Top annual S&P 500 FIA caps for $100,000 in Florida
A like-for-like ranking of current no-fee, one-year point-to-point S&P 500 cap rates for a hypothetical $100,000 FIA premium in Florida.
annual S&P 500 FIA cap scenario for a $100,000 hypothetical premium in FL.
Fixed indexed annuity accumulation cohort
Top FIA annual-cap annuities for this scenario
Ranked only against other FIA accumulation products using the live annual S&P 500 point-to-point cap shown on each row. MYGA guaranteed rates and FIA income metrics are not part of this ranking.
| Rank | Carrier and product | A.M. Best | Live ranking metric |
|---|---|---|---|
| 1 | NAC Guaranteed Allocation North American Company for Life and Health Insurance FIA cohort | A+ | 12.5% Annual S&P 500 cap · 1-year point-to-point |
| 2 | Chartline Knighthead Life FIA cohort | A- | 12.5% Annual S&P 500 cap · 1-year point-to-point |
Rank is limited to the selected product family and scenario. Implausible, family-mismatched, or family-unverified rows are quarantined before they reach this table.
Rates and product availability vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only—not advice, a quote, or a carrier-approved illustration.
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Methodology note
The answer is baked into this page from the cached CANNEX-via-AdvisorWorld data boundary. Products are ranked only within the scenario’s selected family and metric; MYGA guaranteed rates are never compared with FIA caps, participation rates, or income metrics.
Feed freshness: July 14, 2026. This label is sourced from sync_log, not the page render time.
How to cite this scenario
Cite “AnnuityRatesHQ, Top annual S&P 500 FIA caps for $100,000 in Florida, CANNEX data via AdvisorWorld” and link directly to this page. Include the visible feed-freshness label and the exact ranking metric in any quoted figure.