Fixed Indexed Annuity
American Equity AssetShield 10
American Equity Investment Life Insurance Company
Best cap
11.75%
Crediting strategies
S&P 500 Index11.75% cap
A
- Minimum premium
- Varies
- State availability
- Check product page
DB-backed product comparison
American Equity AssetShield 10 vs MarketValue Index
Compare current product data, carrier backing, rates, liquidity, surrender terms, and rider mechanics. This page is part of the product-level evidence behind AnnuityRatesHQ annuity rates.
Fixed Indexed Annuity
MarketValue Index
EquiTrust Life Insurance Company
Best cap
12.5%
Crediting strategies
S&P 500 Index12.5% cap
A
- Minimum premium
- Varies
- State availability
- Check product page
How to read this comparison
Compare the product job, not just the headline number.
These pages support the main annuity rates experience by showing why two products are not interchangeable. Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.
Rate context
Caps, participation rates, spreads, and fixed buckets show how each FIA creates accumulation potential.
Control
Contract control shows up in surrender period, issue ages, state availability, and rider access.
Carrier backing
Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.
Use the comparison as a starting point.
Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.
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Use the public comparison freely. A personalized report is optional when you want projections based on your age, state, premium, and goals.
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