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CANNEX change ledger

What changed in annuity rates

A reader-first record of observed MYGA, FIA and RILA repricing. Rate bands and terms move together in one product row, while every underlying transition stays visible.

Latest event first observed Oct 16, 2026

16

Raised

Observed in the last 7 days

8

Lowered

Observed in the last 7 days

0

Added

Observed in the last 7 days

Product repricings

Change ledger

5 grouped repricings · 105 source rows

Day-level analytics are suppressed because this view reached its display limit. Use the filters above to narrow the result and inspect every matching change.

Friday, October 16, 2026

RILAEquitable Financial Life Insurance Company of America

Structured Capital Strategies PLUS 21 NY

26 rate bands/terms

26 source fields grouped

Strategy guarantee
Nasdaq-100 Index · Annual · 1-year term
15%→14.5%−0.50 pts
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
300%→310%+1000 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
350%→360%+1000 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
13%→13.5%+50 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
225%→235%+1000 bps
Cap rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
560%→570%+1000 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
110%→120%+1000 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
11%→11.5%+50 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
180%→190%+1000 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
180%→190%+1000 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
145%→155%+1000 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
150%→160%+1000 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
17%→17.5%+50 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
140%→150%+1000 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
215%→225%+1000 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
165%→175%+1000 bps
Cap rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
150%→160%+1000 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
100%→110%+1000 bps
Declared rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
15%→14.5%−50 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
205%→215%+1000 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
11.5%→12%+50 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
9%→9.5%+50 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
9%→9.5%+50 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
140%→150%+1000 bps
Cap rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
160%→170%+1000 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $0 and up
12%→12.5%+50 bps

RILAEquitable Financial Life Insurance Company of America

Structured Capital Strategies Income

4 rate bands/terms

4 source fields grouped

Cap rate
S&P 500 Index · 3-Year · 3-year term · Premium $0 and up
35%→40%+500 bps
Cap rate
S&P 500 Index · 3-Year · 3-year term · Premium $0 and up
55%→65%+1000 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
8.5%→9.5%+100 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
12%→12.5%+50 bps

RILAEquitable Financial Life Insurance Company of America

Investment Edge 21

13 rate bands/terms

13 source fields grouped

Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
8.5%→9%+50 bps
Cap rate
Russell 2000 Index · 5-Year · 5-year term · Premium $0 and up
205%→215%+1000 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
11.5%→12%+50 bps
Cap rate
Nasdaq-100 Index · 5-Year · 5-year term · Premium $0 and up
95%→105%+1000 bps
Cap rate
Russell 2000 Index · 5-Year · 5-year term · Premium $0 and up
300%→310%+1000 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $0 and up
9.5%→10%+50 bps
Cap rate
Nasdaq-100 Index · 5-Year · 5-year term · Premium $0 and up
95%→105%+1000 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
9%→9.5%+50 bps
Cap rate
S&P 500 Index · 5-Year · 5-year term · Premium $0 and up
75%→85%+1000 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
9%→9.5%+50 bps
Cap rate
Russell 2000 Index · 5-Year · 5-year term · Premium $0 and up
165%→175%+1000 bps
Cap rate
Nasdaq-100 Index · 5-Year · 5-year term · Premium $0 and up
125%→135%+1000 bps
Cap rate
Nasdaq-100 Index · 5-Year · 5-year term · Premium $0 and up
80%→90%+1000 bps

RILAEquitable Financial Life Insurance Company of America

Structured Capital Strategies PLUS 21

26 rate bands/terms

26 source fields grouped

Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
8.5%→9%+50 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
140%→150%+1000 bps
Declared rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
15%→14.5%−50 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
9%→9.5%+50 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
300%→310%+1000 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
205%→215%+1000 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
165%→175%+1000 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
125%→135%+1000 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
180%→190%+1000 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
95%→105%+1000 bps
Cap rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
90%→95%+500 bps
Strategy guarantee
Nasdaq-100 Index · Annual · 1-year term
15%→14.5%−0.50 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
17%→17.5%+50 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
11.5%→12%+50 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
350%→360%+1000 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
215%→225%+1000 bps
Cap rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
560%→570%+1000 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
100%→110%+1000 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
13%→13.5%+50 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
140%→150%+1000 bps
Cap rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
160%→170%+1000 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
9%→9.5%+50 bps
Cap rate
Russell 2000 Index · Annual · 1-year term · Premium $0 and up
9.5%→10%+50 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
180%→190%+1000 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
225%→235%+1000 bps
Cap rate
Russell 2000 Index · 6y · 6-year term · Premium $0 and up
150%→160%+1000 bps

RILAEquitable Financial Life Insurance Company of America

Structured Capital Strategies Premier

36 rate bands/terms

36 source fields grouped

Declared rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
50%→55%+500 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
15%→14.5%−50 bps
Declared rate
S&P 500 Index · 6y · 6-year term · Premium $0 and up
40%→45%+500 bps
Strategy guarantee
Nasdaq-100 Index · Annual · 1-year term
14%→13.5%−0.50 pts
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
10.5%→11%+50 bps
Strategy guarantee
S&P 500 Index · Annual · 1-year term
8%→8.5%+0.50 pts
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
8%→8.5%+50 bps
Strategy guarantee
S&P 500 Index · 6y · 6-year term
40%→45%+5.00 pts
Declared rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
45%→50%+500 bps
Cap rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
13.5%→14%+50 bps
Declared rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
15.5%→15%−50 bps
Strategy guarantee
Russell 2000 Index · Annual · 1-year term
15.5%→15%−0.50 pts
Strategy guarantee
Nasdaq-100 Index · 6y · 6-year term
65%→70%+5.00 pts
Declared rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
65%→70%+500 bps
Cap rate
MSCI EAFE Index · Annual · 1-year term · Premium $0 and up
11%→11.5%+50 bps
Declared rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
55%→60%+500 bps
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
22%→21.5%−50 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
9.5%→10%+50 bps
Strategy guarantee
Nasdaq-100 Index · Annual · 1-year term
15.5%→15%−0.50 pts
Strategy guarantee
Nasdaq-100 Index · Annual · 1-year term
12.5%→12%−0.50 pts
Strategy guarantee
Nasdaq-100 Index · 6y · 6-year term
55%→60%+5.00 pts
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
110%→115%+500 bps
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
8%→8.5%+50 bps
Strategy guarantee
Nasdaq-100 Index · Annual · 1-year term
9%→8.5%−0.50 pts
Strategy guarantee
S&P 500 Index · Annual · 1-year term
5.5%→6%+0.50 pts
Declared rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
14%→13.5%−50 bps
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
110%→115%+500 bps
Declared rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
12.5%→12%−50 bps
Strategy guarantee
Nasdaq-100 Index · 6y · 6-year term
45%→50%+5.00 pts
Cap rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
10.5%→10%−50 bps
Declared rate
Nasdaq-100 Index · Annual · 1-year term · Premium $0 and up
9%→8.5%−50 bps
Strategy guarantee
S&P 500 Index · 6y · 6-year term
50%→55%+5.00 pts
Cap rate
Nasdaq-100 Index · 6y · 6-year term · Premium $0 and up
100%→105%+500 bps
Strategy guarantee
S&P 500 Index · Annual · 1-year term
9.5%→10%+0.50 pts
Declared rate
S&P 500 Index · Annual · 1-year term · Premium $0 and up
5.5%→6%+50 bps
Declared rate
Russell 2000 Index · Annual · 1-year term · Premium $0 and up
15.5%→15%−50 bps

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Page citation: Source: AnnuityRatesHQ · https://annuityrateshq.com/rate-changes

<a href='https://annuityrateshq.com/rate-index'>Rate data: AnnuityRatesHQ Annuity Rate Index</a>

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