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32
Jurisdictions
Product data status: June 28, 2026
Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.
Live rate data
Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Silac Insurance Company product.
Available only in Alabama, Arkansas, Arizona, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Mississippi, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Oklahoma, Rhode Island, South Dakota, Tennessee, Virginia, Vermont, Wisconsin, West Virginia, Wyoming
Live rates shown when this state is selected. This filing is state-restricted, and the current request did not return rate rows for the selected scenario.
Free Comparison Report
See how Vega 14 compares for your age, state, premium, and income goals alongside other Silac Insurance Company fixed indexed annuity options.
Crediting strategies not available for this product
Current crediting strategy details were not returned for this product on this request. Confirm available strategies with the carrier or check back as data refreshes.
Optional GLWB rider not returned on this row
This contract is positioned as an income product but the live data row does not currently surface a guaranteed-lifetime-withdrawal rider. Confirm rider availability and current rates with the carrier before comparing lifetime income.
Linked review
Discover the SILAC Vega Fixed Indexed Annuity, designed for growth potential, principal protection, and flexible retirement planning.
CFA take
“Offers a balanced mix of legacy planning and flexibility, supported by enhanced withdrawal features and optional benefits that strengthen death benefit outcomes while preserving access to funds when needed. However, product complexity and a relatively lower default liquidity during the withdrawal-charge period, along with only moderate insurer credit strength, may limit its appeal relative to simpler or more competitively structured alternatives.”
A negative index return by itself does not reduce the contract's account value: Vega 14 credits 0% — the floor — for that indexed period. The account value can still decrease from applicable rider fees, Performance Rate Rider or other strategy charges, administrative charges, withdrawals, surrender charges, or other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.
Surrender schedule not available for this product
A surrender-charge schedule was not returned for this product on this request. Surrender terms often vary by state — confirm with the carrier before purchase.
Carrier documents not available for this product
Brochures, product guides, or contract disclosures were not returned for this product on this request. Request the state-specific brochure or specimen contract from the carrier before purchase.
Verification note
This page uses the current structured product data returned for the contract. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.
Free Comparison Report
See how Vega 14 compares for your age, state, premium, and income goals alongside other Silac Insurance Company fixed indexed annuity options.