ClearFlex vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
Clear Spring Life and Annuity Company
ClearFlex
Growth + Protection: Market-Linked Returns Without Market Risk
Cap Rate
10.25%
Participation
135%
Fixed Rate
4.6%
Free W/D
10%
Strategies (5)
Surrender (10 yrs)
Waivers
Best For
People ages 0-80 who want to accumulate retirement savings with protection from market losses, including middle-aged and pre-retirees who can tolerate a longer investment horizon and want to balance growth with security.
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
Strategies (15)
Surrender (10 yrs)
Waivers
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
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