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Free widget builder · no signup · no API key

Put a useful annuity calculator on your page

Choose a calculator, add optional partner details, and copy one responsive block. Visitors get the tool immediately, while the visible AnnuityRatesHQ link gives them a methodology source they can inspect and cite.

Configure your embed

Only the calculator choice is required. Partner and CTA fields are optional.

The optional destination must use HTTPS. A label without a destination is rejected. The generated snippet always includes a visible Powered by AnnuityRatesHQ link outside the iframe.

Ready to publish

Annuity fee break-even analysis

Let readers compare two hypothetical annual fees and calculate the compounding value gap and gross return needed to break even.

Free and ungated

Link to this configuration

This permalink restores the selected widget and every validated optional field.

Copy-paste embed code

Paste both the iframe and visible attribution paragraph into the host article. No script, account, or key is required.

Preview embed

Best for

Fee explainers, advisory-cost comparisons, and product-cost education.

Data behavior

The child widget uses only visitor-entered hypothetical inputs and deterministic formulas; it does not display a feed freshness date.

Source page

Open the full methodology and linkable results on AnnuityRatesHQ.

Open full tool

Choose by reader need

Three calculators, one transparent embed pattern

Each child tool has its own methodology and attribution. Use the narrowest calculator that answers the question on the host page.

MYGA ladder builder

Help readers split a hypothetical premium across staggered MYGA terms and inspect maturity windows, projected interest, and carrier concentration.

Best for: MYGA explainers, CD-versus-annuity articles, and retirement-income planning pages.

Annuity income comparison

Compare FIA income-rider, annuitization, DIA, and SPIA paths using a common visitor-entered retirement scenario.

Best for: Retirement-income articles, payout explainers, and income-option comparisons.

Annuity fee break-even analysis

Let readers compare two hypothetical annual fees and calculate the compounding value gap and gross return needed to break even.

Best for: Fee explainers, advisory-cost comparisons, and product-cost education.

Publisher scenario guides

Choose the right calculator for the page you are publishing

These static guides bake in the recommended widget, exact base embed code, placement notes, and a citation path. They never invent a premium, rate, fee, or other visitor input.

Static selection guide

MYGA ladder calculator embed for retirement blogs

A practical embed recommendation for retirement publishers explaining staggered MYGA maturities without reproducing carrier rate tables in an article.

Open guide

Static selection guide

MYGA calculator widget for CD vs. annuity articles

Choose the MYGA ladder widget for a CD-versus-annuity explainer that needs maturity scheduling and current annuity context without implying the products are identical.

Open guide

Static selection guide

MYGA ladder widget for financial advisor websites

A base MYGA ladder embed configuration for advisor education pages that need a useful calculator before any optional firm-specific next step.

Open guide

Static selection guide

MYGA maturity ladder calculator for rollover guides

Use the MYGA ladder calculator in a maturity or rollover guide when readers need to visualize staggered cash windows before reviewing replacement choices.

Open guide

Static selection guide

Annuity income calculator embed for retirement income articles

A calculator recommendation for articles that compare annuity income paths and need to show income, liquidity, guarantee, and control tradeoffs together.

Open guide

Static selection guide

FIA vs. SPIA income calculator widget for publishers

Choose the income comparison widget for an FIA-versus-SPIA explainer that must keep income estimates, liquidity, guarantees, and contract control in view.

Open guide

Static selection guide

Joint-life annuity income calculator embed

Use the income comparison widget on planning pages where two people need to explore a joint-life retirement-income scenario and its product-path tradeoffs.

Open guide

Static selection guide

Deferred annuity income calculator for advisor websites

A base income comparison embed for advisor pages explaining how a future income-start date changes the available annuity paths and tradeoffs.

Open guide

Static selection guide

Annuity fee calculator embed for cost comparison articles

Choose the fee break-even widget for educational cost comparisons that need transparent compounding math using visitor-entered hypothetical assumptions.

Open guide

Static selection guide

Annuity fee break-even widget for financial advisor websites

A base fee break-even embed for advisor education pages that compare hypothetical annual costs without turning the calculator into a lead gate.

Open guide

Static selection guide

Annuity cost comparison calculator for retirement blogs

Use the fee break-even calculator on retirement blogs that want readers to test their own annual cost and return assumptions instead of relying on one static example.

Open guide

Static selection guide

Annuity fee-drag calculator for fiduciary fee guides

A transparent fee break-even embed for fiduciary cost guides that need to separate deterministic fee math from qualitative insurance benefits.

Open guide

Methodology

Methodology: configure a child tool without inventing a result

  1. 1. Choose a public tool. The selected iframe loads the existing MYGA ladder, income comparison, or deterministic fee analysis.
  2. 2. Validate optional configuration. Partner text has a fixed length limit, and an external next-step URL must be complete HTTPS. Invalid recognized URL parameters fail closed.
  3. 3. Preserve attribution. The copied block includes a visible, standard link to AnnuityRatesHQ outside the iframe so readers and crawlers can reach the source methodology.

Publisher responsibility: preview the widget, keep the attribution visible, describe hypothetical values as hypothetical, and do not present educational outputs as a carrier-approved illustration, quote, recommendation, or promise.

How to cite this tool

How to cite this tool and its selected widget

“AnnuityRatesHQ, Free Embeddable Annuity Calculators, selected widget and validated configuration permalink.”

For a numeric result, cite the child tool's methodology, its visitor inputs, and—when the widget uses live data—the grounded freshness label displayed inside that widget. The builder page itself contains no carrier rate or quote.

Review data and use terms

Data source and cadence

Freshness belongs to each live child widget

This configuration page fetches no rate or quote feed and therefore renders no “as of” date. The MYGA ladder and income comparison widgets obtain CANNEX data via AdvisorWorld only through AnnuityRatesHQ's cached data layer; each child shows a feed-grounded freshness label when available. A render or page-view time is never used as source freshness.

The fee break-even widget is different: all amounts, fee percentages, returns, and horizons are visitor-entered hypotheticals, and its outputs are deterministic arithmetic. It correctly shows no live-data date.

Frequently Asked Questions

Are the annuity calculator embeds free?

Yes. The three widgets are free to use without an email address, login, subscription, API key, or PDF download. Keep the visible Powered by AnnuityRatesHQ attribution link in the copied code.

Which embeddable annuity calculators are available?

You can embed the MYGA ladder builder, the annuity income comparison, or the annuity fee break-even analysis. Each widget links back to its full public AnnuityRatesHQ methodology page.

Can I add my organization name or a next-step link?

Yes. The builder accepts an optional partner name and an optional HTTPS call-to-action URL. The CTA label is optional and only applies when a valid HTTPS URL is supplied.

Can I share an exact embed configuration?

Yes. The builder permalink serializes the selected calculator and any partner or CTA configuration. Opening that URL restores the same validated configuration and copy-paste code.

Where does live annuity data come from?

The MYGA ladder and income comparison child widgets use CANNEX data via AdvisorWorld through AnnuityRatesHQ cached reads. They show a source-grounded freshness label when available. The fee tool uses only visitor-entered hypothetical values and deterministic formulas.