OneAmerica Annuities

OneAmerica is a mutual insurance holding company headquartered in Indianapolis, offering a broad range of financial services and insurance solutions. With roots dating back to 1877, OneAmerica operates through a family of companies and focuses on long-term financial security for individuals, families, and businesses.

Their product offerings include multi-year guaranteed annuities (MYGAs), which provide fixed interest over a set period; fixed indexed annuities (FIAs), which earn interest linked to a market index with downside protection; traditional fixed annuities that offer steady, predictable returns; and immediate and deferred income annuities for generating income either now or in the future. They also offer whole and term life insurance policies that provide protection and potential cash value growth, as well as asset-based long-term care solutions that combine life insurance or annuities with long-term care benefits. In addition, OneAmerica provides retirement plan services including 401(k), 403(b), and other employer-sponsored plan administration and recordkeeping.

OneAmerica emphasizes personalized guidance, long-term commitment, and strong partnerships with financial professionals. It is known for its financial strength and mutual structure, which allows it to prioritize policyholder interests over shareholders.