3 products
Mutual of Omaha Annuities
Mutual of Omaha offers fixed indexed and multi-year guaranteed annuities. The current lineup includes 3 fixed indexed and multi-year guaranteed annuity products. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
NR
Rating source
Annuity products
3
3 products across FIA and MYGA families
Reviewed
June 9, 2026
Product lineup reviewed against current rates.
Lineup Snapshot
Available annuity families and product-type context.
- Product pages
- 1 FIA product page, 2 MYGA product pages
- Product families
- Ultra Advantage, Ultra Premier, Ultra Secure
- Product types
- FIA, MYGA
Financial Strength
No current financial-strength rating is available in the public carrier profile.
Product Highlights
Current Annuity Highlights
Loading current rates, rider rows, index choices, and contract terms.
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Carrier Profile
About Mutual of Omaha
Mutual of Omaha is a highly respected and financially strong insurer offering a comprehensive suite of retirement annuity products, including fixed annuities, multi-year guaranteed annuities (MYGAs), and immediate annuities. These products are designed to provide guaranteed income, principal protection, and tax-deferred growth to support long-term financial security. With over a century of service, Mutual of Omaha combines trusted experience, competitive rates, and personalized support to help individuals confidently plan for retirement.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate tables.
Product Highlights
Short notes from product pages.
Ultra Advantage
A short-surrender (four-year) accumulation-focused fixed indexed annuity from A+ rated Mutual of Omaha, built around an S&P 500 annual point-to-point cap with fixed-trigger and participation alternatives on the same index plus a proprietary volatility-controlled participation strategy, with no lifetime-income rider in the design.
Open product pageUltra Premier
A multi-year guaranteed annuity from A+ rated Mutual of Omaha, offered in 5- and 7-year guarantee terms with a relatively heavy surrender ladder offset by a generous annual free-withdrawal allowance and a standard liquidity-waiver package — broadly filed in 49 US jurisdictions (every state plus DC except Montana and New York).
Open product pageUltra Secure Plus
A liquidity-friendly multi-year guaranteed annuity from A+ rated Mutual of Omaha, offered in 5- and 7-year guarantee terms with a soft surrender ladder and a generous annual free-withdrawal allowance — broadly filed in 49 US jurisdictions (every state plus DC except Montana and New York), positioned as the lower-rate / softer-schedule sibling of Ultra-Premier.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Ultra Advantage
Ultra Advantage
Open the product page for live rates, state availability, and term-specific detail.
MYGA Products
Ultra Premier
Ultra Premier
Open the product page for live rates, state availability, and term-specific detail.
Ultra Secure
Ultra Secure Plus
Open the product page for live rates, state availability, and term-specific detail.
Live Coverage
Product Coverage
Each annuity product page links to current rates, terms, and product details.
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Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
The Mutual of Omaha slug currently maps to United of Omaha product records, with one Ultra Advantage FIA page and two fixed-rate Ultra product pages.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
Source Links
Carrier and ARHQ product pages used for this profile.
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Mutual of Omaha Product Families
Product-list pages carry the full tables, filters, and detail links.
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