$250,000 5-year MYGA (single-rung)
A $250,000 allocation to the highest 5-year multi-year guaranteed annuity rate — the single-rung baseline a ladder is measured against. This example uses rates and is ready to review without filling out a form.
6.30%
Premium-weighted across 1 rung
1 carrier
100% distinct across rungs
$339,318
On $250,000 premium
Ladder rungs
| Term | Carrier / product | Premium | Guaranteed rate | Value at maturity |
|---|---|---|---|---|
| 5-year | Mountain Life Insurance CompanyAlpine Horizon · AM Best B+ | $250,000 | 6.30% | $339,318 |
Maturity timeline
Each rung matures at the end of its guaranteed term. Staggered maturities give you periodic access to principal and a chance to reprice into then-current rates.
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Rates as of: August 21, 2026. Estimates are based on guaranteed rates from CANNEX via AdvisorWorld and are for education only — not financial advice, a recommendation, or a carrier-approved illustration. A licensed financial professional must confirm the actual rate, terms, state availability, and fit before you act. Guarantees are backed by the issuing insurance company, not AnnuityRatesHQ.