AM Best A- rated · 3 products
GCU Annuities — A- Rated
GCU is an AM Best A--rated annuity carrier. The current lineup includes 3 fixed indexed and multi-year guaranteed annuity products. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
A-
AM Best
Annuity products
3
3 products across FIA and MYGA families
Reviewed
June 9, 2026
Product lineup reviewed against current rates.
Lineup Snapshot
Available annuity families and product-type context.
- Product pages
- 2 FIA product pages, 1 MYGA product page
- Product families
- Aquila V, Aquila X, Triple Advantage
- Product types
- FIA, MYGA
Financial Strength
Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.
- Effective
- October 2023
Rating value stored in the carrier profile.
Product Highlights
Current Annuity Highlights
Loading current rates, rider rows, index choices, and contract terms.
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Carrier Profile
About GCU
GCU (Greek Catholic Union) is a not-for-profit fraternal benefit society that offers a range of financial products including life insurance, fixed indexed annuities, and MYGAs (Multi-Year Guaranteed Annuities). These products provide secure, tax-deferred growth and flexible income options tailored for retirement planning. GCU’s MyGCA platform allows members to easily manage policies and annuity contracts online. Beyond financial services, GCU emphasizes community and faith, offering member benefits such as scholarships, student loan assistance, volunteer opportunities, and grants for charitable projects—all while maintaining strong financial stability and an A- rating from AM Best.
Financial Strength In Plain English
As of October 2023, GCU holds an A- (Excellent) rating from AM Best, though the outlook was revised to negative due to a decrease in risk-adjusted capitalization.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate tables.
Product Highlights
Short notes from product pages.
Aquila V
A five-year-surrender fixed indexed annuity from GCU, an A- AM Best–rated fraternal carrier, built for indexed accumulation on a short annual-reset participation-rate menu plus a fixed-account option, with no cap-style headline and no income rider.
Open product pageTriple Advantage Plus
A short three-year multi-year guaranteed annuity from GCU, an A- AM Best–rated fraternal carrier, sold with premium-banded guaranteed rates and a short surrender ladder, with no free-withdrawal allowance published on the live feed.
Open product pageAquila X
A five-year-surrender fixed indexed annuity from GCU, an A- AM Best–rated fraternal carrier, built for indexed accumulation on a participation-rate menu of proprietary volatility-controlled benchmarks plus a fixed-account option, with no cap-style headline and no income rider.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Aquila V
Aquila V
Open the product page for live rates, state availability, and term-specific detail.
Aquila X
Aquila X
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MYGA Products
Triple Advantage
Triple Advantage Plus
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Live Coverage
Product Coverage
Each annuity product page links to current rates, terms, and product details.
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Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
GCU currently has two Aquila FIA pages and one Triple Advantage Plus MYGA page attached here.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
Source Links
Carrier and ARHQ product pages used for this profile.
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GCU Product Families
Product-list pages carry the full tables, filters, and detail links.
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