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CANNEX change ledger

What changed in annuity rates

A reader-first record of observed MYGA, FIA and RILA repricing. Rate bands and terms move together in one product row, while every underlying transition stays visible.

Latest event first observed

16
Raised

Observed in the last 7 days

8
Lowered

Observed in the last 7 days

0
Added

Observed in the last 7 days

Product repricings

Change ledger

14 grouped repricings · 165 source rows

Day-level analytics are suppressed because this view reached its display limit. Use the filters above to narrow the result and inspect every matching change.

Saturday, October 17, 2026

MYGAPacific Life Insurance Company

Expedition II

12 rate bands/terms
12 source fields grouped

  • Guarantee-period yield

    Guarantee term: 3 years

    4.6%→5%+40 bps

  • Guarantee-period yield

    Guarantee term: 5 years

    4.65%→5.1%+45 bps

  • First-year rate component

    Guarantee term: 5 years · Schedule year: 1

    5.1%→5.55%+45 bps

  • Guarantee-period yield

    Guarantee term: 5 years

    5.1%→5.55%+45 bps

  • Guarantee-period yield

    Guarantee term: 7 years

    5.15%→5.6%+45 bps

  • Guarantee-period yield

    Guarantee term: 7 years

    4.8%→5.25%+45 bps

  • First-year rate component

    Guarantee term: 3 years · Schedule year: 1

    5.1%→5.5%+40 bps

  • First-year rate component

    Guarantee term: 7 years · Schedule year: 1

    4.8%→5.25%+45 bps

  • First-year rate component

    Guarantee term: 7 years · Schedule year: 1

    5.15%→5.6%+45 bps

  • First-year rate component

    Guarantee term: 3 years · Schedule year: 1

    4.6%→5%+40 bps

  • First-year rate component

    Guarantee term: 5 years · Schedule year: 1

    4.65%→5.1%+45 bps

  • Guarantee-period yield

    Guarantee term: 3 years

    5.1%→5.5%+40 bps
MYGAPacific Life Insurance Company

Expedition 2 with MVA

12 rate bands/terms
12 source fields grouped

  • Guarantee-period yield

    Guarantee term: 3 years

    4.7%→5.2%+50 bps

  • First-year rate component

    Guarantee term: 3 years · Schedule year: 1

    4.7%→5.2%+50 bps

  • First-year rate component

    Guarantee term: 5 years · Schedule year: 1

    5.75%→6.15%+40 bps

  • Guarantee-period yield

    Guarantee term: 7 years

    5.4%→5.85%+45 bps

  • Guarantee-period yield

    Guarantee term: 5 years

    5.75%→6.15%+40 bps

  • First-year rate component

    Guarantee term: 5 years · Schedule year: 1

    5.4%→5.8%+40 bps

  • Guarantee-period yield

    Guarantee term: 3 years

    5.1%→5.6%+50 bps

  • Guarantee-period yield

    Guarantee term: 5 years

    5.4%→5.8%+40 bps

  • First-year rate component

    Guarantee term: 3 years · Schedule year: 1

    5.1%→5.6%+50 bps

  • First-year rate component

    Guarantee term: 7 years · Schedule year: 1

    5.75%→6.2%+45 bps

  • First-year rate component

    Guarantee term: 7 years · Schedule year: 1

    5.4%→5.85%+45 bps

  • Guarantee-period yield

    Guarantee term: 7 years

    5.75%→6.2%+45 bps
MYGAPacific Life Insurance Company

Pacific Harbor

8 rate bands/terms
8 source fields grouped

  • First-year rate component

    Guarantee term: 3 years · Schedule year: 1

    5.7%→5.95%+25 bps

  • First-year rate component

    Guarantee term: 5 years · Schedule year: 1

    5.7%→6%+30 bps

  • First-year rate component

    Guarantee term: 3 years · Schedule year: 1

    5.45%→5.7%+25 bps

  • Guarantee-period yield

    Guarantee term: 3 years

    5.45%→5.7%+25 bps

  • Guarantee-period yield

    Guarantee term: 3 years

    5.7%→5.95%+25 bps

  • Guarantee-period yield

    Guarantee term: 5 years

    5.7%→6%+30 bps

  • Guarantee-period yield

    Guarantee term: 5 years

    5.45%→5.75%+30 bps

  • First-year rate component

    Guarantee term: 5 years · Schedule year: 1

    5.45%→5.75%+30 bps

Friday, October 16, 2026

FIAPacific Life Insurance Company

Pacific Index Foundation 2

36 rate bands/terms
36 source fields grouped

  • Current crediting rate

    Guarantee term: 9 years · Premium: under $100k

    3.7%→4.7%+100 bps

  • Cap rate

    MSCI EAFE Index · Annual · 9-year term · Premium $0–$99,999.99

    8.1%→8.35%+25 bps

  • Cap rate

    S&P 500 Index · Annual · 9-year term · Premium $100,000 and up

    8.85%→9.1%+25 bps

  • Declared rate

    S&P 500 Index · Annual · 9-year term · Premium $0–$99,999.99

    7.2%→7.45%+25 bps

  • Cap rate

    Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0–$99,999.99

    10.1%→10.6%+50 bps

  • Declared rate

    iShares Russell 2000 ETF · Annual · 9-year term · Premium $0–$99,999.99

    7.2%→7.45%+25 bps

  • Declared rate

    iShares Russell 2000 ETF · Annual · 1-year term · Premium $0–$99,999.99

    8%→8.2%+20 bps

  • Declared rate

    Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0–$99,999.99

    8%→8.2%+20 bps

  • Cap rate

    Invesco QQQ Trust Series 1 · Annual · 9-year term · Premium $100,000 and up

    8.85%→9.1%+25 bps

  • Cap rate

    S&P 500 Index · Annual · 1-year term · Premium $100,000 and up

    10.85%→11.35%+50 bps

  • Cap rate

    MSCI EAFE Index · Annual · 9-year term · Premium $100,000 and up

    8.85%→9.1%+25 bps

  • Declared rate

    MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99

    8%→8.2%+20 bps

  • Declared rate

    Invesco QQQ Trust Series 1 · Annual · 9-year term · Premium $0–$99,999.99

    7.2%→7.45%+25 bps

  • Declared rate

    MSCI EAFE Index · Annual · 9-year term · Premium $100,000 and up

    7.7%→7.95%+25 bps

  • Cap rate

    S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99

    10.1%→10.6%+50 bps

  • Declared rate

    Invesco QQQ Trust Series 1 · Annual · 9-year term · Premium $100,000 and up

    7.7%→7.95%+25 bps

  • Current crediting rate

    Guarantee term: 9 years · Premium: $100k+

    3.85%→4.85%+100 bps

  • Cap rate

    iShares Russell 2000 ETF · Annual · 9-year term · Premium $0–$99,999.99

    8.1%→8.35%+25 bps

  • Declared rate

    iShares Russell 2000 ETF · Annual · 1-year term · Premium $100,000 and up

    8.5%→8.7%+20 bps

  • Declared rate

    Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $100,000 and up

    8.5%→8.7%+20 bps

  • Declared rate

    S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99

    8%→8.2%+20 bps

  • Cap rate

    MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up

    10.85%→11.35%+50 bps

  • Declared rate

    S&P 500 Index · Annual · 1-year term · Premium $100,000 and up

    8.5%→8.7%+20 bps

  • Declared rate

    MSCI EAFE Index · Annual · 9-year term · Premium $0–$99,999.99

    7.2%→7.45%+25 bps

  • Current crediting rate

    Guarantee term: 1 year · Premium: under $100k

    4.05%→5.05%+100 bps

  • Declared rate

    MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up

    8.5%→8.7%+20 bps

  • Cap rate

    Invesco QQQ Trust Series 1 · Annual · 9-year term · Premium $0–$99,999.99

    8.1%→8.35%+25 bps

  • Cap rate

    Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $100,000 and up

    10.85%→11.35%+50 bps

  • Current crediting rate

    Guarantee term: 1 year · Premium: $100k+

    4.2%→5.2%+100 bps

  • Cap rate

    S&P 500 Index · Annual · 9-year term · Premium $0–$99,999.99

    8.1%→8.35%+25 bps

  • Cap rate

    iShares Russell 2000 ETF · Annual · 1-year term · Premium $0–$99,999.99

    10.1%→10.6%+50 bps

  • Declared rate

    iShares Russell 2000 ETF · Annual · 9-year term · Premium $100,000 and up

    7.7%→7.95%+25 bps

  • Cap rate

    iShares Russell 2000 ETF · Annual · 1-year term · Premium $100,000 and up

    10.85%→11.35%+50 bps

  • Declared rate

    S&P 500 Index · Annual · 9-year term · Premium $100,000 and up

    7.7%→7.95%+25 bps

  • Cap rate

    MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99

    10.1%→10.6%+50 bps

  • Cap rate

    iShares Russell 2000 ETF · Annual · 9-year term · Premium $100,000 and up

    8.85%→9.1%+25 bps
FIAPacific Life Insurance Company

Pacific Index Foundation

10 rate bands/terms
10 source fields grouped

  • Declared rate

    MSCI EAFE Index · Annual · 10-year term · Premium $100,000 and up

    7.7%→7.95%+25 bps

  • Current crediting rate

    Guarantee term: 10 years · Premium: under $100k

    3.8%→4.8%+100 bps

  • Declared rate

    S&P 500 Index · Annual · 10-year term · Premium $100,000 and up

    7.7%→7.95%+25 bps

  • Current crediting rate

    Guarantee term: 10 years · Premium: $100k+

    4%→5%+100 bps

  • Declared rate

    MSCI EAFE Index · Annual · 10-year term · Premium $0–$99,999.99

    7.25%→7.5%+25 bps

  • Cap rate

    MSCI EAFE Index · Annual · 10-year term · Premium $0–$99,999.99

    8.3%→8.55%+25 bps

  • Declared rate

    S&P 500 Index · Annual · 10-year term · Premium $0–$99,999.99

    7.25%→7.5%+25 bps

  • Cap rate

    MSCI EAFE Index · Annual · 10-year term · Premium $100,000 and up

    8.85%→9.1%+25 bps

  • Cap rate

    S&P 500 Index · Annual · 10-year term · Premium $0–$99,999.99

    8.3%→8.55%+25 bps

  • Cap rate

    S&P 500 Index · Annual · 10-year term · Premium $100,000 and up

    8.85%→9.1%+25 bps
FIAPacific Life Insurance Company

Index Advisory

9 rate bands/terms
9 source fields grouped

  • Cap rate

    MSCI EAFE Index · Annual · 7-year term · Premium $0–$99,999.99

    9.25%→9.5%+25 bps

  • Current crediting rate

    Guarantee term: 7 years

    4.35%→5.35%+100 bps

  • Declared rate

    S&P 500 Index · Annual · 7-year term · Premium $0–$99,999.99

    8.2%→8.45%+25 bps

  • Declared rate

    S&P 500 Index · Annual · 7-year term · Premium $100,000 and up

    8.6%→8.85%+25 bps

  • Cap rate

    S&P 500 Index · Annual · 7-year term · Premium $100,000 and up

    9.8%→10.05%+25 bps

  • Cap rate

    S&P 500 Index · Annual · 7-year term · Premium $0–$99,999.99

    9.25%→9.5%+25 bps

  • Declared rate

    MSCI EAFE Index · Annual · 7-year term · Premium $0–$99,999.99

    8.2%→8.45%+25 bps

  • Cap rate

    MSCI EAFE Index · Annual · 7-year term · Premium $100,000 and up

    9.8%→10.05%+25 bps

  • Declared rate

    MSCI EAFE Index · Annual · 7-year term · Premium $100,000 and up

    8.6%→8.85%+25 bps
MYGAPacific Life Insurance Company

Expedition 2 with MVA

6 rate bands/terms
6 source fields grouped

  • Current crediting rate

    Guarantee term: 7 years · Premium: $100k+

    5.75%→6.2%+45 bps

  • Current crediting rate

    Guarantee term: 5 years · Premium: $100k+

    5.75%→6.15%+40 bps

  • Current crediting rate

    Guarantee term: 7 years · Premium: under $100k

    5.4%→5.85%+45 bps

  • Current crediting rate

    Guarantee term: 3 years · Premium: $100k+

    5.1%→5.6%+50 bps

  • Current crediting rate

    Guarantee term: 5 years · Premium: under $100k

    5.4%→5.8%+40 bps

  • Current crediting rate

    Guarantee term: 3 years · Premium: under $100k

    4.7%→5.2%+50 bps
MYGAPacific Life Insurance Company

Pacific Harbor

4 rate bands/terms
4 source fields grouped

  • Current crediting rate

    Guarantee term: 3 years · Premium: under $200k

    5.45%→5.7%+25 bps

  • Current crediting rate

    Guarantee term: 5 years · Premium: under $200k

    5.45%→5.75%+30 bps

  • Current crediting rate

    Guarantee term: 3 years · Premium: $200k+

    5.7%→5.95%+25 bps

  • Current crediting rate

    Guarantee term: 5 years · Premium: $200k+

    5.7%→6%+30 bps
MYGAPacific Life Insurance Company

Expedition II

6 rate bands/terms
6 source fields grouped

  • Current crediting rate

    Guarantee term: 7 years · Premium: under $100k

    4.8%→5.25%+45 bps

  • Current crediting rate

    Guarantee term: 5 years · Premium: $100k+

    5.1%→5.55%+45 bps

  • Current crediting rate

    Guarantee term: 5 years · Premium: under $100k

    4.65%→5.1%+45 bps

  • Current crediting rate

    Guarantee term: 3 years · Premium: under $100k

    4.6%→5%+40 bps

  • Current crediting rate

    Guarantee term: 7 years · Premium: $100k+

    5.15%→5.6%+45 bps

  • Current crediting rate

    Guarantee term: 3 years · Premium: $100k+

    5.1%→5.5%+40 bps

Thursday, October 1, 2026

MYGAPacific Life Insurance Company

Expedition 2 with MVA

18 rate bands/terms
18 source fields grouped

  • Current crediting rate

    Guarantee term: 7 years · Premium: $100k+

    5.6%→5.75%+15 bps

  • Guarantee-period yield

    Guarantee term: 3 years

    4.65%→4.7%+5 bps

  • Current crediting rate

    Guarantee term: 5 years · Premium: $100k+

    5.6%→5.75%+15 bps

  • First-year rate component

    Guarantee term: 3 years · Schedule year: 1

    4.65%→4.7%+5 bps

  • First-year rate component

    Guarantee term: 5 years · Schedule year: 1

    5.6%→5.75%+15 bps

  • Guarantee-period yield

    Guarantee term: 7 years

    5.25%→5.4%+15 bps

  • Guarantee-period yield

    Guarantee term: 5 years

    5.6%→5.75%+15 bps

  • Current crediting rate

    Guarantee term: 7 years · Premium: under $100k

    5.25%→5.4%+15 bps

  • Current crediting rate

    Guarantee term: 3 years · Premium: $100k+

    5.05%→5.1%+5 bps

  • First-year rate component

    Guarantee term: 5 years · Schedule year: 1

    5.25%→5.4%+15 bps

  • Current crediting rate

    Guarantee term: 5 years · Premium: under $100k

    5.25%→5.4%+15 bps

  • Guarantee-period yield

    Guarantee term: 3 years

    5.05%→5.1%+5 bps

  • Current crediting rate

    Guarantee term: 3 years · Premium: under $100k

    4.65%→4.7%+5 bps

  • Guarantee-period yield

    Guarantee term: 5 years

    5.25%→5.4%+15 bps

  • First-year rate component

    Guarantee term: 3 years · Schedule year: 1

    5.05%→5.1%+5 bps

  • First-year rate component

    Guarantee term: 7 years · Schedule year: 1

    5.6%→5.75%+15 bps

  • First-year rate component

    Guarantee term: 7 years · Schedule year: 1

    5.25%→5.4%+15 bps

  • Guarantee-period yield

    Guarantee term: 7 years

    5.6%→5.75%+15 bps
MYGAPacific Life Insurance Company

Pacific Harbor

12 rate bands/terms
12 source fields grouped

  • Current crediting rate

    Guarantee term: 3 years · Premium: under $200k

    5.25%→5.45%+20 bps

  • Current crediting rate

    Guarantee term: 5 years · Premium: under $200k

    5.25%→5.45%+20 bps

  • First-year rate component

    Guarantee term: 3 years · Schedule year: 1

    5.5%→5.7%+20 bps

  • Current crediting rate

    Guarantee term: 3 years · Premium: $200k+

    5.5%→5.7%+20 bps

  • First-year rate component

    Guarantee term: 5 years · Schedule year: 1

    5.5%→5.7%+20 bps

  • Current crediting rate

    Guarantee term: 5 years · Premium: $200k+

    5.5%→5.7%+20 bps

  • First-year rate component

    Guarantee term: 3 years · Schedule year: 1

    5.25%→5.45%+20 bps

  • Guarantee-period yield

    Guarantee term: 3 years

    5.25%→5.45%+20 bps

  • Guarantee-period yield

    Guarantee term: 3 years

    5.5%→5.7%+20 bps

  • Guarantee-period yield

    Guarantee term: 5 years

    5.5%→5.7%+20 bps

  • Guarantee-period yield

    Guarantee term: 5 years

    5.25%→5.45%+20 bps

  • First-year rate component

    Guarantee term: 5 years · Schedule year: 1

    5.25%→5.45%+20 bps
FIAPacific Life Insurance Company

Pacific Index Foundation 2

16 rate bands/terms
16 source fields grouped

  • Cap rate

    Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0–$99,999.99

    9.6%→10.1%+50 bps

  • Declared rate

    iShares Russell 2000 ETF · Annual · 1-year term · Premium $0–$99,999.99

    7.5%→8%+50 bps

  • Declared rate

    Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $0–$99,999.99

    7.5%→8%+50 bps

  • Cap rate

    S&P 500 Index · Annual · 1-year term · Premium $100,000 and up

    10.35%→10.85%+50 bps

  • Declared rate

    MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99

    7.5%→8%+50 bps

  • Cap rate

    S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99

    9.6%→10.1%+50 bps

  • Declared rate

    iShares Russell 2000 ETF · Annual · 1-year term · Premium $100,000 and up

    8%→8.5%+50 bps

  • Declared rate

    Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $100,000 and up

    8%→8.5%+50 bps

  • Declared rate

    S&P 500 Index · Annual · 1-year term · Premium $0–$99,999.99

    7.5%→8%+50 bps

  • Cap rate

    MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up

    10.35%→10.85%+50 bps

  • Declared rate

    S&P 500 Index · Annual · 1-year term · Premium $100,000 and up

    8%→8.5%+50 bps

  • Declared rate

    MSCI EAFE Index · Annual · 1-year term · Premium $100,000 and up

    8%→8.5%+50 bps

  • Cap rate

    Invesco QQQ Trust Series 1 · Annual · 1-year term · Premium $100,000 and up

    10.35%→10.85%+50 bps

  • Cap rate

    iShares Russell 2000 ETF · Annual · 1-year term · Premium $0–$99,999.99

    9.6%→10.1%+50 bps

  • Cap rate

    iShares Russell 2000 ETF · Annual · 1-year term · Premium $100,000 and up

    10.35%→10.85%+50 bps

  • Cap rate

    MSCI EAFE Index · Annual · 1-year term · Premium $0–$99,999.99

    9.6%→10.1%+50 bps

Thursday, September 17, 2026

RILAPacific Life Insurance Company

Pacific Protective Growth Annuity

15 rate bands/terms
15 source fields grouped

  • Buffer

    Annual Lock with Cap Rate · MSCI EAFE Index · 6y · 6-year term · Premium $0 and up

    Added 10%Added

  • Buffer

    Dual Direction · Invesco QQQ Trust Series 1 · 6y · 6-year term · Premium $0 and up

    Added 15%Added

  • Cap rate

    Dual Direction · iShares Russell 2000 ETF · 6y · 6-year term · Premium $0 and up

    Added 100%Added

  • Buffer

    Dual Direction · iShares Russell 2000 ETF · 6y · 6-year term · Premium $0 and up

    Added 10%Added

  • Buffer

    Dual Direction · MSCI EAFE Index · 6y · 6-year term · Premium $0 and up

    Added 20%Added

  • Cap rate

    iShares Russell 2000 ETF · 6y · 6-year term · Premium $0 and up

    Added 100%Added

  • Participation rate

    Dual Direction · iShares Russell 2000 ETF · 6y · 6-year term · Premium $0 and up

    Added 100%Added

  • Cap rate

    Tier 1 Participation Rate with Cap Rate · First Trust Growth Strength Net Fee Index · 6y · 6-year term

    Added Not publishedAdded

  • Participation rate

    Tier 2 Participation Rate with Cap Rate · Invesco QQQ Trust Series 1 · 6y · 6-year term

    Added 100%Added

  • Cap rate

    Dual Direction · S&P 500 Index · 6y · 6-year term · Premium $0 and up

    Added 100%Added

  • Buffer

    MSCI EAFE Index · 6y · 6-year term · Premium $0 and up

    Added 100%Added

  • Cap rate

    S&P 500 Index · 6y · 6-year term · Premium $0 and up

    Added 100%Added

  • Buffer

    Tiered Participation Rate with Cap Rate · 6y · 6-year term · Premium $0 and up

    Added 10%Added

  • Participation rate

    First Trust Growth Strength Net Fee Index · 6y · 6-year term · Premium $0 and up

    Added 100%Added

  • Participation rate

    Annual Lock with Cap Rate · Invesco QQQ Trust Series 1 · 6y · 6-year term · Premium $0 and up

    Added 100%Added

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