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DB-backed product comparison

F&G Secure MYGA® Non-MVA vs Brighthouse Fixed Rate Annuity with MVA

Decision-first comparison using product data, carrier backing, review ratings, liquidity, surrender terms, rider mechanics, and sourced disclosures.

CANNEX-backed data via AdvisorWorld. Each available figure below carries its true source date.

Auto-verdict

F&G Secure MYGA® Non-MVA leads on minimum premium; Brighthouse Fixed Rate Annuity with MVA leads on guaranteed fixed rate; carrier strength and liquidity are tied. This compares available accumulation metrics and is not a personalized recommendation.

  • On minimum premium, F&G Secure MYGA® Non-MVA has the lower figure ($20,000 minimum premium vs $25,000 minimum premium); Brighthouse Fixed Rate Annuity with MVA is higher.
  • On guaranteed fixed rate, Brighthouse Fixed Rate Annuity with MVA has the higher figure (5.4% 7-year guaranteed rate vs 5.1% 7-year guaranteed rate); F&G Secure MYGA® Non-MVA is lower.
  • On carrier strength, both show A AM Best.
  • On liquidity, both show 10%/yr free withdrawal.

Auto-generated from the displayed data, accumulation metrics only, not a recommendation.

side by side

Compare on the numbers

Only metrics that apply to this product type are shown. Missing applicable values show unavailable.

MetricF&G Secure MYGA® Non-MVABrighthouse Fixed Rate Annuity with MVA
Guaranteed fixed rateDisplayed MYGA guaranteed rate and term.
5.1% 7-year guaranteed rate
CANNEX via AdvisorWorld · rates as of July 28, 2026
5.4% 7-year guaranteed rateLeading
CANNEX via AdvisorWorld · rates as of July 28, 2026
AM Best ratingCarrier financial strength from the product/rating feed when available.
A AM BestTie
CANNEX via AdvisorWorld · rates as of July 28, 2026
A AM BestTie
CANNEX via AdvisorWorld · rates as of July 28, 2026
Free withdrawalAvailable annual free-withdrawal percentage for the product.
10%/yr free withdrawalTie
CANNEX via AdvisorWorld · rates as of July 28, 2026
10%/yr free withdrawalTie
CANNEX via AdvisorWorld · rates as of July 28, 2026
Surrender periodShorter surrender period is highlighted as more flexible.
7 years surrender periodTie
CANNEX via AdvisorWorld · rates as of July 28, 2026
7 years surrender periodTie
CANNEX via AdvisorWorld · rates as of July 28, 2026
Annual feeHighest listed annual rider or strategy fee; lower is highlighted.
No annual fee listedTie
CANNEX via AdvisorWorld · rates as of July 28, 2026
No annual fee listedTie
CANNEX via AdvisorWorld · rates as of July 28, 2026
Income riderAvailability only; rider fit depends on payout, cost, and goals.
No income rider listedTie
CANNEX via AdvisorWorld · rates as of July 28, 2026
No income rider listedTie
CANNEX via AdvisorWorld · rates as of July 28, 2026
Minimum premiumLower minimum premium is highlighted as easier to access.
$20,000 minimum premiumLeading
CANNEX via AdvisorWorld · rates as of July 28, 2026
$25,000 minimum premium
CANNEX via AdvisorWorld · rates as of July 28, 2026

Scenario tool

Which one shows more guaranteed growth?

Guaranteed-growth comparison

Applies each product's live guaranteed MYGA rate to the displayed term.

Illustrative, not a projection

F&G Secure MYGA® Non-MVA

5.1% guaranteed · 7-year term

Brighthouse Fixed Rate Annuity with MVA

5.4% guaranteed · 7-year term

On $100,000, the illustrated value at the displayed guaranteed term is:

Brighthouse Fixed Rate Annuity with MVA has the higher illustrated guaranteed value ($144,505 vs $141,651).

Illustrated interest: F&G Secure MYGA® Non-MVA $41,651; Brighthouse Fixed Rate Annuity with MVA $44,505.

Assumptions: annual compounding at the current guaranteed rate for the displayed term. State, premium band, issue age, withdrawal activity, renewal rules, and contract terms can change what is available.

Illustrative tool inputs use product figures from CANNEX via AdvisorWorld · rates as of July 28, 2026.

Common questions

Decision FAQs from the same numbers

Is F&G Secure MYGA® Non-MVA or Brighthouse Fixed Rate Annuity with MVA better for growth?

On guaranteed fixed rate, Brighthouse Fixed Rate Annuity with MVA has the higher figure (5.4% 7-year guaranteed rate vs 5.1% 7-year guaranteed rate); F&G Secure MYGA® Non-MVA is lower.

Is F&G Secure MYGA® Non-MVA or Brighthouse Fixed Rate Annuity with MVA better for income?

On income rider availability, both show No income rider listed. Rider availability is only one income input; payout rates, rider fees, start age, and state availability still need review.

Is F&G Secure MYGA® Non-MVA or Brighthouse Fixed Rate Annuity with MVA better for liquidity?

On liquidity, both show 10%/yr free withdrawal. On surrender period, both show 7 years surrender period. On annual fee, both show No annual fee listed.

How to read this comparison

Compare the product job, not just one number.

Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.

Rate context

Guaranteed rate and term are the first screen, but premium bands and surrender design still matter.

Control

Free-withdrawal and surrender terms are visible because liquidity can be worth as much as a small rate difference.

Carrier backing

Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.

Disclosures and sources

Displayed product figures are sourced from CANNEX via AdvisorWorld and are labeled with their true source date. Product-specific values are shown only when they apply; missing applicable values show unavailable.

The verdict is auto-generated from the available accumulation metrics only and is not a recommendation. The crediting and guaranteed-growth tools are illustrative, use the stated assumptions, and are not projections, quotes, or carrier-approved illustrations.

MYGA rates vary by state, premium band, guarantee term, and issue age. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.

Use the comparison as a starting point.

Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.

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