Multi-Year Guaranteed Annuity
CL Tarrant Trail 6-Year
CL Life and Annuity Insurance Company · AM Best B++
1-year Rate
7.5% guaranteed
CANNEX via AdvisorWorld · as of June 18, 2026
DB-backed product comparison
CL Tarrant Trail 6-Year vs Platinum Assure
Decision-first comparison using current product data, carrier backing, review ratings, liquidity, surrender terms, rider mechanics, and sourced disclosures.
Live CANNEX-backed data via AdvisorWorld. Each figure below carries its source and as-of timing.
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VS
Multi-Year Guaranteed Annuity
Platinum Assure
Americo Financial Life and Annuity Insurance Company · AM Best A
7-year Rate
5.5% guaranteed
CANNEX via AdvisorWorld · as of June 18, 2026
Auto-verdict
CL Tarrant Trail 6-Year leads on guaranteed fixed rate, liquidity; Platinum Assure leads on carrier strength, surrender period; annual fee and income rider availability are tied. This compares current accumulation metrics and is not a personalized recommendation.
- On guaranteed fixed rate, CL Tarrant Trail 6-Year has the higher figure (7.5% 1-year guaranteed rate vs 5.5% 7-year guaranteed rate); Platinum Assure is lower.
- On liquidity, CL Tarrant Trail 6-Year has the higher figure (10%/yr free withdrawal vs 5%/yr free withdrawal); Platinum Assure is lower.
- On carrier strength, Platinum Assure has the higher figure (A AM Best vs B++ AM Best); CL Tarrant Trail 6-Year is lower.
- On surrender period, Platinum Assure has the lower figure (2 years surrender period vs 6 years surrender period); CL Tarrant Trail 6-Year is higher.
- On annual fee, both show No annual fee returned.
- On income rider availability, both show No income rider returned.
Auto-generated from live data, accumulation metrics only, not a recommendation.
Live side by side
Compare on the numbers
Only metrics that apply to this product type are shown. Missing applicable values show unavailable.
| Metric | CL Tarrant Trail 6-Year | Platinum Assure |
|---|---|---|
| Guaranteed fixed rateDisplayed MYGA guaranteed rate and term. | 7.5% 1-year guaranteed rateLeading CANNEX via AdvisorWorld · as of June 18, 2026 | 5.5% 7-year guaranteed rate CANNEX via AdvisorWorld · as of June 18, 2026 |
| AM Best ratingCarrier financial strength from the live product/rating feed when available. | B++ AM Best CANNEX via AdvisorWorld · as of June 18, 2026 | A AM BestLeading CANNEX via AdvisorWorld · as of June 18, 2026 |
| Free withdrawalAnnual free-withdrawal percentage returned in product detail. | 10%/yr free withdrawalLeading CANNEX via AdvisorWorld · as of June 18, 2026 | 5%/yr free withdrawal CANNEX via AdvisorWorld · as of June 18, 2026 |
| Surrender periodShorter surrender period is highlighted as more flexible. | 6 years surrender period CANNEX via AdvisorWorld · as of June 18, 2026 | 2 years surrender periodLeading CANNEX via AdvisorWorld · as of June 18, 2026 |
| Annual feeHighest annual rider or strategy fee returned; lower is highlighted. | No annual fee returnedTie CANNEX via AdvisorWorld · as of June 18, 2026 | No annual fee returnedTie CANNEX via AdvisorWorld · as of June 18, 2026 |
| Income riderAvailability only; rider fit depends on payout, cost, and goals. | No income rider returnedTie CANNEX via AdvisorWorld · as of June 18, 2026 | No income rider returnedTie CANNEX via AdvisorWorld · as of June 18, 2026 |
| Minimum premiumLower minimum premium is highlighted as easier to access. | unavailable CANNEX via AdvisorWorld · as of June 18, 2026 | unavailable CANNEX via AdvisorWorld · as of June 18, 2026 |
Scenario tool
Which one shows more guaranteed growth?
Guaranteed-growth comparison
Applies each product's live guaranteed MYGA rate to the displayed term.
CL Tarrant Trail 6-Year
7.5% guaranteed · 1-year term
Platinum Assure
5.5% guaranteed · 7-year term
On $100,000, the illustrated value at the displayed guaranteed term is:
CL Tarrant Trail 6-Year$107,500
Platinum Assure$145,468
Platinum Assure has the higher illustrated guaranteed value ($145,468 vs $107,500). The terms differ, so term length is part of the tradeoff.
Illustrated interest: CL Tarrant Trail 6-Year $7,500; Platinum Assure $45,468.
Assumptions: annual compounding at the current guaranteed rate for the displayed term. State, premium band, issue age, withdrawal activity, renewal rules, and contract terms can change what is available.
Illustrative tool inputs use live product figures from CANNEX via AdvisorWorld · as of June 18, 2026.
Common questions
Decision FAQs from the same numbers
Is CL Tarrant Trail 6-Year or Platinum Assure better for growth?
On guaranteed fixed rate, CL Tarrant Trail 6-Year has the higher figure (7.5% 1-year guaranteed rate vs 5.5% 7-year guaranteed rate); Platinum Assure is lower.
Is CL Tarrant Trail 6-Year or Platinum Assure better for income?
On income rider availability, both show No income rider returned. Rider availability is only one income input; payout rates, rider fees, start age, and state availability still need review.
Is CL Tarrant Trail 6-Year or Platinum Assure better for liquidity?
On liquidity, CL Tarrant Trail 6-Year has the higher figure (10%/yr free withdrawal vs 5%/yr free withdrawal); Platinum Assure is lower. On surrender period, Platinum Assure has the lower figure (2 years surrender period vs 6 years surrender period); CL Tarrant Trail 6-Year is higher. On annual fee, both show No annual fee returned.
How to read this comparison
Compare the product job, not just one number.
Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.
Rate context
Guaranteed rate and term are the first screen, but premium bands and surrender design still matter.
Control
Free-withdrawal and surrender terms are visible because liquidity can be worth as much as a small rate difference.
Carrier backing
Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.
Disclosures and sources
Live product figures are sourced from CANNEX via the AdvisorWorld public API and are labeled with source and as-of timing. Product-type-specific rows are shown only when they apply; missing applicable values show unavailable and are not backfilled with stale figures.
The verdict is auto-generated from live accumulation metrics only and is not a recommendation. The crediting and guaranteed-growth tools are illustrative, use the stated assumptions, and are not projections, quotes, or carrier-approved illustrations.
MYGA rates vary by state, premium band, guarantee term, and issue age. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.
Use the comparison as a starting point.
Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.
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Use the public comparison freely. A personalized report is optional when you want projections based on your age, state, premium, and goals.
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