On participation rate, FG AccumulatorPlus 10 has the higher figure (275% participation · Goldman Sachs Global Factor Index · annual · 1.25% strategy fee vs 225% participation · PIMCO Balanced Index · annual · 1.25% strategy fee); ForeAccumulation II Advisory is lower.
On performance trigger, FG AccumulatorPlus 10 has the higher figure (8.5% trigger · S&P 500 · annual · 1.25% strategy fee vs 7.25% trigger · S&P 500 · annual); ForeAccumulation II Advisory is lower.
On minimum premium, FG AccumulatorPlus 10 has the lower figure ($10,000 minimum premium vs $25,000 minimum premium); ForeAccumulation II Advisory is higher.
On top annual cap, ForeAccumulation II Advisory has the higher figure (11% cap · S&P 500 · 1-yr point-to-point vs 10% cap · S&P 500 · 1-yr point-to-point); FG AccumulatorPlus 10 is lower.
On fixed account rate, ForeAccumulation II Advisory has the higher figure (4.25% fixed account vs 3.9% fixed account); FG AccumulatorPlus 10 is lower.
On surrender period, ForeAccumulation II Advisory has the lower figure (5 years surrender period vs 10 years surrender period); FG AccumulatorPlus 10 is higher.
On carrier strength, both show A AM Best.
On liquidity, both show 10%/yr free withdrawal.

Auto-generated from the displayed data, accumulation metrics only, not a recommendation.

side by side

Compare on the numbers

Only metrics that apply to this product type are shown. Missing applicable values show unavailable.

Metric	FG AccumulatorPlus 10	ForeAccumulation II Advisory
Top annual capAnnual point-to-point cap; S&P 500 preferred when the strategy set includes it.	10% cap · S&P 500 · 1-yr point-to-point CANNEX via AdvisorWorld · rates as of September 2, 2026	11% cap · S&P 500 · 1-yr point-to-pointLeading CANNEX via AdvisorWorld · rates as of September 2, 2026
Top participation rateAnnual participation strategy; not ranked against cap rates.	275% participation · Goldman Sachs Global Factor Index · annual · 1.25% strategy feeLeading CANNEX via AdvisorWorld · rates as of September 2, 2026	225% participation · PIMCO Balanced Index · annual · 1.25% strategy fee CANNEX via AdvisorWorld · rates as of September 2, 2026
Performance triggerAvailable annual trigger strategy from the FIA feed.	8.5% trigger · S&P 500 · annual · 1.25% strategy feeLeading CANNEX via AdvisorWorld · rates as of September 2, 2026	7.25% trigger · S&P 500 · annual CANNEX via AdvisorWorld · rates as of September 2, 2026
Fixed account rateAvailable fixed account strategy when present in the feed.	3.9% fixed account CANNEX via AdvisorWorld · rates as of September 2, 2026	4.25% fixed accountLeading CANNEX via AdvisorWorld · rates as of September 2, 2026
AM Best ratingCarrier financial strength from the product/rating feed when available.	A AM BestTie CANNEX via AdvisorWorld · rates as of September 2, 2026	A AM BestTie CANNEX via AdvisorWorld · rates as of September 2, 2026
Free withdrawalAvailable annual free-withdrawal percentage for the product.	10%/yr free withdrawalTie CANNEX via AdvisorWorld · rates as of September 2, 2026	10%/yr free withdrawalTie CANNEX via AdvisorWorld · rates as of September 2, 2026
Surrender periodShorter surrender period is highlighted as more flexible.	10 years surrender period CANNEX via AdvisorWorld · rates as of September 2, 2026	5 years surrender periodLeading CANNEX via AdvisorWorld · rates as of September 2, 2026
Annual feeHighest listed annual rider or strategy fee; lower is highlighted.	1.25% max annual rider/strategy feeTie CANNEX via AdvisorWorld · rates as of September 2, 2026	1.25% max annual rider/strategy feeTie CANNEX via AdvisorWorld · rates as of September 2, 2026
Income riderAvailability only; rider fit depends on payout, cost, and goals.	No income rider listedTie CANNEX via AdvisorWorld · rates as of September 2, 2026	No income rider listedTie CANNEX via AdvisorWorld · rates as of September 2, 2026
Minimum premiumLower minimum premium is highlighted as easier to access.	$10,000 minimum premiumLeading CANNEX via AdvisorWorld · rates as of September 2, 2026	$25,000 minimum premium CANNEX via AdvisorWorld · rates as of September 2, 2026

Scenario tool

Which one credits more in one index year?

Head-to-head crediting

Applies each product's live annual strategy rate to one hypothetical index year.

Illustrative, not a projection

Hypothetical index return

FG AccumulatorPlus 10

S&P 500 annual cap · 10% annual cap

ForeAccumulation II Advisory

S&P 500 annual cap · 11% annual cap

At a +15% index year, the credited-interest illustration is:

FG AccumulatorPlus 1010%

ForeAccumulation II Advisory11%

ForeAccumulation II Advisory credits more here (11% vs 10%).

Assumptions: one hypothetical index year, one allocation to the displayed annual strategy for each product, and a 0% floor. Caps, trigger rates, participation rates, renewal rates, allocations, and state availability can change. This is educational only and is not a carrier-approved illustration.

Illustrative tool inputs use product figures from CANNEX via AdvisorWorld · rates as of September 2, 2026.

Common questions

Decision FAQs from the same numbers

Is FG AccumulatorPlus 10 or ForeAccumulation II Advisory better for growth?

On top annual cap, ForeAccumulation II Advisory has the higher figure (11% cap · S&P 500 · 1-yr point-to-point vs 10% cap · S&P 500 · 1-yr point-to-point); FG AccumulatorPlus 10 is lower. On participation rate, FG AccumulatorPlus 10 has the higher figure (275% participation · Goldman Sachs Global Factor Index · annual · 1.25% strategy fee vs 225% participation · PIMCO Balanced Index · annual · 1.25% strategy fee); ForeAccumulation II Advisory is lower. On performance trigger, FG AccumulatorPlus 10 has the higher figure (8.5% trigger · S&P 500 · annual · 1.25% strategy fee vs 7.25% trigger · S&P 500 · annual); ForeAccumulation II Advisory is lower.

Is FG AccumulatorPlus 10 or ForeAccumulation II Advisory better for income?

On income rider availability, both show No income rider listed. Rider availability is only one income input; payout rates, rider fees, start age, and state availability still need review.

Is FG AccumulatorPlus 10 or ForeAccumulation II Advisory better for liquidity?

On liquidity, both show 10%/yr free withdrawal. On surrender period, ForeAccumulation II Advisory has the lower figure (5 years surrender period vs 10 years surrender period); FG AccumulatorPlus 10 is higher. On annual fee, both show 1.25% max annual rider/strategy fee.

How to read this comparison

Compare the product job, not just one number.

Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.

Rate context

Caps, participation rates, triggers, and fixed buckets show how each FIA creates accumulation potential.

Control

Free-withdrawal and surrender terms are visible because liquidity can be worth as much as a small rate difference.

Carrier backing

Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.

Disclosures and sources

Displayed product figures are sourced from CANNEX via AdvisorWorld and are labeled with their true source date. Product-specific values are shown only when they apply; missing applicable values show unavailable.

The verdict is auto-generated from the available accumulation metrics only and is not a recommendation. The crediting and guaranteed-growth tools are illustrative, use the stated assumptions, and are not projections, quotes, or carrier-approved illustrations.

Rates vary by state, premium band, and issue age. Caps and participation rates can change. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.

Use the comparison as a starting point.

Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.

All FIA rates Income comparison

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