MYGA rates in the cards, table, and verdict use the published $100,000 premium scenario. The tool below changes rates only where both products publish premium-band boundaries.

Auto-verdict

Brighthouse Fixed Rate Annuity leads on same-term MYGA rate; carrier strength is tied. This compares available accumulation metrics and is not a personalized recommendation.

On same-term MYGA rate, Brighthouse Fixed Rate Annuity has the higher figure (5.3% 7-year annualized rate vs 4.95% 7-year annualized rate); F&G Secure MYGA ROP is lower.
On carrier strength, both show A AM Best.

Auto-generated from the displayed data, accumulation metrics only, not a recommendation.

side by side

Compare on the numbers

Only metrics that apply to this product type are shown. Missing applicable values show unavailable.

Metric	F&G Secure MYGA ROP	Brighthouse Fixed Rate Annuity
MYGA rate and termAnnualized rates are ranked only at the same guarantee term. A step schedule without a full-term yield shows its published first-year and renewal facts.	4.95% 7-year annualized rate CANNEX via AdvisorWorld · rates as of September 25, 2026	5.3% 7-year annualized rateLeading CANNEX via AdvisorWorld · rates as of September 25, 2026
AM Best ratingCarrier financial strength from the product/rating feed when available.	A AM BestTie CANNEX via AdvisorWorld · rates as of September 25, 2026	A AM BestTie CANNEX via AdvisorWorld · rates as of September 25, 2026
Free withdrawalAvailable annual free-withdrawal percentage for the product.	unavailable CANNEX via AdvisorWorld · rates as of September 25, 2026	unavailable CANNEX via AdvisorWorld · rates as of September 25, 2026
Surrender periodShorter surrender period is highlighted as more flexible.	unavailable CANNEX via AdvisorWorld · rates as of September 25, 2026	unavailable CANNEX via AdvisorWorld · rates as of September 25, 2026
Annual feeHighest listed annual rider or strategy fee; lower is highlighted.	unavailable CANNEX via AdvisorWorld · rates as of September 25, 2026	unavailable CANNEX via AdvisorWorld · rates as of September 25, 2026
Income riderAvailability only; rider fit depends on payout, cost, and goals.	unavailable CANNEX via AdvisorWorld · rates as of September 25, 2026	unavailable CANNEX via AdvisorWorld · rates as of September 25, 2026
Minimum premiumLower minimum premium is highlighted as easier to access.	unavailable CANNEX via AdvisorWorld · rates as of September 25, 2026	unavailable CANNEX via AdvisorWorld · rates as of September 25, 2026

Scenario tool

Which one shows more guaranteed growth?

Guaranteed-growth comparison

Applies each product's source-normalized annualized rate over the same guarantee term.

Illustrative, not a projection

Published rate basis: $100,000 premium. Other premium bands are not established for both products.

F&G Secure MYGA ROP

4.95% annualized · 7-year term

Brighthouse Fixed Rate Annuity

5.3% annualized · 7-year term

On $100,000, the illustrated value at the displayed guaranteed term is:

F&G Secure MYGA ROP$140,242

Brighthouse Fixed Rate Annuity$143,548

Brighthouse Fixed Rate Annuity has the higher illustrated guaranteed value ($143,548 vs $140,242).

Illustrated interest: F&G Secure MYGA ROP $40,242; Brighthouse Fixed Rate Annuity $43,548.

Assumptions: the published whole-term annualized rate is applied for the shared term. A step schedule may credit differently each year. State, premium band, issue age, withdrawal activity, renewal rules, and contract terms can change what is available.

Illustrative tool inputs use product figures from CANNEX via AdvisorWorld · rates as of September 25, 2026.

Common questions

Decision FAQs from the same numbers

Is F&G Secure MYGA ROP or Brighthouse Fixed Rate Annuity better for growth?

On same-term MYGA rate, Brighthouse Fixed Rate Annuity has the higher figure (5.3% 7-year annualized rate vs 4.95% 7-year annualized rate); F&G Secure MYGA ROP is lower.

Is F&G Secure MYGA ROP or Brighthouse Fixed Rate Annuity better for income?

These two products do not publish comparable income-rider details, so this page does not claim either product is better for income.

Is F&G Secure MYGA ROP or Brighthouse Fixed Rate Annuity better for liquidity?

These two products do not publish enough overlapping liquidity details for a like-for-like comparison; review the available details before treating either as more flexible.

How to read this comparison

Compare the product job, not just one number.

Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.

Rate context

Guaranteed rate and term are the first screen, but premium bands and surrender design still matter.

Control

Contract control shows up in surrender period, issue ages, state availability, and rider access.

Carrier backing

Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.

Disclosures and sources

Displayed product figures are sourced from CANNEX via AdvisorWorld and are labeled with their true source date. Product-specific values are shown only when they apply; missing applicable values show unavailable.

The verdict is auto-generated from the available accumulation metrics only and is not a recommendation. The crediting and guaranteed-growth tools are illustrative, use the stated assumptions, and are not projections, quotes, or carrier-approved illustrations.

MYGA rates vary by state, premium band, guarantee term, and issue age. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.

Use the comparison as a starting point.

Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.

All MYGA rates Income comparison

Want a personalized version?

Use the public comparison freely. A personalized report is optional when you want projections based on your age, state, premium, and goals.

Optional report request