USA website; Malibu Life Holdings press release, July 2, 2026
Its first two products, PillarMark and SpireMark, are fixed indexed annuities with income riders. Legacy Marketing Group sells them through independent marketing organizations and agents.
2026-10-21 · Legacy Marketing Group and Malibu Life press release, October 21, 2026
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Sources
- Malibu Life USA website — 2026-11-14
- Malibu Life Holdings, "Malibu Life Holdings Completes Acquisition of TruSpire" (Business Wire via InsuranceNewsNet) — 2026-07-02
- Legacy Marketing Group and Malibu Life, PillarMark and SpireMark launch release (Business Wire via InsuranceNewsNet) — 2026-10-21
- Live product data (PillarMark, SpireMark): CANNEX Financial Exchanges via AdvisorWorld — Rendered live
Related Resources
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