5.5697%
5-yr guarantee
10%
Free W/D
23
Jurisdictions
Product analyzer
Run live numbers for American Classic
Current guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this American Life product.
Free withdrawal
10%/yr
Availability
23 jurisdictions
Surrender period
5 years
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Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 3-Year | 5.2498% |
| 5-Year | 5.5697% |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Death benefit
Standard Account Value DBBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
After
0%
Carrier Ratings
Free Comparison Report
Get a American Classic rate report
See how American Classic compares for your age, state, premium, and income goals alongside other American Life MYGA options.