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Example annual review result

FIA annual review: $400,000 after $30,000 of distributions

An example FIA annual review using hypothetical visitor-entered statement values, including $30,000 of distributions and $24,000 identified as income. The complete arithmetic is included in this prepared example.

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Cash-flow-adjusted change

+$14,000

+3.5% of beginning value

Income-target coverage

80%

User-entered income ÷ user-entered target

Product family

fixed indexed annuity

User-reported hypothetical—not verified contract identity

User-entered statement inputs

These are illustrative visitor inputs, not CANNEX values, verified statements, forecasts, or carrier-approved figures.

Beginning value
$400,000
Ending value
$384,000
Additional premium
$0
Total distributions
$30,000
Income received
$24,000
Disclosed charges
$2,500
Annual income target
$30,000

FIA mechanics stay contract-specific

This report does not infer an index cap, participation rate, spread, credited interest, or return from the statement change. Review the contract's exact crediting method, index period, renewal terms, rider fees, surrender schedule, and carrier statement.

Current market context for this annuity category

CANNEX via AdvisorWorld supplies a count of public rate changes for the selected annuity category during the last 30 days. It is general market context, not evidence about this hypothetical holding, not a benchmark, and not a substitute for its statement or contract.

30-day events

106

Selected category only

Products / carriers

25 / 4

Distinct products and carriers in this 30-day view

Direction counts

26 up · 4 down

Added 40 · removed 23 · changed 13

Data date

July 16, 2026

Verified source date, never the time you view the page

Methodology and formula notes

Cash-flow-adjusted statement change = ending value + total distributions − additional premium − beginning value. For this example: $384,000 + $30,000 − $0 − $400,000 = +$14,000.

The percentage divides that change by beginning value. It is not time-weighted or dollar-weighted performance. Income received is already a subset of total distributions and is not added twice. Disclosed charges are shown as user-reported context and are not added back because statement values are treated as net.

Data source and cadence

Only the 30-day change counts for the selected annuity category are live data: CANNEX via AdvisorWorld. Current information refreshes every 10 minutes; this prepared scenario refreshes daily.

Every holding figure is the visitor's own hypothetical input. The visible as-of label appears only when the source supplies a verified data date; the time you view the page is never displayed as source freshness.

How to cite this tool

Suggested citation: “AnnuityRatesHQ, ‘FIA annual review: $400,000 after $30,000 of distributions,’ cash-flow-adjusted annual statement review with CANNEX market-event context via AdvisorWorld, July 16, 2026, https://annuityrateshq.com/annual-review-report/fia-annual-review-400k-after-30000-distributions.”

State that holding values and contract terms are visitor-entered hypotheses. This permalink preserves the inputs but is not a frozen or immutable data citation; include the visible data date when citing live context.

Embed this exact annual review

Copy the full snippet. It preserves every user input and includes a visible AnnuityRatesHQ source link.

<iframe src="https://annuityrateshq.com/embed/annual-review-report?productFamily=FIA&beginningValue=400000&endingValue=384000&additionalPremium=0&totalDistributions=30000&incomeReceived=24000&disclosedCharges=2500&annualIncomeTarget=30000" title="AnnuityRatesHQ annual review report" loading="lazy" width="100%" height="780" style="border:0"></iframe>
<p><a href="https://annuityrateshq.com/annual-review-report?productFamily=FIA&beginningValue=400000&endingValue=384000&additionalPremium=0&totalDistributions=30000&incomeReceived=24000&disclosedCharges=2500&annualIncomeTarget=30000">Powered by AnnuityRatesHQ</a></p>

Attribution preview: Powered by AnnuityRatesHQ

Questions this review does not answer

It does not calculate personal performance, taxes, market value adjustments, surrender value, future renewals, replacement economics, liquidity needs, suitability, or a product recommendation. Guarantees depend on the issuing insurer's claims-paying ability and contract terms.

Is the cash-flow-adjusted change an investment return?

No. It is ending value plus total distributions, minus additional premium and beginning value. It is not time-weighted or dollar-weighted performance.

Are the statement figures live carrier data?

No. Beginning value, ending value, premium, distributions, income, charges, and income target are explicitly user-entered hypothetical figures. Only the 30-day market context for the selected annuity category comes from CANNEX via AdvisorWorld.

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