ChoiceFour (Liquidity + MVA)
Farmers Life Insurance Company
6.0675%
1-yr guarantee
10%
Free W/D
50
Jurisdictions
Product analyzer
Run live numbers for ChoiceFour (Liquidity + MVA)
Current guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Farmers Life Insurance Company product.
Free withdrawal
10%/yr
Availability
50 jurisdictions (excl. New York)
Surrender period
6 years
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Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 1-Year | 6.0675% |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
2Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 1
12%
Yr 2
11%
Yr 3
10%
Yr 4
9%
Yr 5
8%
Yr 6
7%
After
0%
Nursing home waiver, Terminal illness waiver, Surrender waivers
Carrier Ratings
Free Comparison Report
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See how ChoiceFour (Liquidity + MVA) compares for your age, state, premium, and income goals alongside other Farmers Life Insurance Company MYGA options.