Multi-Year Guaranteed Annuity
Lincoln Select
Lincoln Financial · AM Best A
Headline stat
unavailable
CANNEX via AdvisorWorld · rates as of September 4, 2026
DB-backed product comparison
Lincoln Select vs Pathway Choice Focus NY
Decision-first comparison using product data, carrier backing, review ratings, liquidity, surrender terms, rider mechanics, and sourced disclosures.
CANNEX-backed data via AdvisorWorld. Each available figure below carries its true source date.
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VS
Multi-Year Guaranteed Annuity
Pathway Choice Focus NY
Corebridge Financial · AM Best A
7-year Guaranteed rate
4.9% guaranteed
CANNEX via AdvisorWorld · rates as of September 4, 2026
Auto-verdict
Lincoln Select leads on minimum premium; carrier strength and liquidity are tied. This compares available accumulation metrics and is not a personalized recommendation.
- On minimum premium, Lincoln Select has the lower figure ($10,000 minimum premium vs $25,000 minimum premium); Pathway Choice Focus NY is higher.
- On carrier strength, both show A AM Best.
- On liquidity, both show 10%/yr free withdrawal.
Auto-generated from the displayed data, accumulation metrics only, not a recommendation.
side by side
Compare on the numbers
Only metrics that apply to this product type are shown. Missing applicable values show unavailable.
| Metric | Lincoln Select | Pathway Choice Focus NY |
|---|---|---|
| Guaranteed fixed rateDisplayed MYGA guaranteed rate and term. | unavailable CANNEX via AdvisorWorld · rates as of September 4, 2026 | 4.9% 7-year guaranteed rate CANNEX via AdvisorWorld · rates as of September 4, 2026 |
| AM Best ratingCarrier financial strength from the product/rating feed when available. | A AM BestTie CANNEX via AdvisorWorld · rates as of September 4, 2026 | A AM BestTie CANNEX via AdvisorWorld · rates as of September 4, 2026 |
| Free withdrawalAvailable annual free-withdrawal percentage for the product. | 10%/yr free withdrawalTie CANNEX via AdvisorWorld · rates as of September 4, 2026 | 10%/yr free withdrawalTie CANNEX via AdvisorWorld · rates as of September 4, 2026 |
| Surrender periodShorter surrender period is highlighted as more flexible. | 7 years surrender periodTie CANNEX via AdvisorWorld · rates as of September 4, 2026 | 7 years surrender periodTie CANNEX via AdvisorWorld · rates as of September 4, 2026 |
| Annual feeHighest listed annual rider or strategy fee; lower is highlighted. | No annual fee listedTie CANNEX via AdvisorWorld · rates as of September 4, 2026 | No annual fee listedTie CANNEX via AdvisorWorld · rates as of September 4, 2026 |
| Income riderAvailability only; rider fit depends on payout, cost, and goals. | No income rider listedTie CANNEX via AdvisorWorld · rates as of September 4, 2026 | No income rider listedTie CANNEX via AdvisorWorld · rates as of September 4, 2026 |
| Minimum premiumLower minimum premium is highlighted as easier to access. | $10,000 minimum premiumLeading CANNEX via AdvisorWorld · rates as of September 4, 2026 | $25,000 minimum premium CANNEX via AdvisorWorld · rates as of September 4, 2026 |
Scenario tool
Which one shows more guaranteed growth?
Interactive comparison unavailable
The live feed did not return enough overlapping rate data to run this illustration. We show unavailable instead of reusing stale assumptions.
Illustrative tool inputs use product figures from CANNEX via AdvisorWorld · rates as of September 4, 2026.
Common questions
Decision FAQs from the same numbers
Is Lincoln Select or Pathway Choice Focus NY better for growth?
These two products do not publish enough overlapping growth metrics for a like-for-like comparison, so we leave those cells blank rather than estimate.
Is Lincoln Select or Pathway Choice Focus NY better for income?
On income rider availability, both show No income rider listed. Rider availability is only one income input; payout rates, rider fees, start age, and state availability still need review.
Is Lincoln Select or Pathway Choice Focus NY better for liquidity?
On liquidity, both show 10%/yr free withdrawal. On surrender period, both show 7 years surrender period. On annual fee, both show No annual fee listed.
How to read this comparison
Compare the product job, not just one number.
Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.
Rate context
Guaranteed rate and term are the first screen, but premium bands and surrender design still matter.
Control
Free-withdrawal and surrender terms are visible because liquidity can be worth as much as a small rate difference.
Carrier backing
Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.
Disclosures and sources
Displayed product figures are sourced from CANNEX via AdvisorWorld and are labeled with their true source date. Product-specific values are shown only when they apply; missing applicable values show unavailable.
The verdict is auto-generated from the available accumulation metrics only and is not a recommendation. The crediting and guaranteed-growth tools are illustrative, use the stated assumptions, and are not projections, quotes, or carrier-approved illustrations.
MYGA rates vary by state, premium band, guarantee term, and issue age. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.
Use the comparison as a starting point.
Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.
Want a personalized version?
Use the public comparison freely. A personalized report is optional when you want projections based on your age, state, premium, and goals.
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