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Choose a calculator, add optional partner details, and copy one responsive block. Visitors get the tool immediately, while the visible AnnuityRatesHQ link gives them a methodology source they can inspect and cite.
Ready to publish
Let readers compare two hypothetical annual fees and calculate the compounding value gap and gross return needed to break even.
This permalink restores the selected widget and every validated optional field.
Paste both the iframe and visible attribution paragraph into the host article. No script, account, or key is required.
Best for
Fee explainers, advisory-cost comparisons, and product-cost education.
Data behavior
The child widget uses only visitor-entered hypothetical inputs and deterministic formulas; it does not display a feed freshness date.
Source page
Open the full methodology and linkable results on AnnuityRatesHQ.
Open full toolChoose by reader need
Each child tool has its own methodology and attribution. Use the narrowest calculator that answers the question on the host page.
Help readers split a hypothetical premium across staggered MYGA terms and inspect maturity windows, projected interest, and carrier concentration.
Best for: MYGA explainers, CD-versus-annuity articles, and retirement-income planning pages.
Compare FIA income-rider, annuitization, DIA, and SPIA paths using a common visitor-entered retirement scenario.
Best for: Retirement-income articles, payout explainers, and income-option comparisons.
Let readers compare two hypothetical annual fees and calculate the compounding value gap and gross return needed to break even.
Best for: Fee explainers, advisory-cost comparisons, and product-cost education.
Publisher scenario guides
These static guides bake in the recommended widget, exact base embed code, placement notes, and a citation path. They never invent a premium, rate, fee, or other visitor input.
Static selection guide
A practical embed recommendation for retirement publishers explaining staggered MYGA maturities without reproducing carrier rate tables in an article.
Open guideStatic selection guide
Choose the MYGA ladder widget for a CD-versus-annuity explainer that needs maturity scheduling and current annuity context without implying the products are identical.
Open guideStatic selection guide
A base MYGA ladder embed configuration for advisor education pages that need a useful calculator before any optional firm-specific next step.
Open guideStatic selection guide
Use the MYGA ladder calculator in a maturity or rollover guide when readers need to visualize staggered cash windows before reviewing replacement choices.
Open guideStatic selection guide
A calculator recommendation for articles that compare annuity income paths and need to show income, liquidity, guarantee, and control tradeoffs together.
Open guideStatic selection guide
Choose the income comparison widget for an FIA-versus-SPIA explainer that must keep income estimates, liquidity, guarantees, and contract control in view.
Open guideStatic selection guide
Use the income comparison widget on planning pages where two people need to explore a joint-life retirement-income scenario and its product-path tradeoffs.
Open guideStatic selection guide
A base income comparison embed for advisor pages explaining how a future income-start date changes the available annuity paths and tradeoffs.
Open guideStatic selection guide
Choose the fee break-even widget for educational cost comparisons that need transparent compounding math using visitor-entered hypothetical assumptions.
Open guideStatic selection guide
A base fee break-even embed for advisor education pages that compare hypothetical annual costs without turning the calculator into a lead gate.
Open guideStatic selection guide
Use the fee break-even calculator on retirement blogs that want readers to test their own annual cost and return assumptions instead of relying on one static example.
Open guideStatic selection guide
A transparent fee break-even embed for fiduciary cost guides that need to separate deterministic fee math from qualitative insurance benefits.
Open guideMethodology
Publisher responsibility: preview the widget, keep the attribution visible, describe hypothetical values as hypothetical, and do not present educational outputs as a carrier-approved illustration, quote, recommendation, or promise.
How to cite this tool
“AnnuityRatesHQ, Free Embeddable Annuity Calculators, selected widget and validated configuration permalink.”
For a numeric result, cite the child tool's methodology, its visitor inputs, and—when the widget uses live data—the grounded freshness label displayed inside that widget. The builder page itself contains no carrier rate or quote.
Review data and use termsData source and cadence
This configuration page fetches no rate or quote feed and therefore renders no “as of” date. The MYGA ladder and income comparison widgets obtain CANNEX data via AdvisorWorld only through AnnuityRatesHQ's cached data layer; each child shows a feed-grounded freshness label when available. A render or page-view time is never used as source freshness.
The fee break-even widget is different: all amounts, fee percentages, returns, and horizons are visitor-entered hypotheticals, and its outputs are deterministic arithmetic. It correctly shows no live-data date.
Yes. The three widgets are free to use without an email address, login, subscription, API key, or PDF download. Keep the visible Powered by AnnuityRatesHQ attribution link in the copied code.
You can embed the MYGA ladder builder, the annuity income comparison, or the annuity fee break-even analysis. Each widget links back to its full public AnnuityRatesHQ methodology page.
Yes. The builder accepts an optional partner name and an optional HTTPS call-to-action URL. The CTA label is optional and only applies when a valid HTTPS URL is supplied.
Yes. The builder permalink serializes the selected calculator and any partner or CTA configuration. Opening that URL restores the same validated configuration and copy-paste code.
The MYGA ladder and income comparison child widgets use CANNEX data via AdvisorWorld through AnnuityRatesHQ cached reads. They show a source-grounded freshness label when available. The fee tool uses only visitor-entered hypothetical values and deterministic formulas.