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DB-backed product comparison

American Pathway Fixed 7 Annuity vs Apollo SP

Compare current product data, carrier backing, rates, liquidity, surrender terms, and rider mechanics. This page is part of the product-level evidence behind AnnuityRatesHQ annuity rates.

Multi-Year Guaranteed Annuity

American Pathway Fixed 7 Annuity

Corebridge Financial

Rate

6.74%

A.M. Best

A

Free withdrawal

15%

Surrender period

7 yrs

Guaranteed terms

1-year6.74%
3-year6.7%
7-year4.6%
1-year4.05%
1-year3.6%
1-year4.1%

Surrender schedule

Yr 1: 9%Yr 2: 8%Yr 3: 7%Yr 4: 6%Yr 5: 5%Yr 6: 4%Yr 7: 3%
Minimum premium
Varies
State availability
52 states
View product page

Multi-Year Guaranteed Annuity

Apollo SP

Reliance Standard Life Insurance Company

Rate

6.6%

A.M. Best

A++

Free withdrawal

10%

Surrender period

7 yrs

Guaranteed terms

1-year6.6%
1-year4.25%

Surrender schedule

Yr 1: 9%Yr 2: 8%Yr 3: 7%Yr 4: 6%Yr 5: 5%Yr 6: 4%Yr 7: 2%
Minimum premium
Varies
State availability
49 states
View product page

How to read this comparison

Compare the product job, not just the headline number.

These pages support the main annuity rates experience by showing why two products are not interchangeable. Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.

Rate context

Guaranteed rate and term are the first screen, but premium bands and surrender design still matter.

Control

Free-withdrawal and surrender terms are visible because liquidity can be worth as much as a small rate difference.

Carrier backing

Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.

Use the comparison as a starting point.

Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.

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