Multi-Year Guaranteed Annuity
Pathway Choice
American General Life Insurance Co · AM Best A
Rate
5% guaranteed
CANNEX via AdvisorWorld · rates as of July 21, 2026
DB-backed product comparison
Pathway Choice vs Forecare Fixed Annuity Ltc
Decision-first comparison using product data, carrier backing, review ratings, liquidity, surrender terms, rider mechanics, and sourced disclosures.
CANNEX-backed data via AdvisorWorld. Each available figure below carries its true source date.
last-known-good data · rates as of July 21, 2026.
View product page
VS
Multi-Year Guaranteed Annuity
Forecare Fixed Annuity Ltc
Global Atlantic · AM Best A
Rate
5.5% guaranteed
CANNEX via AdvisorWorld · rates as of July 21, 2026
Auto-verdict
carrier strength is tied. This compares available accumulation metrics and is not a personalized recommendation.
- On carrier strength, both show A AM Best.
Auto-generated from the displayed data, accumulation metrics only, not a recommendation.
side by side
Compare on the numbers
Only metrics that apply to this product type are shown. Missing applicable values show unavailable.
| Metric | Pathway Choice | Forecare Fixed Annuity Ltc |
|---|---|---|
| Guaranteed fixed rateDisplayed MYGA guaranteed rate and term. | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| AM Best ratingCarrier financial strength from the product/rating feed when available. | A AM BestTie CANNEX via AdvisorWorld · rates as of July 21, 2026 | A AM BestTie CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| Free withdrawalAvailable annual free-withdrawal percentage for the product. | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| Surrender periodShorter surrender period is highlighted as more flexible. | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| Annual feeHighest listed annual rider or strategy fee; lower is highlighted. | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| Income riderAvailability only; rider fit depends on payout, cost, and goals. | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 |
| Minimum premiumLower minimum premium is highlighted as easier to access. | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 | unavailable CANNEX via AdvisorWorld · rates as of July 21, 2026 |
Scenario tool
Which one shows more guaranteed growth?
Interactive comparison unavailable
The live feed did not return enough overlapping rate data to run this illustration. We show unavailable instead of reusing stale assumptions.
Illustrative tool inputs use product figures from CANNEX via AdvisorWorld · rates as of July 21, 2026.
Common questions
Decision FAQs from the same numbers
Is Pathway Choice or Forecare Fixed Annuity Ltc better for growth?
These two products do not publish enough overlapping growth metrics for a like-for-like comparison, so we leave those cells blank rather than estimate.
Is Pathway Choice or Forecare Fixed Annuity Ltc better for income?
These two products do not publish comparable income-rider details, so this page does not claim either product is better for income.
Is Pathway Choice or Forecare Fixed Annuity Ltc better for liquidity?
These two products do not publish enough overlapping liquidity details for a like-for-like comparison; review the available details before treating either as more flexible.
How to read this comparison
Compare the product job, not just one number.
Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.
Rate context
Guaranteed rate and term are the first screen, but premium bands and surrender design still matter.
Control
Contract control shows up in surrender period, issue ages, state availability, and rider access.
Carrier backing
Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.
Disclosures and sources
Displayed product figures are sourced from CANNEX via AdvisorWorld and are labeled with their true source date. Product-specific values are shown only when they apply; missing applicable values show unavailable.
The verdict is auto-generated from the available accumulation metrics only and is not a recommendation. The crediting and guaranteed-growth tools are illustrative, use the stated assumptions, and are not projections, quotes, or carrier-approved illustrations.
MYGA rates vary by state, premium band, guarantee term, and issue age. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.
Use the comparison as a starting point.
Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.
Want a personalized version?
Use the public comparison freely. A personalized report is optional when you want projections based on your age, state, premium, and goals.
Optional report request