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DB-backed product comparison

Secure Growth vs Eleos MVA

Decision-first comparison using current product data, carrier backing, review ratings, liquidity, surrender terms, rider mechanics, and sourced disclosures.

Live CANNEX-backed data via AdvisorWorld. Each figure below carries its source and as-of timing.

Multi-Year Guaranteed Annuity

Secure Growth

Nationwide Life Insurance Company · AM Best A+

7-year Guaranteed rate

4.7% guaranteed

CANNEX via AdvisorWorld · as of June 18, 2026

View product page

Multi-Year Guaranteed Annuity

Eleos MVA

Reliance Standard Life Insurance Company · AM Best A++

5-year Guaranteed rate

5.15% guaranteed

CANNEX via AdvisorWorld · as of June 18, 2026

View product page

Auto-verdict

Eleos MVA leads on guaranteed fixed rate, carrier strength, surrender period; liquidity and annual fee are tied. This compares current accumulation metrics and is not a personalized recommendation.

  • On guaranteed fixed rate, Eleos MVA has the higher figure (5.15% 5-year guaranteed rate vs 4.7% 7-year guaranteed rate); Secure Growth is lower.
  • On carrier strength, Eleos MVA has the higher figure (A++ AM Best vs A+ AM Best); Secure Growth is lower.
  • On surrender period, Eleos MVA has the lower figure (5 years surrender period vs 7 years surrender period); Secure Growth is higher.
  • On liquidity, both show 10%/yr free withdrawal.
  • On annual fee, both show No annual fee returned.

Auto-generated from live data, accumulation metrics only, not a recommendation.

Live side by side

Compare on the numbers

Only metrics that apply to this product type are shown. Missing applicable values show unavailable.

MetricSecure GrowthEleos MVA
Guaranteed fixed rateDisplayed MYGA guaranteed rate and term.
4.7% 7-year guaranteed rate
CANNEX via AdvisorWorld · as of June 18, 2026
5.15% 5-year guaranteed rateLeading
CANNEX via AdvisorWorld · as of June 18, 2026
AM Best ratingCarrier financial strength from the live product/rating feed when available.
A+ AM Best
CANNEX via AdvisorWorld · as of June 18, 2026
A++ AM BestLeading
CANNEX via AdvisorWorld · as of June 18, 2026
Free withdrawalAnnual free-withdrawal percentage returned in product detail.
10%/yr free withdrawalTie
CANNEX via AdvisorWorld · as of June 18, 2026
10%/yr free withdrawalTie
CANNEX via AdvisorWorld · as of June 18, 2026
Surrender periodShorter surrender period is highlighted as more flexible.
7 years surrender period
CANNEX via AdvisorWorld · as of June 18, 2026
5 years surrender periodLeading
CANNEX via AdvisorWorld · as of June 18, 2026
Annual feeHighest annual rider or strategy fee returned; lower is highlighted.
No annual fee returnedTie
CANNEX via AdvisorWorld · as of June 18, 2026
No annual fee returnedTie
CANNEX via AdvisorWorld · as of June 18, 2026
Income riderAvailability only; rider fit depends on payout, cost, and goals.
No income rider returnedTie
CANNEX via AdvisorWorld · as of June 18, 2026
No income rider returnedTie
CANNEX via AdvisorWorld · as of June 18, 2026
Minimum premiumLower minimum premium is highlighted as easier to access.
$100,000 minimum premium
CANNEX via AdvisorWorld · as of June 18, 2026
unavailable
CANNEX via AdvisorWorld · as of June 18, 2026

Scenario tool

Which one shows more guaranteed growth?

Guaranteed-growth comparison

Applies each product's live guaranteed MYGA rate to the displayed term.

Illustrative, not a projection

Secure Growth

5.5% guaranteed · 5-year term

Eleos MVA

5.15% guaranteed · 5-year term

On $100,000, the illustrated value at the displayed guaranteed term is:

Secure Growth$130,696
Eleos MVA$128,542

Secure Growth has the higher illustrated guaranteed value ($130,696 vs $128,542).

Illustrated interest: Secure Growth $30,696; Eleos MVA $28,542.

Assumptions: annual compounding at the current guaranteed rate for the displayed term. State, premium band, issue age, withdrawal activity, renewal rules, and contract terms can change what is available.

Illustrative tool inputs use live product figures from CANNEX via AdvisorWorld · as of June 18, 2026.

Common questions

Decision FAQs from the same numbers

Is Secure Growth or Eleos MVA better for growth?

On guaranteed fixed rate, Eleos MVA has the higher figure (5.15% 5-year guaranteed rate vs 4.7% 7-year guaranteed rate); Secure Growth is lower.

Is Secure Growth or Eleos MVA better for income?

On income rider availability, both show No income rider returned. Rider availability is only one income input; payout rates, rider fees, start age, and state availability still need review.

Is Secure Growth or Eleos MVA better for liquidity?

On liquidity, both show 10%/yr free withdrawal. On surrender period, Eleos MVA has the lower figure (5 years surrender period vs 7 years surrender period); Secure Growth is higher. On annual fee, both show No annual fee returned.

How to read this comparison

Compare the product job, not just one number.

Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.

Rate context

Guaranteed rate and term are the first screen, but premium bands and surrender design still matter.

Control

Free-withdrawal and surrender terms are visible because liquidity can be worth as much as a small rate difference.

Carrier backing

Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.

Disclosures and sources

Live product figures are sourced from CANNEX via the AdvisorWorld public API and are labeled with source and as-of timing. Product-type-specific rows are shown only when they apply; missing applicable values show unavailable and are not backfilled with stale figures.

The verdict is auto-generated from live accumulation metrics only and is not a recommendation. The crediting and guaranteed-growth tools are illustrative, use the stated assumptions, and are not projections, quotes, or carrier-approved illustrations.

MYGA rates vary by state, premium band, guarantee term, and issue age. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.

Use the comparison as a starting point.

Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.

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Use the public comparison freely. A personalized report is optional when you want projections based on your age, state, premium, and goals.

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