Multi-Year Guaranteed Annuity
ChoiceFour (MVA)
Farmers Life Insurance Company
6.575%
1-yr guarantee
10%
Free W/D
50
Jurisdictions
Free withdrawal
10%/yr
Availability
50 jurisdictions (excl. New York)
Surrender period
9 years
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 1-Year | 6.575% |
Key Features
Surrender waivers
2Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 1
12%
Yr 2
11%
Yr 3
10%
Yr 4
9%
Yr 5
8%
Yr 6
7%
Yr 7
6%
Yr 8
4%
Yr 9
2%
After
0%
Nursing home waiver, Terminal illness waiver, Surrender waivers
Carrier Ratings
AM BestB++
S&PA-
S&PA-
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