A.M. Best A+
Income rider: RFA Income Benefit - Level Income
- Monthly income estimate
- $4,769/mo
- Annual income estimate
- $57,228
- Annual rider fee
- 1.25%
Example interactive income result
$500,000 joint-life FIA income: age 60, 5-year deferral
Compare FIA lifetime-income estimates for a $500,000 Florida joint-life scenario with income starting at age 65.
This prepared example shows FIA income estimates for the exact inputs below.
Hypothetical premium
$500,000
Issue age 60 · FL · joint life, male 60 / female 60
Exact income start
Age 65
5-year deferral · 4 FIA rider results
Data date
August 4, 2026
The verified source date; it does not change when a stale-valid page is served.
FIA rider results
FIA lifetime income starting at age 65
Ranked for the precise hypothetical inputs shown above.
Highest monthly estimate on the displayed data date: $4,769/mo
A.M. Best A
Income rider: Guaranteed Lifetime Withdrawal Benefit - Level Income
- Monthly income estimate
- $4,456/mo
- Annual income estimate
- $53,468
- Annual rider fee
- 1.2%
A.M. Best A+
Income rider: Benefits Rider
- Monthly income estimate
- $4,355/mo
- Annual income estimate
- $52,263
- Annual rider fee
- 1.2%
A.M. Best A
Income rider: Enhanced Guaranteed Minimum Withdrawal Benefit - Option 1/ Level Income
- Monthly income estimate
- $4,306/mo
- Annual income estimate
- $51,673
- Annual rider fee
- 1.15%
Adjust these exact inputs
Open the interactive report with this scenario prefilled and create a shareable permalink.
Scenario methodology
This example ranks FIA income estimates from CANNEX via AdvisorWorld. It shows two to four products with positive monthly and annual income, benefit details, a carrier rating, and either a disclosed fee or “Not disclosed.”
The premium, issue age, state, life type, and deferral are hypothetical inputs. Dollar income and product details come from the results. Results do not represent investment growth, yield, an account-value forecast, or a carrier-approved illustration.
How to cite this result
“AnnuityRatesHQ, $500,000 joint-life FIA income: age 60, 5-year deferral, FIA income results from CANNEX via AdvisorWorld, August 4, 2026.” Link to this page and include the premium, issue age, state, life type, and 5-year deferral shown above.
Describe each figure as a first-year monthly or annual lifetime-income estimate observed on the displayed data date for these exact hypothetical inputs—not a quote, recommendation, guaranteed accumulation rate, or projection for another set of inputs.
Rates vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot.
Annuity guarantees are backed by the issuing insurer’s claims-paying ability—not FDIC-insured. Educational comparison only—not financial advice, a recommendation, contract quote, or carrier-approved illustration. A licensed financial advisor or insurance professional must confirm the exact benefit profile, fee basis, state version, contract figures, and fit before use.
Interactive Income ReportWithdrawal rates and rider feesCompare whole income pathsFIA researchHow fixed indexed annuities work
Data date: August 4, 2026. Source: CANNEX via AdvisorWorld. The displayed rider fee appears beside each income estimate; “Not disclosed” means the information does not include a usable fee and never means 0%.