Fixed Indexed Annuity
American Equity AssetShield 10
American Equity Investment Life Insurance Company · AM Best A
S&P 500 annual cap
9.25%
CANNEX via AdvisorWorld · rates as of August 12, 2026
DB-backed product comparison
American Equity AssetShield 10 vs ForeAccumulation II Advisory
Decision-first comparison using product data, carrier backing, review ratings, liquidity, surrender terms, rider mechanics, and sourced disclosures.
CANNEX-backed data via AdvisorWorld. Each available figure below carries its true source date.
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VS
Fixed Indexed Annuity
ForeAccumulation II Advisory
Global Atlantic - Forethought Life Insurance Company · AM Best A
S&P 500 annual cap
11%
CANNEX via AdvisorWorld · rates as of August 12, 2026
Auto-verdict
American Equity AssetShield 10 leads on performance trigger, minimum premium; ForeAccumulation II Advisory leads on top annual cap, participation rate, fixed account rate; carrier strength and liquidity are tied. This compares available accumulation metrics and is not a personalized recommendation.
- On performance trigger, American Equity AssetShield 10 has the higher figure (8.5% trigger · S&P 500 Advantage 15% VT TCA Index (USD) ER · annual vs 7.25% trigger · S&P 500 · annual); ForeAccumulation II Advisory is lower.
- On minimum premium, American Equity AssetShield 10 has the lower figure ($5,000 minimum premium vs $25,000 minimum premium); ForeAccumulation II Advisory is higher.
- On top annual cap, ForeAccumulation II Advisory has the higher figure (11% cap · S&P 500 · 1-yr point-to-point vs 9.25% cap · S&P 500 · 1-yr point-to-point); American Equity AssetShield 10 is lower.
- On participation rate, ForeAccumulation II Advisory has the higher figure (225% participation · PIMCO Balanced Index · annual · 1.25% strategy fee vs 185% participation · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · annual · 1.5% strategy fee); American Equity AssetShield 10 is lower.
- On fixed account rate, ForeAccumulation II Advisory has the higher figure (4.25% fixed account vs 3.8% fixed account); American Equity AssetShield 10 is lower.
- On carrier strength, both show A AM Best.
- On liquidity, both show 10%/yr free withdrawal.
Auto-generated from the displayed data, accumulation metrics only, not a recommendation.
side by side
Compare on the numbers
Only metrics that apply to this product type are shown. Missing applicable values show unavailable.
| Metric | American Equity AssetShield 10 | ForeAccumulation II Advisory |
|---|---|---|
| Top annual capAnnual point-to-point cap; S&P 500 preferred when the strategy set includes it. | 9.25% cap · S&P 500 · 1-yr point-to-point CANNEX via AdvisorWorld · rates as of August 12, 2026 | 11% cap · S&P 500 · 1-yr point-to-pointLeading CANNEX via AdvisorWorld · rates as of August 12, 2026 |
| Top participation rateAnnual participation strategy; not ranked against cap rates. | 185% participation · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · annual · 1.5% strategy fee CANNEX via AdvisorWorld · rates as of August 12, 2026 | 225% participation · PIMCO Balanced Index · annual · 1.25% strategy feeLeading CANNEX via AdvisorWorld · rates as of August 12, 2026 |
| Performance triggerAvailable annual trigger strategy from the FIA feed. | 8.5% trigger · S&P 500 Advantage 15% VT TCA Index (USD) ER · annualLeading CANNEX via AdvisorWorld · rates as of August 12, 2026 | 7.25% trigger · S&P 500 · annual CANNEX via AdvisorWorld · rates as of August 12, 2026 |
| Fixed account rateAvailable fixed account strategy when present in the feed. | 3.8% fixed account CANNEX via AdvisorWorld · rates as of August 12, 2026 | 4.25% fixed accountLeading CANNEX via AdvisorWorld · rates as of August 12, 2026 |
| AM Best ratingCarrier financial strength from the product/rating feed when available. | A AM BestTie CANNEX via AdvisorWorld · rates as of August 12, 2026 | A AM BestTie CANNEX via AdvisorWorld · rates as of August 12, 2026 |
| Free withdrawalAvailable annual free-withdrawal percentage for the product. | 10%/yr free withdrawalTie CANNEX via AdvisorWorld · rates as of August 12, 2026 | 10%/yr free withdrawalTie CANNEX via AdvisorWorld · rates as of August 12, 2026 |
| Surrender periodShorter surrender period is highlighted as more flexible. | 10 years surrender period CANNEX via AdvisorWorld · rates as of August 12, 2026 | 5 years surrender periodLeading CANNEX via AdvisorWorld · rates as of August 12, 2026 |
| Annual feeHighest listed annual rider or strategy fee; lower is highlighted. | 3% max annual rider/strategy fee CANNEX via AdvisorWorld · rates as of August 12, 2026 | 1.25% max annual rider/strategy feeLeading CANNEX via AdvisorWorld · rates as of August 12, 2026 |
| Income riderAvailability only; rider fit depends on payout, cost, and goals. | No income rider listedTie CANNEX via AdvisorWorld · rates as of August 12, 2026 | No income rider listedTie CANNEX via AdvisorWorld · rates as of August 12, 2026 |
| Minimum premiumLower minimum premium is highlighted as easier to access. | $5,000 minimum premiumLeading CANNEX via AdvisorWorld · rates as of August 12, 2026 | $25,000 minimum premium CANNEX via AdvisorWorld · rates as of August 12, 2026 |
Scenario tool
Which one credits more in one index year?
Head-to-head crediting
Applies each product's live annual strategy rate to one hypothetical index year.
American Equity AssetShield 10
NYSE Premier Index annual cap · 12% annual cap
S&P 500 annual cap · 11% annual cap
At a +15% index year, the credited-interest illustration is:
American Equity AssetShield 10 credits more here (12% vs 11%).
American Equity AssetShield 10: The slider represents an equity-style index move; the shown Vol-Controlled credit reflects the shared family guardrail.
Assumptions: one hypothetical index year, one allocation to the displayed annual strategy for each product, and a 0% floor. Caps, trigger rates, participation rates, renewal rates, allocations, and state availability can change. This is educational only and is not a carrier-approved illustration.
Illustrative tool inputs use product figures from CANNEX via AdvisorWorld · rates as of August 12, 2026.
Common questions
Decision FAQs from the same numbers
Is American Equity AssetShield 10 or ForeAccumulation II Advisory better for growth?
On top annual cap, ForeAccumulation II Advisory has the higher figure (11% cap · S&P 500 · 1-yr point-to-point vs 9.25% cap · S&P 500 · 1-yr point-to-point); American Equity AssetShield 10 is lower. On participation rate, ForeAccumulation II Advisory has the higher figure (225% participation · PIMCO Balanced Index · annual · 1.25% strategy fee vs 185% participation · S&P 500 Dividend Aristocrats Daily Risk Control 5% Index (USD) Excess Return · annual · 1.5% strategy fee); American Equity AssetShield 10 is lower. On performance trigger, American Equity AssetShield 10 has the higher figure (8.5% trigger · S&P 500 Advantage 15% VT TCA Index (USD) ER · annual vs 7.25% trigger · S&P 500 · annual); ForeAccumulation II Advisory is lower.
Is American Equity AssetShield 10 or ForeAccumulation II Advisory better for income?
On income rider availability, both show No income rider listed. Rider availability is only one income input; payout rates, rider fees, start age, and state availability still need review.
Is American Equity AssetShield 10 or ForeAccumulation II Advisory better for liquidity?
On liquidity, both show 10%/yr free withdrawal. On surrender period, ForeAccumulation II Advisory has the lower figure (5 years surrender period vs 10 years surrender period); American Equity AssetShield 10 is higher. On annual fee, ForeAccumulation II Advisory has the lower figure (1.25% max annual rider/strategy fee vs 3% max annual rider/strategy fee); American Equity AssetShield 10 is higher.
How to read this comparison
Compare the product job, not just one number.
Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.
Rate context
Caps, participation rates, triggers, and fixed buckets show how each FIA creates accumulation potential.
Control
Free-withdrawal and surrender terms are visible because liquidity can be worth as much as a small rate difference.
Carrier backing
Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.
Disclosures and sources
Displayed product figures are sourced from CANNEX via AdvisorWorld and are labeled with their true source date. Product-specific values are shown only when they apply; missing applicable values show unavailable.
The verdict is auto-generated from the available accumulation metrics only and is not a recommendation. The crediting and guaranteed-growth tools are illustrative, use the stated assumptions, and are not projections, quotes, or carrier-approved illustrations.
Rates vary by state, premium band, and issue age. Caps and participation rates can change. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.
Use the comparison as a starting point.
Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.
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Use the public comparison freely. A personalized report is optional when you want projections based on your age, state, premium, and goals.
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