A.M. Best A- rated · 1 product
Knighthead Life Annuities — A- Rated
Knighthead Life is an A.M. Best A--rated annuity carrier. The current lineup includes 1 multi-year guaranteed annuity product. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
A-
A.M. Best
Annuity products
1
1 MYGA product
Reviewed
June 9, 2026
Product lineup reviewed against current rates.
Lineup Snapshot
Available annuity families and product-type context.
- Product pages
- 1 MYGA product page
- Product families
- Staysail
- Product types
- MYGA
Financial Strength
Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.
Product Highlights
Current Annuity Highlights
Loading current rates, rider rows, index choices, and contract terms.
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Carrier Profile
About Knighthead Life
Knighthead Life is a financial services company specializing in fixed annuity products, including Multi-Year Guaranteed Annuities (MYGAs), offered through its subsidiaries Merit Life Insurance Co. and Knighthead American Life. The company emphasizes simplicity and reliability in helping clients achieve long-term retirement goals.
Financial Strength In Plain English
s of November 7, 2024, Merit Life Insurance Co. holds an A- (Excellent) financial strength rating from A.M. Best. This rating signifies a strong ability to meet ongoing insurance obligations, backed by robust capitalization, conservative financial leverage, and disciplined risk management practices.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate tables.
Product Highlights
Short notes from product pages.
Features
Features
Index options, riders, and term choices pulled into one quick scan.
MYGA Products
Staysail
Staysail
Open the product page for live rates, state availability, and term-specific detail.
Live Coverage
Product Coverage
Each annuity product page links to current rates, terms, and product details.
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Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Knighthead Life is currently represented by one MYGA product page, Staysail.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
Knighthead Life Product Families
Product-list pages carry the full tables, filters, and detail links.
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