
A.M. Best A rated · 8 products
Symetra Life Insurance Company Annuities — A Rated
Symetra Life Insurance Company is an A.M. Best A-rated annuity carrier. The current lineup includes 8 fixed indexed and multi-year guaranteed annuity products. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
A
A.M. Best
Annuity products
8
8 products across FIA and MYGA families
Reviewed
June 9, 2026
Product lineup reviewed against current rates.
Lineup Snapshot
Available annuity families and product-type context.
- Product pages
- 5 FIA product pages, 3 MYGA product pages
- Product families
- Edge Elite, Edge Revolution, Select Max, Select Pro, Select Pro NY, Symetra Income Edge, Symetra Prestige, Symetra Stride
- Product types
- FIA, MYGA
- State variants
- 2 product pages
Financial Strength
Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.
Product Highlights
Current Annuity Highlights
Loading current rates, rider rows, index choices, and contract terms.
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Carrier Profile
About Symetra Life Insurance Company
Symetra Life Insurance Company offers a wide range of insurance and retirement solutions tailored to individuals, families, and businesses. Among its retirement products, Symetra provides multi-year guaranteed annuities (MYGAs)such as the Symetra Select Max® and Edge Elite®, which offer guaranteed interest rates over fixed periods. They also offer fixed indexed annuities (FIAs) like Edge Pro® and Edge Plus®, which combine guaranteed principal protection with potential growth linked to market indices. For income planning, Symetra features deferred income annuities such as Income Edge®, as well as immediate annuities for those seeking to convert a lump sum into steady income right away. In the life insurance space, Symetra provides term life insurance (e.g., Symetra Term) for affordable temporary coverage, along with universal life (UL) and indexed universal life (IUL) products like UL-G, Accumulator UL, and Accumulator IUL, which offer lifelong protection and the ability to build cash value. Additionally, Symetra supports employers with a robust portfolio of employee benefits, including group life, short- and long-term disability insurance, critical illness and accident coverage, and stop-loss insurance to help manage catastrophic health claims. Their offerings emphasize flexibility, financial stability, and customizable protection to meet evolving needs.
Financial Strength In Plain English
Symetra Life Insurance Company maintains strong financial strength ratings from the major independent rating agencies, reflecting its solid capital position, prudent risk management, and long-term stability. As of the most recent updates, A.M. Best has assigned Symetra a rating of A (Excellent), indicating a strong ability to meet ongoing insurance obligations (updated April 24, 2024). Standard & Poor’s (S&P) also rates the company A (Strong), suggesting a stable outlook and sound financial performance (updated April 1, 2024). Additionally, Moody’s has awarded Symetra an A1 rating, recognizing its good credit quality and financial reliability (updated February 26, 2025). These consistently high ratings are a testament to Symetra’s financial health, operational discipline, and the backing of its parent company, Sumitomo Life Insurance. They offer policyholders and annuity contract holders confidence in the company’s long-term ability to fulfill its commitments.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate tables.
Product Highlights
Short notes from product pages.
Edge Elite
A seven-year accumulation fixed indexed annuity from a multi-agency-rated carrier with an annual free-withdrawal allowance at the top end of the accumulation FIA market, and a broad crediting menu that pairs an S&P 500 and a Nasdaq-100 annual cap with proprietary participation-rate strategies on Franklin Large Cap Value and J.P. Morgan ETF Efficiente 5.
Open product pageSelect Max
A multi-year guaranteed annuity from a multi-agency-rated carrier with 3-, 5-, and 7-year guaranteed terms — the 5-year leads the menu — backed by a seven-year declining surrender ladder, annual free-withdrawal access, RMD/nursing-home/terminal-illness waivers, and single or joint annuitization on both non-qualified and qualified money. Available outside New York.
Open product pageEdge Revolution
A seven-year accumulation fixed indexed annuity in Symetra's Edge family from a multi-agency-rated carrier with an annual free-withdrawal allowance at the top end of the accumulation FIA market and a broad crediting menu that pairs S&P 500 and Nasdaq-100 annual caps with proprietary participation-rate strategies on Franklin Large Cap Value and J.P. Morgan ETF Efficiente 5.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Edge Elite
Edge Elite
Open the product page for live rates, state availability, and term-specific detail.
Edge Revolution
Edge Revolution
Open the product page for live rates, state availability, and term-specific detail.
Symetra Income Edge
Symetra Income Edge Plus
Open the product page for live rates, state availability, and term-specific detail.
Symetra Prestige
Symetra Prestige
Open the product page for live rates, state availability, and term-specific detail.
Symetra Stride
Symetra Stride
Open the product page for live rates, state availability, and term-specific detail.
MYGA Products
Select Max
Select Max
Open the product page for live rates, state availability, and term-specific detail.
Select Pro
Select Pro
At least one page in this group links to a related state-specific product page.
Select Pro NY
Select Pro NY
At least one page in this group links to a related state-specific product page.
Live Coverage
Product Coverage
Each annuity product page links to current rates, terms, and product details.
A00344
Edge Elite
- Coverage
- ARHQ product page
- Current rate
- Available
A00348
Edge Revolution
- Coverage
- ARHQ product page
- Current rate
- Available
A002UY
Symetra Income Edge Plus
- Coverage
- ARHQ product page
- Current rate
- Available
A001ZZ
Symetra Prestige
- Coverage
- ARHQ product page
- Current rate
- Available
A000Y2
Symetra Stride
- Coverage
- ARHQ product page
- Current rate
- Available
A000W5
Select Max
- Coverage
- ARHQ product page
- Current rate
- Available
A000W7
Select Pro
- Coverage
- ARHQ product page
- Current rate
- Available
This product page links to a related state-specific product page when one exists.
View product detailsA002BI
Select Pro NY
- Coverage
- ARHQ product page
- Current rate
- Available
This product page links to a related state-specific product page when one exists.
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Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Symetra combines Edge, Income Edge, Prestige, Stride, and Select fixed-rate pages.
Select Pro and Select Pro NY are linked as related state-specific product pages where applicable.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
When a related state-specific page exists, open the product page before relying on availability, surrender, or rate details.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
Symetra Life Insurance Company Product Families
Product-list pages carry the full tables, filters, and detail links.
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