Fixed Indexed Annuity
AG Choice Index 10
Corebridge Financial · AM Best A
S&P 500 annual cap
9.6%
CANNEX via AdvisorWorld · as of June 23, 2026
DB-backed product comparison
AG Choice Index 10 vs AssuranceSelect 3 Plus
Decision-first comparison using current product data, carrier backing, review ratings, liquidity, surrender terms, rider mechanics, and sourced disclosures.
Live CANNEX-backed data via AdvisorWorld. Each figure below carries its source and as-of timing.
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VS
Fixed Indexed Annuity
AssuranceSelect 3 Plus
MassMutual Ascend Life Insurance Company · AM Best A++
S&P 500 annual cap
6.5%
CANNEX via AdvisorWorld · as of June 23, 2026
Auto-verdict
AG Choice Index 10 leads on top annual cap, participation rate, performance trigger; AssuranceSelect 3 Plus leads on carrier strength, surrender period, annual fee; liquidity and minimum premium are tied. This compares current accumulation metrics and is not a personalized recommendation.
- On top annual cap, AG Choice Index 10 has the higher figure (9.6% cap · S&P 500 · 1-yr point-to-point vs 6.5% cap · S&P 500 · 1-yr point-to-point); AssuranceSelect 3 Plus is lower.
- On participation rate, AG Choice Index 10 has the higher figure (1,000% participation · S&P 500 · annual vs 115% participation · First Trust Barclays Edge Index · annual); AssuranceSelect 3 Plus is lower.
- On performance trigger, AG Choice Index 10 has the higher figure (7.35% trigger · S&P 500 · annual vs 6.4% trigger · S&P 500 · annual); AssuranceSelect 3 Plus is lower.
- On carrier strength, AssuranceSelect 3 Plus has the higher figure (A++ AM Best vs A AM Best); AG Choice Index 10 is lower.
- On surrender period, AssuranceSelect 3 Plus has the lower figure (3 years surrender period vs 10 years surrender period); AG Choice Index 10 is higher.
- On annual fee, AssuranceSelect 3 Plus has the lower figure (No annual fee returned vs 1% max annual rider/strategy fee); AG Choice Index 10 is higher.
- On liquidity, both show 10%/yr free withdrawal.
- On minimum premium, both show $100,000 minimum premium.
Auto-generated from live data, accumulation metrics only, not a recommendation.
Live side by side
Compare on the numbers
Only metrics that apply to this product type are shown. Missing applicable values show unavailable.
| Metric | AG Choice Index 10 | AssuranceSelect 3 Plus |
|---|---|---|
| Top annual capAnnual point-to-point cap; S&P 500 preferred when the live strategy set includes it. | 9.6% cap · S&P 500 · 1-yr point-to-pointLeading CANNEX via AdvisorWorld · as of June 23, 2026 | 6.5% cap · S&P 500 · 1-yr point-to-point CANNEX via AdvisorWorld · as of June 23, 2026 |
| Top participation rateAnnual participation strategy; not ranked against cap rates. | 1,000% participation · S&P 500 · annualLeading CANNEX via AdvisorWorld · as of June 23, 2026 | 115% participation · First Trust Barclays Edge Index · annual CANNEX via AdvisorWorld · as of June 23, 2026 |
| Performance triggerAnnual trigger strategy returned by the live FIA strategy feed. | 7.35% trigger · S&P 500 · annualLeading CANNEX via AdvisorWorld · as of June 23, 2026 | 6.4% trigger · S&P 500 · annual CANNEX via AdvisorWorld · as of June 23, 2026 |
| Fixed account rateFixed account strategy when returned by the live feed. | 4% fixed accountLeading CANNEX via AdvisorWorld · as of June 23, 2026 | 3.6% fixed account CANNEX via AdvisorWorld · as of June 23, 2026 |
| AM Best ratingCarrier financial strength from the live product/rating feed when available. | A AM Best CANNEX via AdvisorWorld · as of June 23, 2026 | A++ AM BestLeading CANNEX via AdvisorWorld · as of June 23, 2026 |
| Free withdrawalAnnual free-withdrawal percentage returned in product detail. | 10%/yr free withdrawalTie CANNEX via AdvisorWorld · as of June 23, 2026 | 10%/yr free withdrawalTie CANNEX via AdvisorWorld · as of June 23, 2026 |
| Surrender periodShorter surrender period is highlighted as more flexible. | 10 years surrender period CANNEX via AdvisorWorld · as of June 23, 2026 | 3 years surrender periodLeading CANNEX via AdvisorWorld · as of June 23, 2026 |
| Annual feeHighest annual rider or strategy fee returned; lower is highlighted. | 1% max annual rider/strategy fee CANNEX via AdvisorWorld · as of June 23, 2026 | No annual fee returnedLeading CANNEX via AdvisorWorld · as of June 23, 2026 |
| Income riderAvailability only; rider fit depends on payout, cost, and goals. | 2 income riders returnedLeading CANNEX via AdvisorWorld · as of June 23, 2026 | No income rider returned CANNEX via AdvisorWorld · as of June 23, 2026 |
| Minimum premiumLower minimum premium is highlighted as easier to access. | $100,000 minimum premiumTie CANNEX via AdvisorWorld · as of June 23, 2026 | $100,000 minimum premiumTie CANNEX via AdvisorWorld · as of June 23, 2026 |
Scenario tool
Which one credits more in one index year?
Head-to-head crediting
Applies each product's live annual strategy rate to one hypothetical index year.
AG Choice Index 10
MSCI EAFE Index annual cap · 10.1% annual cap
AssuranceSelect 3 Plus
iShares US Real Estate ETF annual cap · 8% annual cap
At a +15% index year, the credited-interest illustration is:
AG Choice Index 1010.1%
AssuranceSelect 3 Plus8%
AG Choice Index 10 credits more here (10.1% vs 8%).
Assumptions: one hypothetical index year, one allocation to the displayed annual strategy for each product, and a 0% floor. Caps, trigger rates, participation rates, renewal rates, allocations, and state availability can change. This is educational only and is not a carrier-approved illustration.
Illustrative tool inputs use live product figures from CANNEX via AdvisorWorld · as of June 23, 2026.
Common questions
Decision FAQs from the same numbers
Is AG Choice Index 10 or AssuranceSelect 3 Plus better for growth?
On top annual cap, AG Choice Index 10 has the higher figure (9.6% cap · S&P 500 · 1-yr point-to-point vs 6.5% cap · S&P 500 · 1-yr point-to-point); AssuranceSelect 3 Plus is lower. On participation rate, AG Choice Index 10 has the higher figure (1,000% participation · S&P 500 · annual vs 115% participation · First Trust Barclays Edge Index · annual); AssuranceSelect 3 Plus is lower. On performance trigger, AG Choice Index 10 has the higher figure (7.35% trigger · S&P 500 · annual vs 6.4% trigger · S&P 500 · annual); AssuranceSelect 3 Plus is lower.
Is AG Choice Index 10 or AssuranceSelect 3 Plus better for income?
On income rider availability, AG Choice Index 10 has rider data returned (2 income riders returned vs No income rider returned). Rider availability is only one income input; payout rates, rider fees, start age, and state availability still need review.
Is AG Choice Index 10 or AssuranceSelect 3 Plus better for liquidity?
On liquidity, both show 10%/yr free withdrawal. On surrender period, AssuranceSelect 3 Plus has the lower figure (3 years surrender period vs 10 years surrender period); AG Choice Index 10 is higher. On annual fee, AssuranceSelect 3 Plus has the lower figure (No annual fee returned vs 1% max annual rider/strategy fee); AG Choice Index 10 is higher.
How to read this comparison
Compare the product job, not just one number.
Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.
Rate context
Caps, participation rates, triggers, and fixed buckets show how each FIA creates accumulation potential.
Control
Free-withdrawal and surrender terms are visible because liquidity can be worth as much as a small rate difference.
Carrier backing
Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.
Disclosures and sources
Live product figures are sourced from CANNEX via the AdvisorWorld public API and are labeled with source and as-of timing. Product-type-specific rows are shown only when they apply; missing applicable values show unavailable and are not backfilled with stale figures.
The verdict is auto-generated from live accumulation metrics only and is not a recommendation. The crediting and guaranteed-growth tools are illustrative, use the stated assumptions, and are not projections, quotes, or carrier-approved illustrations.
Rates vary by state, premium band, and issue age. Caps and participation rates can change. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.
Use the comparison as a starting point.
Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.
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Use the public comparison freely. A personalized report is optional when you want projections based on your age, state, premium, and goals.
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