Annuity rate data updated daily
Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates
10%
Free W/D
50
Available jurisdictions
Product data status: updated regularly
Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.
rate data
rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Nationwide product.
Available only in Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming
rates are shown when this state is selected. This product is state-restricted, and the available data does not include rates for the selected scenario.
Live product data
Rates as of August 3, 2026, from AdvisorWorld and CANNEX.
S&P 500 annual point-to-point cap
A current headline metric is not available for this product. Confirm current terms with the carrier.
An A+-rated 7-year accumulation-focused fixed indexed annuity from Nationwide with S&P 500 and J.P. Morgan Mozaic II annual point-to-point cap exposure, a compact strategy menu, and a six-figure premium minimum.
Best fit
Accumulation buyers with a sizeable balance to deploy who want a mid-length 7-year surrender, recognizable S&P 500 cap exposure, and a simpler, easier-to-model two-strategy menu than the broader Peak lineup.
AM Best
A+ Superior
Surrender period
7 years
Free withdrawal
10%/yr
Availability
50 jurisdictions (excl. New York)
Caps, participation rates, and declared rates are shown separately.
Product analyst notes
Not ideal for
Buyers who need lifetime income from a rider, anyone unable to meet the six-figure premium minimum, anyone wanting MSCI EAFE or other broader proprietary-index choices (look at Peak or Peak 10), or buyers who can't lock funds up for the 7-year surrender period.
Free Comparison Report
Rates last updated August 3, 2026. This page shows last-known rates — confirm current availability with the carrier. Compare currently available Nationwide fixed indexed annuity options for your age, state, premium, and income goals.
Accumulation-focused contract
The CANNEX information identifies this product as tax-deferred accumulation. Compare cap, participation rate, fees, liquidity, and surrender terms; use a separate payout-focused contract when guaranteed payout mechanics are required.
Linked review
Discover the Nationwide Summit Fixed Indexed Annuity with tax-deferred growth, downside protection, and income focus. Explore rates, costs, and more.
No. The current product feed publishes contract and liquidity facts for Summit, but no current indexed or fixed crediting strategies. Historical rates are not substituted. Confirm any new rate offering directly with the carrier.
Up to 10% of your account value each year is penalty-free. The scheduled surrender charges run 7 years; after that the surrender-charge schedule ends. Bonus vesting, market value adjustments when applicable, and other contract rules can still affect the amount available. The Liquidity tab of the analyzer shows the year-by-year surrender charge.
Annual amount that may be available without surrender charges, subject to contract terms.
Nursing home waiver, Terminal illness waiver
Beneficiary value depends on contract terms, withdrawals, and rider elections.
Minimum guaranteed cap for cap-based indexed strategies.
Guaranteed minimum interest rate for the fixed account.
Minimum guaranteed participation rate for participation-rate indexed strategies.
Availability can vary by state and product terms.
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
After
0%
Nursing home waiver, Terminal illness waiver
product guide
Direct link not published — request the document from the carrier.
Liquidity terms
A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.
Verification note
Carrier materials such as Nationwide Life Summit brochure.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 24, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.
Free Comparison Report
Rates last updated August 3, 2026. This page shows last-known rates — confirm current availability with the carrier. Compare currently available Nationwide fixed indexed annuity options for your age, state, premium, and income goals.
Machine-readable citation contract
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