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Carrier change history

Transamerica Life Insurance Rate Changes

Product-level CANNEX change events for this carrier, grouped into daily activity, field mix, and per-product change logs.

19
Loaded events

1 carrier and 3 products represented in the current results.

0
Raises

19 cuts, 0 additions, removals, or other contract-detail changes (changes to contract floors or guarantees count here, not as raises or cuts).

-19
Net direction count

Count of numeric increases minus decreases; this does not compare movement sizes across different fields.

Jul 17, 2026
Latest event

Most recent observation in the current results.

Events shown

Daily activity in the current results

Jul 1719

1 carrier · 3 products

Current results

Carrier change activity in the events shown

Transamerica Life Insurance

3 products · latest Jul 17, 2026

19
events

What Changed

Field mix in the events shown

Cap rates15

0 up · 15 down · 0 availability/term events

Other contract fields3

0 up · 3 down · 0 availability/term events

Participation rates1

0 up · 1 down · 0 availability/term events

Product histories

Per-product history in the events shown

RILA

Transamerica Structured Index Advantage Annuity

11
events
  • Jul 17, 2026
    Cap rate cut50 bp

    12.75% to 12.25% · S&P 500 Index · Annual · 1-year term

  • Jul 17, 2026
    Cap rate cut1.00%

    16.50% to 15.50% · S&P 500 Index · Annual · 1-year term

  • Jul 17, 2026
    Cap rate cut1.00%

    18.00% to 17.00% · First Trust Equity Edge Index · Annual · 1-year term

  • Jul 17, 2026
    Cap rate cut3.00%

    30.00% to 27.00% · Fidelity World Factor Leaders Index 0.5% AR · 2-Year · 2-year term

RILA

Transamerica Structured Index Advantage Annuity NY

5
events
  • Jul 17, 2026
    Cap rate cut50 bp

    11.75% to 11.25% · S&P 500 Index · Annual · 1-year term

  • Jul 17, 2026
    Cap rate cut1.00%

    16.00% to 15.00% · S&P 500 Index · Annual · 1-year term

  • Jul 17, 2026
    Cap rate cut2.00%

    28.00% to 26.00% · S&P 500 Index · 2-Year · 2-year term

  • Jul 17, 2026
    Cap rate cut20.00%

    1.20% to 100.00% · S&P 500 Index · 6y · 6-year term

RILA

Transamerica Structured Index Advantage® Income Annuity

3
events
  • Jul 17, 2026
    Cap rate cut5.00%

    30.00% to 25.00% · Fidelity World Factor Leaders Index 0.5% AR · 2-Year · 2-year term

  • Jul 17, 2026
    Cap rate cut5.00%

    80.00% to 75.00% · S&P 500 Index · 6y · 6-year term

  • Jul 17, 2026
    Declared rate cut25 bp

    9.25% to 9.00% · Edge+ · S&P 500 Index · Annual

Raw ledger

All Transamerica Life Insurance events

Showing 19 of 19 available CANNEX events for this carrier.

Carrier directory
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 12.75% to 12.25%

S&P 500 Index · Annual · 1-year term

Source: CANNEX daily refresh
50 bp
12.75%to12.25%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 16.50% to 15.50%

S&P 500 Index · Annual · 1-year term

Source: CANNEX daily refresh
1.00%
16.50%to15.50%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 18.00% to 17.00%

First Trust Equity Edge Index · Annual · 1-year term

Source: CANNEX daily refresh
1.00%
18.00%to17.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 30.00% to 27.00%

Fidelity World Factor Leaders Index 0.5% AR · 2-Year · 2-year term

Source: CANNEX daily refresh
3.00%
30.00%to27.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 30.00% to 28.00%

S&P 500 Index · 2-Year · 2-year term

Source: CANNEX daily refresh
2.00%
30.00%to28.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 50.00% to 45.00% across 2 options

Multiple crediting options

Source: CANNEX daily refresh
5.00%
50.00%to45.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 55.00% to 45.00%

Credit Advantage Fee Included · S&P 500 Index · 2-Year · 2-year term

Source: CANNEX daily refresh
10.00%
55.00%to45.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 150.00% to 100.00%

Fidelity World Factor Leaders Index 0.5% AR · 2-Year · 2-year term

Source: CANNEX daily refresh
50.00%
1.50%to100.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 225.00% to 200.00%

S&P 500 Index · 6y · 6-year term

Source: CANNEX daily refresh
25.00%
2.25%to2.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Declared rate dropped

Transamerica Life Insurance - Declared rate moved from 10.25% to 9.75%

Edge+ · S&P 500 Index · Annual

Source: CANNEX daily refresh
50 bp
10.25%to9.75%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity - Participation rate dropped

Transamerica Life Insurance - Participation rate moved from 103.00% to 102.00%

Credit Advantage Fee Included · iShares U.S. Technology ETF · 6y · 6-year term

Source: CANNEX daily refresh
1.00%
103.00%to102.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity NY - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 11.75% to 11.25%

S&P 500 Index · Annual · 1-year term

Source: CANNEX daily refresh
50 bp
11.75%to11.25%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity NY - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 16.00% to 15.00%

S&P 500 Index · Annual · 1-year term

Source: CANNEX daily refresh
1.00%
16.00%to15.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity NY - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 28.00% to 26.00%

S&P 500 Index · 2-Year · 2-year term

Source: CANNEX daily refresh
2.00%
28.00%to26.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity NY - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 120.00% to 100.00%

S&P 500 Index · 6y · 6-year term

Source: CANNEX daily refresh
20.00%
1.20%to100.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage Annuity NY - Declared rate dropped

Transamerica Life Insurance - Declared rate moved from 9.75% to 9.25%

Edge+ · S&P 500 Index · Annual

Source: CANNEX daily refresh
50 bp
9.75%to9.25%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage® Income Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 30.00% to 25.00%

Fidelity World Factor Leaders Index 0.5% AR · 2-Year · 2-year term

Source: CANNEX daily refresh
5.00%
30.00%to25.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage® Income Annuity - Cap rate dropped

Transamerica Life Insurance - Cap rate moved from 80.00% to 75.00%

S&P 500 Index · 6y · 6-year term

Source: CANNEX daily refresh
5.00%
80.00%to75.00%
Current rates
RILAFirst observed Jul 17, 2026

Transamerica Structured Index Advantage® Income Annuity - Declared rate dropped

Transamerica Life Insurance - Declared rate moved from 9.25% to 9.00%

Edge+ · S&P 500 Index · Annual

Source: CANNEX daily refresh
25 bp
9.25%to9.00%
Current rates

Carrier change logs are sourced from CANNEX Financial Exchanges through AdvisorWorld's public CANNEX mirror. Values can vary by state, premium band, index strategy, and product version.